Monthly Archives: October 2023

Pallet Home Décor With Mini Pallets Ideas  😉 Crafting with Joantitle is from subject?

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Pallet Home Décor With Mini Pallets Ideas

DIY Dollar Tree Mini Pallet Décor

A great, simple pallet wood project that you can make Dollar Tree DIYS using Mini Wood Pallets was a must for me, bringing you all some DIYS. Mini Wood Pallets are my favorite thing to DIY at Dollar Tree, with Towering Tumbling Blocks coming in a close second. Get some DIY pallet ideas for your home decor! Decorating can be expensive… and repetitive. Or, you can make truly unique and low-cost pallet home décor. Mini pallets can be used for great home décor, interior design projects, and, more generally, for any home improvement project. You can design and build your project in any style you want.

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Thank you for joining Lucy and me today. Hope to see you next time.

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Joan@CraftingWithJoan.com

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DIY Flip Flop Cookie Fun To Make For Summer Treats 😁title is from subject?

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Fun to Make Flip Flop Cookies For Summer Treats DIY Flip Flop Cookie Fun To Make

DIY Flip Flop Cookie Fun To Make For Summer Treats

Easy DIY Flip Flop Cookies made from Nutter Butters, candy coating, and colorful candies. Make this summer a little sweeter by kicking it off with our Flip-Flop Cookie Tin. This colorful round tin is decorated with summertime flip-flops and comes with our deliciously sweet ten original cookies and two frosted cookies. This easy no, bake dessert is perfect for summer parties! NUTTER BUTTER FLIP-FLOP COOKIES THAT ARE SUPER EASY TO MAKE If you are planning a beach theme party, nothing can be more perfect than these nutter butter flip-flops cookies. Flip Flop Cookies are so Adorable and super Easy to make! All you need is just a few ingredients, and you can make a ton of these quickly. Such a fun idea for Summer!

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Thank you for joining Lucy and me today. Hope to see you next time.

Contact Information

Joan@CraftingWithJoan.com

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Easy and Fun Crafts Anyone Can Do!
Easy Crafts, Crafting with Kids, Crafting, 5 Minute Crafts, Inexpensive Crafts, Easy to do Crafts, Crafts for Kids, Arts, Crafts and DIY, DIY and Crafts, DIY Crafts & Projects, Dollar Tree Crafts Ideas, 5-Minute Crafts Family
 
Copyright © 2023 Crafting with Joan All rights reserved.
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DIY Easy to Make Decorative Glass Prisma Bowl for Home Décortitle is from subject?

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DIY easy to Make Decorative Glass Prisma Bowl for Home Décor

Easy to Make Decorative Glass Prisma Bowl The modern faceted design of the Prism Bowl makes it a unique home décor piece. Bring a unique touch to your table with the Prism Glass Bowl. Made with multi-glass, this bowl offers distinctive, eye-catching visuals and design. This decorative glass bowl utilizes an excellent Glass finish and is a beautiful way to decorate your home.

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Thank you for joining Lucy and me today. Hope to see you next time.

Contact Information

Joan@CraftingWithJoan.com

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DIY planter ideas using miniature pallets and Terracotta pots, great indoor planters, and plant ideastitle is from subject?

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DIY planter ideas using miniature pallets and Terracotta pots, great indoor planters, and plant ideas

Elevate your front porch and help create a beautiful, welcoming environment for visitors with these outdoor planter ideas.

Indoor Terracotta Pot Planters container garden ideas Good choices include ferns, succulents, mosses, miniature moth orchids, African violets, and kalanchoes. Best displays go for a mixture of plants to create a miniature garden effect rather than mono planting. DIY Indoor Planters & Plant Ideas. Ultralight Dreams Indoor Terracotta Planter. Insanely Creative DIY Planter Ideas, DIY planters for my indoor plants. Planter boxes and flower boxes add a lot of ambiance to an outdoor living space. Planters made from pallets.

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Thank you for joining Lucy and me today. Hope to see you next time.

Contact Information

Joan@CraftingWithJoan.com

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YouTube Home Page: https://www.youtube.com/channel/UC4qZqe4AOindr0xA88XbgtQ

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DYI Making Beautiful Summer Plate Are Easy to Maketitle is from subject?

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DYI Making Beautiful Summer Plates Are Easy to Make

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Thank you for joining Lucy and me today. Hope to see you next time.

Contact Information

Joan@CraftingWithJoan.com

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😁DIY Easy To Create Your Own DYI Lovely Coasters 😂title is from subject?

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DIY Easy To Create Your Own DYI Lovely Coasters

DIY Lovely and Beautiful Coasters for Crafts DYI Easy Creative Coasters

For these colorful coasters, the supplies needed are scrapbook paper, mod podge, fabric glue, clear acrylic glaze, felt, a sponge brush, and ceramic tiles. Glue the paper to the tile and let it dry completely. Then paint over the paper and tile with mod podge. Let it  dry, and repeat 2 or 3 times. While coasters come in various materials, from cotton to cork, the most absorbent choices are felt and porous stones like ceramic and sandstone. If you use one of these materials, your coasters can correctly manage any condensation from your glass.

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Thank you for joining Lucy and me today. Hope to see you next time.

Contact Information

Joan@CraftingWithJoan.com

www.CraftingWithJoan.Com

YouTube Home Page: https://www.youtube.com/channel/UC4qZqe4AOindr0xA88XbgtQ

Facebook: https://www.facebook.com/craftingwithjoan

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Blog: https://craftingwithjoan.blogspot.com/
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Making a Beautiful DIY Summer-Themed Wreath 😁title is from subject?

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Making a Beautiful DIY Summer-Themed Wreath – Nice Home Décor – for A Stylish Front Door

We’re curating the best examples of  Stylish Front Door wreaths and door decor for your summertime porch with this board. Scroll through for inspiration to decorate your door. Summer wreaths deserve to be part of your warm-weather decor during the other half of the year when DIY spring wreaths feel too seasonal. Find Inspiration, Decorating Ideas & Smart Solutions for Your Holiday Season. Get Ready For the Holidays and Find Seasonal Door Wreaths.
 
https://youtu.be/kl0EIFLD2Mo

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Thank you for joining Lucy and me today. Hope to see you next time.

Contact Information

Joan@CraftingWithJoan.com

www.CraftingWithJoan.Com

YouTube Home Page: https://www.youtube.com/channel/UC4qZqe4AOindr0xA88XbgtQ

Facebook: https://www.facebook.com/craftingwithjoan

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Blog: https://craftingwithjoan.blogspot.com/
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Making a Beautiful DIY Summer-Themed Wreath 😁title is from subject?

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Making a Beautiful DIY Summer-Themed Wreath – Nice Home Décor – for A Stylish Front Door

We’re curating the best examples of  Stylish Front Door wreaths and door decor for your summertime porch with this board. Scroll through for inspiration to decorate your door. Summer wreaths deserve to be part of your warm-weather decor during the other half of the year when DIY spring wreaths feel too seasonal. Find Inspiration, Decorating Ideas & Smart Solutions for Your Holiday Season. Get Ready For the Holidays and Find Seasonal Door Wreaths.
 
https://youtu.be/kl0EIFLD2Mo

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Thank you for joining Lucy and me today. Hope to see you next time.

Contact Information

Joan@CraftingWithJoan.com

www.CraftingWithJoan.Com

YouTube Home Page: https://www.youtube.com/channel/UC4qZqe4AOindr0xA88XbgtQ

Facebook: https://www.facebook.com/craftingwithjoan

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[Test] 😁Making a DIY Spooky Ghost with Cheesecloth and Fabric Stiffener 😉title is from subject?

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Making a DIY Spooky Ghost with Cheesecloth and Fabric Stiffener

 
Making a DIY Spooky Ghost 🧡 with Cheesecloth and Fabric Stiffener 🧡 This fabric-stiffened Ghost ⭐ is an enjoyable Halloween decoration, much easier than it looks.
 
The result is very eerie because the Halloween Ghost doesn’t have anything supporting it at all.
 
If you’re looking to make a DIY Spooky Ghost this Halloween, then look no further! In this video, we’ll show you how to make a ghost with cheesecloth and fabric stiffener. This DIY Halloween Ghost will creep out your friends and family this Halloween!
 
If you’re looking for an easy yet spooky Halloween project, then this DIY Ghost is perfect for you! It’s easy to make and only takes a few minutes so you can do it in no time! Plus, it’s the perfect addition to your child’s Halloween costume!
 
Cheesecloth may be the ideal material for crafting ghosts for Halloween decor; its gauzy, thin composition shreds quickly to make it look ages older than it is. Cheesecloth is light enough, even when treated with a fabric stiffener, to create miniature and life-sized ghosts shaped any way you like. The key to any project with fabric stiffener is creating a solid mold (otherwise known as an armature) that you can drape the fabric or cloth over. You will wet the fabric with the stiffener and then hang it over the mold (balloon). The mold needs to retain its shape until the stiffener is dry. Once the Ghost is dry, you can remove the mold. Then your Ghost stands on its own!

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Thank you for joining Lucy and me today. Hope to see you next time.

Contact Information

Joan@CraftingWithJoan.com

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Hard Money Loans for Owner Occupied Borrowerstitle is from subject?

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Owner-occupied hard money loans are considered principal residence Loans, alternative financing, and private money loans. 

Reasons Why Borrowers Use Owner-Occupied Hard Money Loans 

  • Bad Credit 
  • Hard to prove income 
  • Self Employed 
  • or dealing with a problem property  

    Typical borrowers refinance this loan after qualifying for a conventional or FHA loan. 

    Common Uses of Occupied Loans 
  • Buying a first or second home. 
  • Refinance an existing loan. 
  • Cash out for repairs or remodeling. 
  • Cash out for debt consolidation.  

Owner Occupied Hard Money Loan Program Options  

100% financing is available if the borrower has another free and clear property, or has a small mortgage with value (substantial equity) to pledge as additional collateral ( aka Cross Collateralized Loan).  

Arizona Hard Money Lender is making real estate loans to both Investors and owner-occupants in Arizona. 

Typical Arizona private hard money programs for owner-occupants are below. 

NO PRE-PAYMENT PENALTY 

Typically, there are no pre-payment penalties on our loans. 

  

PURCHASE 

Down payment: 30% – 40%. 

Up to 60% or 70% of the appraised value 

Up to 100% financing with a 2nd free and clear property as additional collateral. 

  

REFINANCE 

Up to 65% of the appraised value 

Up to 100% financing with a 2nd free and clear property as additional collateral  

ORIGINATION FEE 

            A loan Origination fee of 2 to 6 points (2 to 6% of the Loan Amount).  

Requirements For Owner-Occupied Hard Money Loans 

Income must be able to be verified by a 3rd party source. 

If the owner-occupied loan is considered a "high-cost loan," hazard insurance and property taxes must be impounded for the 1st year of the loan. This is the borrower’s responsibility. 

Disclosure laws require us to inform you of the loan terms before signing any loan documents. These are the exact requirements of a traditional bank loan. 

Apply for an Owner Occupied Hard Money Loan 

If you want to see if you qualify for an owner-occupied hard money loan in Arizona, call us today at 602-497-4444 or fill out our loan application to get started. Getting your owner-occupied hard money loan is simple and fast; we do the funding!  So, if we say you’re approved, you’d better start packing to move into your new home! 

The owner-occupied Arizona hard money loans program makes it easy for you to get the new home you need despite not having credit, having bad credit, or even if you’re not from the United States.   

Owner-occupied home loans using private hard money have easier requirements than investor loans and can benefit from our cross-collateral 100% LTV loan option. 


Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO