Tag Archives: how to make money

Tips for Landing Commercial Loans

Commercial loans are all about risk. Lenders are looking for some very specific criteria before they are willing to approve a loan application.

Commercial loans are more difficult to get than consumer loans because they are often for a much larger dollar amount. Lenders are in business to make money and that means that they must be very selective when lending a large sum of money. Understanding the criteria that lenders use to evaluate applicants and why they have these standards will help you to tailor your documentation to these criteria and show lenders all of the right information about your business.

Lenders are first and foremost concerned with your ability to repay the loan that you are requesting. They want to see long term documentation in the form of profit and loss statements, bank statements and tax returns to demonstrate that your business is financially stable. The might also want to see documentation about other credit which has been extended to your business. This could be in equipment rental, from a supplier of materials, from a property that has been leased or from a vendor. Lenders also favor a borrower who has some cash in savings to cover expenses in the event of a slowdown in business and revenue.

The next big interest for a lender is that the commercial property that you are purchasing has a value greater than the loan which you are requesting. This is because the property will serve as collateral for the loan. In the event that you default on the loan, the lender will take possession of the property and sell it to cover the outstanding balance of your loan. In most cases the loan will only be approved for about 80% of the property’s current value. This is due to the volatility of commercial property values. Having that instant equity in the property assures the lender that even if the property value drops, the loan will still be adequately secured.

Becoming a Personal Guarantor

In some cases a business entity does not have sufficient credit history to demonstrate financial stability. When that is the case commercial loans are secured by a personal guarantor which is normally the owner of the business. The owner needs to be able to demonstrate to the lender that their personal assets and money can be used to cover the loan payments. Again, the lender will need to see documents including bank statements, tax returns and personal net worth statements to verify the guarantor’s finances.

Understand the Lenders Goal

In almost every case, a lender is simply looking at numbers to determine if a loan applicant is a good risk. Knowing this information, it is critical that you show repeatedly that the business is financially stable, has a strong and steady stream of revenue and that you are also financially stable. In addition showing that the business has sufficient cash reserves to bridge a short term cash flow issue will give the lender added confidence in your ability to repay the loan that you are requesting. Approval for commercial loans is based on ability to repay the loan and the financial stability of the business in almost all cases.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701
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About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

How to Make Money With Commercial Real Estate


When you purchase a new property you expect it to be
able to turn around a profit. In this article you will find out different
strategies to earn additional income with your commercial real estate.

Commercial real estate is a hot commodity among investors. Quite
frankly the possibilities are endless. You could have one location that is for
your personal business. Another that you rent out to a tenant. Or one just for
storage. It is all up to you when it comes to what you want to do with it.
Fixing and flipping properties when done right is a very profitable, as well.



It’s
the little things that matter when it comes to commercial real estate


Taking the time out to make little repairs of cosmetic
enhancements can make a vast difference in the amount of revenue that you end
up making. Commercial real estate
has hundreds of different variables that you can take advantage to bring in the
best clientele. Many people make their money back if they take on a lot of the
responsibility of managing their properties themselves. Why hire someone or a
group of people to do something that can be done by you? You keep money in your
pocket and in turn you can reinvest in something else.

 A great way to
make money off of commercial real estate
is to rent it out to multiple tenants. Say you have a property with roughly
2,400 square feet, instead of having one large business you could split it and
have two businesses within the space. This is called a co-working space. Many of
these types of businesses are popping up around the country. Depending on your
assets you could buy a large piece of property and have two or three small
companies renting space. Along with that, you can also give freelancers a
payment plan in which you charge them to use the space. Judging on the
different types of benefits and perks you have will also bring in more clients.

You can also do this with a home. Instead of having
one family living in the house you have; instead, you can rent out the rooms and
charge more than you would regularly with one person. By doing this you can
make more money to pay off expenses that may come along renting out a space.
For example, you may have to take out a commercial real estate loan to help cover the cost. If you were to rent off a home
piece by piece you could possibly pay your loan off quicker.


What
if I want to sell my commercial real
estate
property?


If you want to sell your commercial real estate you then should. As we stated before you
have the power to do so. Judging on how must you put into your property the
more you can possibly get for your money. 
Say you bought a property below market value that does not need a lot of
enhancements or repairs. You can sell it higher than market value. Or if you
have a piece of commercial real estate
with a business using it you can dissolve their tenure and sell it to them if
they want the space.

Dennis Dahlberg Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:      (512) 516-1177 
Dennis@level4funding.com
www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701    


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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Want To Be a Landlord? Texas Hard Money Lenders Can Make Your Dreams Come True!

If you are dreaming of making extra income by investing in rental properties, Texas hard money lenders may be just what you need to make your dreams come true. With fast loans and streamlined paperwork, hard money loans can help Texas investors with all of their goals. 


If you want to invest in rental properties, you probably already know that being a landlord can be very lucrative. While it is not exactly passive income because you do have to maintain, rent, and service your units, it can be a great way to make extra money and build equity in the property. What you may not know, is that Texas hard money lenders can be a great way to start investing in rental properties.

Texas hard money lenders service hard money loans. Hard money loans are cash loans that are asset based. This means they are based on the merit of your investment property, not your individual credit score or debt to income ratio. This is great new for Texas landlords who often have high debt to income ratios due to multiple investment properties. In addition, loan times are fast and there is little paperwork, meaning you get your cash faster to purchase your property.

3 Ways Texas Hard Money Lenders Can Help You With Your Rental Purchase

If becoming a landlord using Texas hard money lenders  sounds like the right choice for you, here are a few ways that your lender can help you achieve your goals. 

1. Residential properties: You can use Texas hard money loans to purchase residential rentals like single family homes, duplexes, and even apartment complexes. With high loan to value ratios and the option to use other assets to cross-collateralize, you can usually borrow most of the purchase price of the property. 
2. Commercial properties: Texas hard money lenders can also give loans on commercial properties. This is ideal if you want to rent space to businesses instead of housing. Commercial rentals can be a great option because there is usually less maintenance and depending on the location, you may be able to charge higher rents per square foot. 
3. Your lender can help you even if you have bad credit. FICO scores don’t matter to Texas hard money lenders. Make sure you have an investment plan and a way to pay off the loan but don’t worry about previous debts. 

Once you have decided to use Texas hard money lenders to finance your rental purchase, find the right help for you!

Find a lender who specializes in alternative funding sources and is knowledgeable about hard money loans. Don’t be afraid to ask questions and shop around for a lender that you feel comfortable with. 

Dennis Dahlberg Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:      (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120 | Phoenix | AZ | 85027

111 Congress Ave |Austin | Texas | 78701







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 Active Rain
 Linked In

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.

How to Work From Home With Hard Money Loans Texas!

If you want to be able to quit your day job, be your own boss, set your own hours, and work mostly from home, hard money loans Texas can be a great financial tool to make your dreams come true. By using hard money lenders Texas to make real estate investments, you can start on the path of financial independence and working for yourself!

During my career in real estate and mortgage lending, I have met many people who want to be able to quit their day job. Some crave independence, others want to make more money, and still others want to be able to set their own schedule. Whether you want to be able to work from home because it is convenient, because of family obligations, or simply because you would rather wear stretchy pants than a suit and tie most days, I am here to tell you that hard money loans Texas could be your ideal solution.

Hard money loans Texas are asset based loans given by Texas private money lenders or hard money lenders Texas. They are short term loans that are designed to be for real estate investments, usually fix and flips but they can also be used for short term commercial loans and even vacation rentals. In order to qualify for a hard money loan, all you really need is a solid investment plan. Hard money lenders Texas don’t care too much about your FICO score, debt to income ratio, or really any personal financial details. We are in this with you to make money and as long as your investment idea is sound, we will help you get financing.

Once you have purchased a property, you can fix it up and sell it for a profit or whatever else your investment plan included. You pay off the hard money loan and the rest is yours to keep. The best thing about hard money loans Texas is that they give you the freedom to be your own boss. Sure, you do have to leave the house sometimes to meet with you lender, contractor, or realtor, but most of your research can be done at home, on your own terms. You even get to set the times for your meetings.

Best of all, hard money loans Texas can be very lucrative, giving you enough income to buy that boat, take that vacation, or put into savings. The sky is the limit with hard money lenders Texas!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.


Hard Money Lenders in Texas Can Help You Make Money!

If you’re in making further money by investing in actual property and even making actual property investing a full time profession, hard money lenders in Texas are right here to assist. Discovering the correct lender who will work with you may assist you to make your desires come true. 



Actual property investing is a good way to earn further money and it could actually even change into a full time job in case you are motivated and discover the correct hard money lenders in Texas. When you’ve got a watch for property renovation and a ardour for flipping houses, look no additional than a hard money loan to assist buy, repair, flip, and revenue from funding properties.

A hard money loan is a specialised, asset primarily based loan that’s given by hard money lenders in Texas. It’s a privately funded loan that’s backed by investor capital, whether or not it’s a single investor or an funding crew.

There are a number of benefits to hard money loans. One of the crucial attraction for property flippers is that there’s a comparatively quick wait time. You hard money lenders in Texas can get your paper work carried out, approval quick tracked, and money to you in lower than two weeks. You may also normally borrow a major quantity of the acquisition worth and you need to use different property as collateral to borrow as much as 100% of the acquisition worth.

As well as, hard money lenders in Texas do not go over your funds or credit score with a fantastic tooth comb. The loan relies on the advantage of the funding, not your private internet price or FICO rating. Which means that even if in case you have had dangerous luck in the previous, you may nonetheless get the Texas hard money  loan that you just want.

After getting your loan in hand you can begin fixing up a house and flip it for a revenue. Watch out although, chances are you’ll discover that utilizing Texas hard money to rehab and promote houses is addicting!

Dennis Dahlberg

Dealer/RI/CEO/MLO

Stage four Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 

dennis@level4funding.com

www.Level4Funding.com


NMLS 1057378 | AZMB 0923961 | MLO 1057378

23335 N 18th Drive Suite 120

Phoenix AZ 85027

 
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 Linked In

Concerning the writer: Dennis has been working in the actual property trade in some capability for the final 40 years. He bought his first property when he was simply 18 years previous. He rapidly discovered in regards to the superb funding alternatives supplied by trust deed investing and hard money loans. His want to assist others make money in actual property investing led him to specialize in different funding for actual property traders who might have bother getting a conventional financial institution loan. Dennis is keen about different funding sources and sharing his information with others to assist make their desires come true.Dennis has been married to his fantastic spouse for 38 years. They’ve 2 lovely daughters four superb grandchildren. Dennis has been an Arizona resident for the previous 32 years.


Knowledge is Power: What You Need to Know About Hard Money Loans Arizona

If you’re an actual property traders or focused on getting began, you want to find out about hard money loans Arizona. Arizona hard money is another funding technique for actual property traders that may assist buy funding properties. What you do with the property is up to you, however the longer you’ve got the loan, the extra curiosity you’ll pay. Extra curiosity means much less revenue so you’re usually greatest served by paying off the loan shortly. This makes hard money loans Arizona ideally suited for repair and flips or quick money wanted for an public sale.

If you would like to be taught extra about hard money loans Arizona, listed below are a number of info that you simply want to know earlier than you strive to get hold of your hard money loan.

 

  • Hard money loans Arizona usually have increased rates of interest than conventional loans. This may occasionally look like a deterrent at first, however keep in mind they’re designed to be quick time period capital loans. You probably have a plan to pay the loan off shortly, the curiosity will hardly even dip into your general revenue.
  • Get your hard money loan from a good hard money lenders Arizona. There are a whole lot of funding scams on the market so be sure that to do your homework and select a dependable lender.
  • You can use hard money loans Arizona for quite a lot of functions. Shopping for a repair and flip, a trip rental, or different revenue property are only a few. You may use hard money loans Arizona as quick time period enterprise loans once you want money shortly for an sudden expense.
  • Credit score scores should not vital for hard money loans Arizona. Actually, hard money lenders Arizona hardly even take a look at your credit score historical past. They care extra about your funding plan and the potential to make money.
  • Debt to revenue is not as stringent with hard money loans Arizona. This is actually excellent news for traders who might have a number of properties. Banks will usually disqualify funding properties based mostly on what you owe on different actual property money owed. This is not all the time the case with hard money lenders Arizona.
As soon as you’re prepared to begin your funding journey with hard money loans Arizona, be ready to have you ever life modified. You could make large income and will even get to stop your full time job in favor of being an actual property mogul. That sounds fairly good, does not it?

 

Dennis Dahlberg

Dealer/RI/CEO/MLO

Degree four Funding LLC
Arizona Tel:  (623) 582-4444 

Arizona Tel:     (512) 516-1177 

dennis@level4funding.com

www.setabay.com


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112

Phoenix AZ 85027

 
 You TubeFace Book Active Rain
 Linked In

About the writer: Dennis has been working in the true property trade in some capability for the final 40 years. He bought his first property when he was simply 18 years outdated. He shortly discovered concerning the superb funding alternatives supplied by trust deed investing and hard money loans. His need to assist others make money in actual property investing led him to focus on different funding for actual property traders who might have hassle getting a standard financial institution loan. Dennis is captivated with different funding sources and sharing his data with others to assist make their desires come true.Dennis has been married to his great spouse for 38 years. They’ve 2 lovely daughters four superb grandchildren. Dennis has been an Arizona resident for the previous 32 years.


Danger! Buyer Beware! How to Risk Less With Hard Money Lenders Texas!

Hard money loans Texas are private money loans funded by hard money lenders Texas. The loans are given primarily to actual property buyers to buy properties they intend to use as a method to make money. The lender makes curiosity and earns their principal again and the borrower makes a revenue on a sensible funding. There are much less laws and so much much less paperwork than conventional loans and also you private funds do not matter practically as a lot as they might on the financial institution. Sounds nice, proper? Nicely, hard money loans Texas are a good way to make money and are a comparatively protected funding. However, any funding has some danger. Listed below are three methods to danger much less in your Texas hard money loan.


  1. Select hard money lenders Texas correctly. Not all funding companies or mortgage brokers are created equal. There are individuals on the market who simply need to rip-off you out of curiosity. Search for a licensed dealer or fairness agency to fund your funding. Make sure that your loan officer is educated about various funding and particularly hard money loans Texas.
  2. Ask numerous questions. Ask about rates of interest, loan to worth ratios, time frames, and some other considerations that you might have. Your hard money lenders Texas ought to give you the chance to reply all your questions intimately and provide the peace of thoughts you want to go ahead with the funding. Should you really feel not sure, maintain asking or buying round for a brand new lender till you’re assured.
  3. Do your homework. Earlier than buying any property just be sure you have a plan. Get the house inspected and appraised. Do not forget that location issues and check out not to overspend on repairs. Have a finances and timeline labored out earlier than you start your mission. Not solely will this just be sure you make a sensible funding, however it should additionally impress your hard money lenders Texas that you’ve a strong recreation plan in place. This can make it extra probably that you’re going to get the hard money loans Texas that you simply want.
Upon getting your loan in place, there may be nonetheless one main danger with Texas hard money loans. They’re addicting! Upon getting a style of fixing and flipping a property, there’s a large danger you will not give you the chance to get sufficient and can maintain doing it. However relaxation assured whether or not your actual property funding is a one time factor, or a method to make regular earnings, hard money lenders Texas can be there if you want them!

 

Dennis Dahlberg

Dealer/RI/CEO/MLO

Degree four Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 

dennis@level4funding.com

www.Level4Funding.com


NMLS 1057378 | AZMB 0923961 | MLO 1057378

23335 N 18th Drive Suite 120

Phoenix AZ 85027

 
 You TubeFace Book Active Rain
 Linked In

In regards to the writer: Dennis has been working in the actual property trade in some capability for the final 40 years. He bought his first property when he was simply 18 years outdated. He rapidly realized concerning the superb funding alternatives offered by trust deed investing and hard money loans. His want to assist others make money in actual property investing led him to focus on various funding for actual property buyers who might have bother getting a conventional financial institution loan. Dennis is captivated with various funding sources and sharing his information with others to assist make their goals come true.Dennis has been married to his fantastic spouse for 38 years. They’ve 2 stunning daughters four superb grandchildren. Dennis has been an Arizona resident for the previous 32 years.


Danger! Buyer Beware! How To Risk Less With Hard Money Lenders Arizona!

Hard money loans Arizona are private money loans funded by hard money lenders Arizona. The loans are given primarily to actual property buyers to buy properties they intend to make use of as a option to make money. The lender makes curiosity and earns their principal again and the borrower makes a revenue on a sensible funding. There are much less rules and so much much less paperwork than conventional loans and also you private funds do not matter practically as a lot as they might on the financial institution. Sounds nice, proper? Effectively, hard money loans Arizona are an effective way to make money and are a comparatively secure funding. However, any funding has some danger. Listed here are three methods to danger much less in your Arizona hard money loan.


  1. Select hard money lenders Arizona properly. Not all funding corporations or mortgage brokers are created equal. There are folks on the market who simply wish to rip-off you out of curiosity. Search for a licensed dealer or fairness agency to fund your funding. Make certain your loan officer is educated about different funding and particularly hard money loans Arizona.
  2. Ask numerous questions. Ask about rates of interest, loan to worth ratios, time frames, and every other issues that you will have. Your hard money lenders Arizona ought to be capable of reply your whole questions intimately and provide the peace of thoughts it’s worthwhile to go ahead with the funding. Should you really feel uncertain, preserve asking or purchasing round for a brand new lender till you’re assured.
  3. Do your homework. Earlier than buying any property just be sure you have a plan. Get the house inspected and appraised. Keep in mind that location issues and check out to not overspend on repairs. Have a funds and timeline labored out earlier than you start your undertaking. Not solely will this just be sure you make a sensible funding, however it would additionally impress your hard money lenders Arizona that you’ve a strong sport plan in place. This can make it extra probably that you’re going to get the hard money loans Arizona that you simply want.
After you have your loan in place, there may be nonetheless one main danger with Arizona hard money loans. They’re addicting! After you have a style of fixing and flipping a property, there’s a big danger you will not be capable of get sufficient and can preserve doing it. However relaxation assured whether or not your actual property funding is a one time factor, or a option to make regular revenue, hard money lenders Arizona might be there once you want them!

 

Dennis Dahlberg

Dealer/RI/CEO/MLO

Stage four Funding LLC
Arizona Tel:  (623) 582-4444 

Arizona Tel:     (512) 516-1177 

dennis@level4funding.com

www.setabay.com


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112

Phoenix AZ 85027

 
 You TubeFace Book Active Rain
 Linked In

Concerning the creator: Dennis has been working in the true property trade in some capability for the final 40 years. He bought his first property when he was simply 18 years previous. He rapidly realized concerning the wonderful funding alternatives supplied by trust deed investing and hard money loans. His want to assist others make money in actual property investing led him to specialise in different funding for actual property buyers who could have bother getting a conventional financial institution loan. Dennis is captivated with different funding sources and sharing his data with others to assist make their desires come true.Dennis has been married to his fantastic spouse for 38 years. They’ve 2 stunning daughters four wonderful grandchildren. Dennis has been an Arizona resident for the previous 32 years.


How to Make Your Retirement Dreams Come True With Hard Money Loans Arizona!

When it comes to retirement financial savings, most individuals know the fundamentals, 401ks, 457s, 403s, shares, bonds, and lots of extra choices. However, do you know there are a number of disadvantages to these conventional choices. Particularly, they’re depending on the inventory market, which everyone knows will be fickle, to say the least.

With ups and downs available in the market, many people are discovering that they’re dropping their retirement financial savings. Take the story of considered one of my workers, for instance. Her husband is a fireplace fighter with nearly all of his retirement financial savings in a 457 fund. This quarter, they LOST $20,000. Now fortunately, they’re younger and have time to make that money again, however all I may suppose when she was telling me this was how a lot better off they might have been investing in hard money loans Arizona.
You’re most likely pondering why, what makes hard money loans Arizona a greater retirement choice than many conventional plans? Nicely, the reply is easy, hard money loans Arizona aren’t depending on the inventory market and do not fluctuate from day to day as drastically. It is because hard money loans Arizona are an actual property funding which is mostly extra secure since it’s not affected by an earthquake in Brazil or the standard of the air in China (significantly, these items can and do tank the inventory market).
baby with moneyIf my worker and her husband had used that twenty grand as a down cost for a Arizona hard money loan, they may have labored with Arizona hard money lenders to fund the remainder of the capital for an actual property buy. They may have bought a repair and flip property, trip rental, or perhaps a long run rental property. These would have made them money as both a repair and flip or long run month-to-month revenue. Both means, I assure they might have made effectively greater than $20,000 and misplaced nothing in the event that they made a wise funding. A lot better than ready and hoping there is not a nuclear energy plant meltdown in Japan.
If you find yourself investing in hard money loans Arizona, it is necessary to maintain a couple of issues in thoughts to assist reduce your danger and maximize your revenue. At all times work with skilled Arizona hard money lenders who’ve expertise with hard money loans Arizona. Every state has totally different laws so having a lender who is aware of the legal guidelines in Arizona is essential. Additionally, ensure that to work with an actual property agent who is aware of his stuff once you purchase the property and at all times do your due diligence so far as value determinations and inspections go.
Should you work hard, it’s possible you’ll discover that hard money loans Arizona aren’t solely an effective way to complement your retirement revenue, however might also grow to be a full-time job and keenness.

 

Dennis Dahlberg

Dealer/RI/CEO/MLO

Stage four Funding LLC
Arizona Tel:  (623) 582-4444 

Arizona Tel:     (512) 516-1177 

dennis@level4funding.com

www.setabay.com


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112

Phoenix AZ 85027

 
 You TubeFace Book Active Rain
 Linked In

In regards to the writer: Dennis has been working in the true property trade in some capability for the final 40 years. He bought his first property when he was simply 18 years outdated. He rapidly realized concerning the wonderful funding alternatives supplied by trust deed investing and hard money loans. His want to assist others make money in actual property investing led him to specialise in various funding for actual property buyers who could have hassle getting a conventional financial institution loan. Dennis is obsessed with various funding sources and sharing his data with others to assist make their goals come true.Dennis has been married to his fantastic spouse for 38 years. They’ve 2 lovely daughters four wonderful grandchildren. Dennis has been an Arizona resident for the previous 32 years.


How to Make Your Retirement Dreams Come True With Hard Money Loans Texas!

When it comes to retirement savings, most people know the basics, 401ks, 457s, 403s, stocks, bonds, and many more options. But, did you know there are several disadvantages to these traditional options. Namely, they are dependent on the stock market, which we all know can be fickle, to say the least.

With ups and downs in the market, many folks are finding that they are losing their retirement savings. Take the story of one of my employees, for example. Her husband is a fire fighter with the majority of his retirement savings in a 457 fund. This quarter, they LOST $20,000. Now luckily, they are young and have time to make that money back, but all I could think when she was telling me this was how much better off they would have been investing in hard money loans Texas
You are probably thinking why, what makes hard money loans Texas a better retirement option than many traditional plans? Well, the answer is simple, hard money loans Texas are not dependent on the stock market and don’t fluctuate from day to day as drastically. This is because hard money loans Texas are a real estate investment which is generally more stable since it is not affected by an earthquake in Brazil or the quality of the air in China (seriously, these things can and do tank the stock market). 
If my employee and her husband had used that twenty grand as a down payment for a Texas hard


money
 loan, they could have worked with Texas hard money lenders to fund the rest of the capital for a real estate purchase. They could have purchased a fix and flip property, vacation rental, or even a long term rental property. These would have made them money as either a fix and flip or long term monthly income. Either way, I guarantee they would have made well more than $20,000 and lost nothing if they made a smart investment. Much better than waiting and hoping there isn’t a nuclear power plant meltdown in Japan. 

When you are investing in hard money loans Texas, it is important to keep a few things in mind to help minimize your risk and maximize your profit. Always work with professional Texas hard money lenders who have experience with hard money loans Texas. Each state has different regulations so having a lender who knows the laws in Texas is key. Also, make sure to work with a real estate agent who knows his stuff when you buy the property and always do your due diligence as far as appraisals and inspections go. 
If you work hard, you may find that hard money loans Texas are not only a great way to supplement your retirement income, but may also become a full-time job and passion. And they can help you retire on your terms, doing what you want. For me, that means opening my own shooting range here in the Loan Star State to pass on my passion for firearms and personal safety!

Dennis Dahlberg
Broker/RI/CEO/MLO

Level 4 Funding LLC
Arizona Tel:  (623) 582-4444 

Texas Tel:     (512) 516-1177 
dennis@level4funding.com
www.Level4Funding.com

NMLS 1057378 | AZMB 0923961 | MLO 1057378
23335 N 18th Drive Suite 120
Phoenix AZ 85027


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About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 38 years. They have 2 beautiful daughters 4 amazing grandchildren. Dennis has been an Arizona resident for the past 32 years.