Category Archives: Uncategorized

How Residential Arizona Hard Money Lenders Made Me a Million Dollars

You read that right. Residential Arizona Hard Money Lenders made me a million dollars, and I am going to show you how to do it for yourself.

I was a regular hard working person for years. I would get up in the morning, drive into work, clock in, do my job, and then clock in. I would go home, eat dinner, watch TV, and go to bed. The next day, I would do it all over again.

After a while, I felt so bored with my life. There wasn’t much to it. There was no excitement. Sure, I had a loving wife and children. I just wanted more… I wanted more from my work.

When I wasn’t able to go up the corporate ladder anymore, I felt that I need to do something on the side to get myself out of this rut. I decided to start investing in real estate.

I had always wanted to do something, but I didn’t have the extra cash to do it. Kids are expensive!

I didn’t want to take out a loan, but after hearing of a guy online who borrowing from residential Arizona Hard Money Lenders, I couldn’t stop thinking about it. I felt it was the break I needed to finally get out of the monotony of my work life.

What I Did Next Led Me to a Million Dollars

I called up a residential Arizona Hard Money Lender just to get information. I hung up with the lender with the process underway to have a couple of hundred thousand in my back account in two business days. It really was that simple. I could hardly believe it.

When I was speaking to the lender, he made so much sense that I couldn’t turn it away. All I did was give him the information he needed to use my home as a security for the loan, and that was it.

Once I had the money in my bank account, I worked with a real estate agent to find a place that I could rent out to people in the summer. It was already April, so I had to act quick. Since I had the cash, I was able to find a place that I could pay cash with, and have it ready for renting by Memorial Day – the non-official first day of summer.

My beach house has been booked ever since that weekend and it only took me three months to pay the lender back. Since I bought the beach house, I’ve been able to buy two others, and now I have a million dollars sitting in the bank.

You can make a million dollars with residential Arizona Hard Money Lenders too.

I didn’t do anything unrealistic. You can do the same thing. All you have to do is follow what I do – call the residential Arizona Hard Money Lender here, and get started.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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What Are Owner-occupied Hard Money Loans in Arizona?

Have you ever heard of Owner-occupied Hard Money Loans in Arizona? If not, you’re about to learn all about them.

With Arizona Hard Money Loans, you have to use property with equity to secure it. Since lenders who provide these types of loans do not care about credit history, income, or savings, they need a way to ensure they will receive their money back. If they didn’t, people would just take their money all of the time and not pay them back. They would lose all of their money and then not have any to help other people out with their financial struggles.

When people use property to secure an Arizona Hard Money Loan, they are more likely to pay back the loan because they don’t want to lose their money. The lender sells the property if the loan isn’t paid back according to the terms of the loan.

Now that you know about how property plays a role in Arizona Hard Money Loans, you will be able to better understand Owner-occupied Hard Money Loans in Arizona. These loans are secured by property the borrower lives in. The property is owner occupied.

This may seem obvious because most people only have the property they live in, but that’s not entirely true. Many people have other properties they own that they use for the Arizona Hard Money Loan. However, not everyone is that lucky so they need to use the one they live in.

Why Owner-occupied Hard Money Loans in Arizona Are Even Easier to Get

Arizona Hard Money Lenders know that using property ensures that they will get their money back, but they know this to be even truer when it’s owner occupied. No one ever wants to lose their house that they are living with because they didn’t pay back their loan.

Making it possible to get an owner occupied Arizona Hard Money Loan is as easy as owning your own home.

If you own your own home and it has equity, you are set to get an Arizona Hard Money Loan. All you have to do is give the lender the information on the property, and they will check it out. Once they verify that it is available – meaning it really is yours and not the bank’s and that it has equity – you will receive your money.

Don’t wait around for a bank to loan you money. Get the money you need in the next couple of days or sooner with our lenders. All you have to do is reach out to us and we will help you.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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Bridging the Gap with an Arizona Bridge Loan

When you need money to bridge the gap, you should consider getting an Arizona Bridge Loan. It’s easy, quick, and effective.

nA Arizona Bridge Loan is a loan that can be in your account in just a couple of days. It’s an easy loan to get that doesn’t require that you have excellent credit. You simply just need to have property with equity.

This type of loan is perfect for people who just need a bit more money to make ends meet. This may be for personal financial obligations are for an investment. Whatever the case may be, the Arizona Bridge Loan will help you bridge the gap.

The best way to get this type of loan is to contact an Arizona Hard Money Lender or Arizona Private Money Lender. This person has money ready to be deposited into your account, and all they need to do is verify that you have the property to back it up.

Why is property so important to this type of lender? It’s easy. Just as you want getting a loan to be easy, they want the process of loaning you money to be easy. If you don’t pay back the loan, they will sell your property to make back the money.

You only lose your property if you don’t pay back the loan. That sounds fair, right?

Getting the Arizona Bridge Loan from an Arizona Hard Money Lender

It’s not easy to find an Arizona Hard Money Lender if you don’t know where to look. Luckily, you’ve landed here, and we can help you. We are Arizona Private Money Lenders who offer Arizona Bridge Loans. All you have to do is contact us, and we will get the process started.

Don’t worry – we are not a bank or other financial institution with strict guidelines and a lot of red tape. We are nice, easy going people who want to help you with your financial goals.

We treat everyone the same and want to help everyone get the Arizona Bridge Loan they need.

We don’t discriminate because you’ve had a difficult past of financial hardship. We know you want to pay back the loan we give you, and that’s why we do this. Despite this, we do need to protect ourselves, which is why we use property.

If you’re ready to get started, contact us now. We can take all of the information over the phone, and then we will get back to you in a few hours with a decision. Once we do that, we will release the money to your account. In about two business days, you should have the money you need.

Sound easy? That’s because it is, so reach out to us now to get started.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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What Arizona Private Money Lenders Do and How Borrowing Money Works

If you’re considering using Arizona Private Money Lenders but you’re not sure what they do or how borrowing money works, read this article. It will give you all the information you need to know.

Most people have no idea that Arizona Private Money Lenders exist. They only learn about them when they hear a friend used one or they decided to do a search online to see if there was an easy and quick way to borrow money.

This is unfortunate because lenders have helped many people get the money they need in just a couple of days. This can be a huge relief to people who are desperate for cash.

If you’re looking for fast cash, it’s important to learn what Arizona Private Money Lenders do and how they loan money to people.

Private lenders loan money to people who have poor credit or need money quicker than any bank or other financial institution could provide. They are private, which means they do it themselves without the bureaucracy of having to go through dozens of hoops to get money to the borrow. Sometimes, the money they loan is their own money, and other times it’s from a collection of people.

Most lenders do not care about credit when they loan money to people. What they care about is if the borrow has property with equity. This is what they use to ensure they receive enough money to pay themselves back for what they loan people.

Many people who have been turned away for loans from banks go to these types of lenders because they are more likely able to get a loan. They also can get it much quicker than any bank can because there is no lengthy review process. They simply ensure you have the property in your name that you’re using for security, and then they deposit the money into your account. Yes, it really is that easy.

What Else You Need to Know about Arizona Private Money Lenders

All you need to know about Arizona Private Money Lenders is that it’s important that you pay back the money you borrow in the time they require. Private money loans are short term, so you should expect to pay back the money within a few months up to a year. Your specific terms depend on what is agreed upon when you get the money.

As long as you pay back the loan, you don’t have to worry about losing your property.

Don’t get scared that you’re going to lose your property. Simply pay back the loan. That’s all the lender wants. Believe us, they don’t want your property and all the trouble that goes into selling it. They simply want their money they loaned to you back.

If you’re ready to get started, contact us. We can help you get a private money loan.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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Why Arizona Hard Money Lenders Want Properties with Equity

Are you questioning the reason Arizona Hard Money Lenders want property with equity? Find out the reasons here.

Many people are surprised when they hear that all they need to secure an Arizona Hard Money Loan is property with equity. They feel as though there is some sort of trick involved because it seems so easy.

The truth is that it is easy. This is why Arizona Hard Money Lenders do it.

Property with equity means that they can make their money back if the person they lend money to doesn’t pay it back. This way they don’t lose money.

Think about it for a minute. If you are an Arizona Hard Money Lender and you give someone thousands of dollars, what will make you feel better about letting that person borrow money from you? The assurance they will pay it back, right?

When people use property with equity to pay back loans, then there is no worry they will lose out on that money. If the borrower doesn’t pay the money back, they just sell the property and get the money back that way.

Arizona Hard Money Lenders Don’t Want to Take Your Property

The goal for Arizona Hard Money Lenders is not to take your property and sell it. They could care less about it. What they want is their money back that they let you borrow.

You only lose your property if you do not pay back the loan you borrowed from the Arizona Hard Money Lender.

Most people do not default on their Arizona Hard Money Loan because they don’t want to lose their property. This is why these lenders require this type of security. They know it is effective.

So, what are you waiting for? Get the money you need quickly and easily with an Arizona Hard Money Loan. As long as you pay back the money you borrow, you do not have to worry about losing the property you use for security.

All you have to do is contact us to get the process started. We will ask you how much you want to borrow and what property you want to use for security. We will then check out that property to make sure that you don’t have liens on it and that it is has equity. Once we have that information, which is within a day, we will deposit the money into your account.

Within two days, you could have the money you need. Get started by calling our Arizona Hard Money Lenders now.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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The One Thing You Need for Arizona Hard Money Loans

You only need one thing for Arizona Hard Money Loans. Find out what that one thing is in this article.

What if you could get a loan that didn’t depend on your credit history, income, or savings? What if you could get a loan needing just one thing? It would be easy, right?

Arizona Hard Money Loans are the easiest loans to get. You only need one thing to secure the loan.

What is that one thing? Property.

As long as you have property with equity, you can get an Arizona Hard Money Loan. It really is that easy.

How It Works

When you need a loan, you simply call an Arizona Hard Money Lender to let the person know you are in need of cash. That person will ask you what property you would like to use, and then take down information on where the money will be deposit. After the lender checks out your property’s equity, he/she will send the money to your bank.

The property is all you need to get an Arizona Hard Money Loan.

Just because you use your property to secure the loan doesn’t mean you will lose it. You only lose the property if you don’t pay the loan back. If your intention is to not pay the loan back, then you shouldn’t be getting the loan.

Most people do not default on Arizona Hard Money Loans because they don’t want to lose the property they used to secure. This is the reason lenders do it. It’s protection that they won’t end up losing their money when someone skips out on the loan.

Getting Started with Arizona Hard Money Loans

We specialize in Arizona Hard Money Loans. We help people of all walks of life get the money they need to do whatever they want. We know you want your money quickly and easily, and that’s why we have the fastest loan process in the nation.

You do not have to complete a ton of paperwork.

You do not need to wait weeks for it to go through underwriting.

You do not have to fear your credit history will cause you not to get the loan.

These loans are for anyone who has been rejected by banks and other financial institutions. It’s for all the people who are sick of waiting what seems like an eternity to borrow money.

Contact us now for more information on our loans. We would love to help you get the money you need quickly and easily.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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4 Things to Consider Before You Take Out Texas Rental Property Loans

If you’d like to work from home or generate a solid side income, Texas Rental Property Loans can be the vehicle that gets you there. Take time to consider the options, so you can choose the wealth-building strategy that’s right for you.

1. Do you want long-term renters or short-term renters? There are pros and cons to both. With long-term renters, chances are you’ll earn less money. However, if you do short-term rentals, such as Airbnb or HomeAway, you’ll have to have a plan in place for getting the property ready for each renter.

2. How much work are you prepared to do on the property? If you’re willing to put a little sweat equity into a property, you can get a better deal. Most save tens of thousands of dollars or more going with a fixer-upper. However, this does mean you’ll have a project on your hands before you can start renting the place out and earning from it and it may mean you’ll have to look into alternative financing, as banks often will not fund properties with severe damage.

3. How do you plan to market your property? This may be simpler if you’re going with an Airbnb-style venture. However, it’s important to familiarize yourself with the market before you buy to identify which amenities renters are looking for and if there are design trends in high demand. If you’re going with a long-term option, double-check how long rentals are staying vacant in your area and which marketing platforms properties are moving on.

4. Which financing options are right for you? When it comes to Texas Rental Property Loans, you won’t qualify for a conventional mortgage. These are referred to as “owner-occupied mortgages,” meaning you, personally, have to live in the home to get one.

Hard Money May Be Right for You if You’re Doing Repairs or Have Rotten Credit

With conventional mortgages out of the question, the property will have to be in great condition and you’ll have to have top-notch credit to qualify for a bank loan. For the millions who don’t meet the rigid requirements, Texas Rental Property Loans from Texas Hard Money Lenders may be the more ideal choice. They’re based on the value of the property rather than credit scores and even homes that need a lot of work are ok, as long as you have a well-thought-out plan to get the property in order. Plus, you’ll usually only make interest-only payments for the duration of the loan. This can give you some breathing room while you’re doing repairs or are trying to get renters on board to cover the cost of normal monthly payments.

You can make your financial dreams come true through rentals.

Building wealth through rentals isn’t for everyone because there is work involved and you do have to have a sound strategy in place before you make your first move. However, there are a whole lot of options out there, so it’s easy to find a strategy that is right for you and Texas Rental Property Loans to help you get started.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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Top 3 Mistakes Newcomers to Texas Fix and Flip Loans Make

Home rehabbers are always on tight schedules, but when you leverage Texas Fix and Flip Loans as opposed to self-financing, it’s that much more important to keep your project on track. Become familiar with the top three mistakes newcomers make in order to ensure a smooth and profitable exit.

1. Not padding the timeline. The work of various professionals assisting you are often dependent on the others staying on track. For example, your drywaller may not be able to take over until your electrician is done or your cabinet installer may not be able to work until the tiler has finished. If one early in the chain is delayed, it will set everyone else back too. Sometimes suppliers are sluggish a slow in the market can delay the sale. Always pad your timeline some, so that unforeseen issues don’t push you past your intended exit date.

2. Not padding your expenses. Having the property inspected by a professional is a must, especially if you don’t have much experience in the area on your own. That said, there are sometimes things you cannot foresee. Perhaps you pull up the carpet and discover mold and water damage or you open a wall and find out the prior homeowner was clearly not an electrician or a plumber, but attempted to be one. You’ll likely have a legal and ethical obligation to set things right. Without extra room in your budget, this will eat away at your profits or could even leave you upside-down.

3. Forgetting about government regulations. After the housing crisis, guidelines for FHA loans changed. This doesn’t impact your ability to get Texas Fix and Flip Loans, but it may impact who can purchase your home and when. There are a couple areas to address here. FHA loans can be good for borrowers who wouldn’t ordinarily qualify for a mortgage. The government insures the loan to protect the lender, but the borrower then has additional fees to pay. For this reason, the location you’re working in will impact whether or not your buyers will want this form of financing. If you’re working in luxury homes, they won’t be, but if you’re working in struggling or up-and-coming neighborhoods, they could be. If you are in an area where buyers may need an FHA loan, they will not be allowed to purchase yours until it’s been in your possession for 90 days if your sales price is two or more times what you paid for it.

With Planning and Foresight, You Will Have a Successful Project

The more you work with Texas Fix and Flip Loans and rehab projects in general, the easier it will become to identify issues in these three core areas and avoid them. However, for your initial ventures, it’s a good idea to give yourself a fair amount of breathing room and simply anticipate there being unforeseen circumstances, so you never fall short on time or money.

Develop a strong network and they’ll be there when you need them.

It can be frustrating when a supplier sends out the wrong thing or delays a shipment, particularly when that makes the schedules of your tradesmen fall like dominoes. However, the more you work with your team and the better you treat them, the more likely they are to prioritize your needs over all the other projects they do. Your Texas Fix and Flip Loans will go further and you’ll be more successful too.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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Try These 4 Tactics to Get 90% Texas Hard Money Loans

Most lenders offer 50-60% LTV (loan-to-value) as a standard. However, you can get 90% Texas Hard Money Loans if you know what lenders are looking for and adjust your strategy to suit.

1. Bring on a partner with experience. There’s a fairly large learning curve when it comes to real estate investments. Particularly as things stand now, with the markets leveling out or only climbing slowly, the success of any given project depends largely on the skill of those involved. If you don’t have experience or are weak in one or more areas of fix-and-flips, bringing on a partner who is strong in areas you aren’t will make you a more appealing borrower.

2. Improve your credit. While you can get funded with rotten credit, you won’t likely get 90% Texas Hard Money Loans. On lower amounts, your score matters a whole lot less. It’s based mostly on the value of the property. However, at 90-100% of the value, you’re asking the lender to take on considerably more risk. They’re going to need added assurance you’re fiscally responsible. There are many things that can improve a credit score, such as simply reviewing yours and requesting that inaccurate blemishes be removed or paying off older balances. You may need to spend some time building up in this area though.

3. Do rehab on a draw-basis. Don’t expect to receive all your funding at once. Lenders may feel a bit more at ease if you’re pulling out cash as it’s needed for various projects rather than in one lump sum at the onset.

4. Work a different location. Due to variances in the market, certain locations are safer bets than others. Check with your lender to see if this is the case in your circumstance. If it is, see if they can point you in the right direction when you go to search for a different property.

Find a Different Lender to Help You if Need Be

If you’ve addressed all three key areas—you’ve got the experience, good credit, are willing to work on a draw basis, and have a great location—it could be that the lender you’re working with simply doesn’t offer 90% Texas Hard Money Loans. Not all of them do. Call around to others in your area to see what terms they offer and under which circumstances they offer them. You can also connect with a broker who will know where you can get the best terms too.

Develop relationships to become more successful.

Realistically, 90% Texas Hard Money Loans are hard to come by, and even among those who offer them, the criteria to obtain one is more stringent than other offerings. Find a good team that will work with you and get you the best terms possible. Listen to their advice and follow through on any steps they recommend. As you develop a relationship with them and they gain confidence in your ability to run a successful project, you’ll soon see better terms headed your way.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
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3 Exit Strategies Residential Texas Hard Money Lenders Will Approve

When you approach residential Hard Money Lenders in Texas for funding, you’ll need to explain your exit strategy. Develop a plan around one of the three common exit strategies to keep your application moving forward.

There are quite a few contrasts between working with residential Hard Money Lenders in Texas and taking out a conventional loan. One key difference is that the principal is typically due in one lump sum at the end of the term. Although you’ll still make monthly payments, they’ll be smaller and will be interest only. Because of this, you’ll need to map out in advance how you plan out your exit strategy, or how you’ll pay off the balance, before you get funded. There are three main ways to do this, and the right choice will vary based upon your circumstances and investment strategy.

1. Sell the property. If you’re doing a fix-and-flip, selling the property is a natural end. You’ll handle all the repairs, put the home on the market, sell it for a tidy profit, and then pay off the loan.

2. Refinance. More often than not, refinancing is done with the fix-and-hold strategy. The loan is taken out either because the property is in poor condition and won’t qualify for a conventional option or the borrower needs to move faster than a bank loan can get funded. In these cases, the borrower can approach a bank at a later date and get a conventional loan. Sometimes borrowers refi down the line for other reasons too. For example, their credit score may not be good enough for a bank or they might have too much personal debt.

3. Payoff. Occasionally, a borrower has cash tied up in other projects and can’t get it out in time to fund a deal. This happens more often with a seasoned investor who has a larger portfolio and wants to keep growing it. He or she may have another property ready to hit the market a month or two down the line and will pay off the balance using the earnings from the other sale. The funds can come from virtually any source, such as an inheritance or other major payout, but the lending team will want to verify that the payoff plan is a sure bet.

Successful Investors Always Have a Backup Plan

Unexpected delays in a fix-and-flip project or a delay in incoming funds earmarked for a payoff could require you to refinance the loan at some point. Because of this, it’s a good idea to establish refi options at the onset of a project and be prepared to leverage them in the event your final payment to your residential Hard Money Lenders in Texas becomes due before you’re able to cover it.

Continue to evaluate your exit strategy throughout your project.

Even after you get approval from residential Hard Money Lenders in Texas, you’ll need to keep tabs on your exit strategy to ensure it’s still within reach. Monitor your timeline and funding as you move forward and be prepared to pivot when needed, so you can avoid complications and make the most of your venture.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
Fb Yt In Arr Nm Bl Tw Gp