Monthly Archives: August 2019

Buy and Hold Properties: Get Yourself Great Tenants

A buy and hold property can bring great long term income, but only if you get great tenants. Here’s some ways to make sure you’re selecting tenants using proper criteria.

Many investors focus on Arizona fix and flip opportunities but there is also the prospect of holding a property beyond your initial Arizona hard money loan, obtaining a traditional loan for the mortgage, and take in long term rental income.

A buy and hold property is only as good as the tenants who reside there. Your selection criteria should help you determine who is going to be a stable occupant who will be able to meet the terms of your rental contract.

Make Your Selection Parameters

Here are a couple of things you’ll need to consider when outlining your selection criteria:

· Ideal income to rent ratio

· Minimum credit score

· Background check result considerations

· Personal and rental references

Pre-Screen to Save Time

You don’t have to carefully consider every potential tenant which can waste your time and theirs. Some will show red flags straight away. Getting them on the phone and asking a few up front questions can help you narrow down who is most suited for your property. You’ll still have to run credit and background checks, but if they tell you from day one that they have less than ideal credit, you can cross them off the list.

Perform Due Diligence on Applicants

We would like to think that everyone will provide completely truthful information on an application, but that isn’t the reality. You’ll want to confirm employment and references for accuracy.

In order to obtain a buy and hold rental property it may be best to use a Arizona hard money loan prior to qualifying for a traditional loan. Hard money lenders like us can fund in as little as a week so you can get started on any rehab for the property and get tenants in as quickly as possible. Call us today to find out more about securing a Arizona hard money loan!

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Study Up! Here are Hard Money Lending Terms to Know

If you’re new to hard money lending and investing through private money loans you’ll want to know some of the terminology so you can speak to lenders to determine project funding.

Veteran investors will tell anyone who’s new to the game that it’s incredibly important to know the lingo when you are going to interview your first Arizona private money lender . Your first investment experience can be intimidating, but if you study up on these terms you’ll feel confident in presenting your project and being able to respond to the questions that the Arizona private money lender will have for you.

· After Rehab Value (ARV) – What the house is expected to be worth after renovation

· Appraisal – A professional’s valuation of the property in its current condition, and its potential value after rehabilitation

· Crowdfunding – A group of lenders who work together to fund a loan

· Default – The inability to meet the terms of a loan

· Escrow – The account that holds funds in between lender payment and borrower withdrawal

· Lien – A legal entitlement to an asset

· Liquidity – How quickly an asset can be sold

· Loan to Value (LTV) – It is a number found by dividing the loan amount by the appraised value

· Maturity/Loan Term – When the loan is contractually expected to be paid off

· Proof of Funds – A document that a borrower uses to show available funds

· Return on Investment (ROI) – The ability for an investment to make money beyond what has been spent

· Title – Legal proof of ownership of an asset

· Underwriting – How lenders determine whether a loan should be funded by comparing project plans to potential profitability

These are some of the most common terms that you will come across when speaking with a Arizona private money lender when you’re discussing a potential investment project. If you are able to understand and use these terms in conversation while pitching your project you will have a leg up on other first-time investors who aren’t able to talk the talk.

If you’d like to set up an appointment to pitch us your Arizona fix and flip investment project, give Level 4 Funding today. We’d love to hear your plan and see if we can work together to make your investment dreams come true!

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Choosing a Contractor 101

Taking out a hard money loan to Arizona fix and flip a property will make you the most money if it’s done on time and correctly the first time. Here are some tips for choosing a good contractor for your investment.

We’ve given you tips on how to choose a hard money lender, but once you have your loan it’s time to choose a contractor to complete your Arizona fix and flip. This is just as important as choosing a good hard money lender because your Arizona fix and flip needs to be done on schedule, on budget, and without corrections needing to be made.

Here are some tips you can follow to ensure you’re hiring a great contractor for your investment property!

Ask the Hard Questions

You’ll want to interview contractors just like you would your Arizona hard money lender. Ask them about past projects and ask for references. You want to hear first hand that they’ve completed projects on time and without going over budget from people who have actually worked with them in the past.

Present a Scope of Work

You’ll want to have an organized and well laid out scope of work to show your potential contractor. If all you can present is a theoretical idea of what you’d like done to your home, it’s going to be hard to get a legitimate estimate.

Compare Bids

The cheapest isn’t always best. You’ll want to get detailed bids based on your scope of work and compare the itemized projects you want completed.

Once you have all of this information collected you can make a well informed decision of which contractor will not only be able to complete your project, stay within your budget, and know that they’ve been successful in the past, but you’ll have met them and know if you feel you’re going to work well together.

We hope that these tips will help you select a great contractor for your next investment property. If you’re ready to select your Arizona hard money lender, call Level 4 Funding today to schedule an appointment!

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Commercial Private Loans: Reputation is Everything

Reputation is extremely important when it comes to a commercial private lender. Reviews can give you the insight you need to make an informed choice.

Choosing who to use for your commercial private loan is a difficult decision, but when it comes to reputation you want the best of the best with a proven track record of successfully funded loans.

You will be faced with many options and not all lenders are the same. Just like you’d read reviews before choosing a restaurant to see other people’s experiences, you want to know if other investors have had their commercial private loans funded quickly and professionally.

Here are some key terms you want to see in reviews about your potential lender:

· Quick

· Responsive

· Helpful

· Honest

· Professional

· Communicative

· Impressed

· Recommend

Another way to learn more about lenders of commercial private loans is to attend networking events where you can speak to other investors to hear their personal experiences with local or national lenders.

Not only will you get great lender information, but you’ll also get some pointers if you’re just starting your investment portfolio.

Commercial private loans can be difficult to fund, but the right lender will make it happen, ensuring your investment can get started off on the right foot. Level 4 Funding is able to complete your loan and have you beginning your rehab in as little as a week.

Call today to discuss your project and how we can help you obtain a commercial private loan.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Arizona fix and flip Vs Buy and Hold

When you come across a property to use as an investment, you’ll have to decide whether to Arizona fix and flip or buy and hold. Here are some reasons why fixing and flipping using a hard money lender might be the way to go.

Investors have a decision to make once they’ve rehabbed a property. The main difference is whether you’re going to make income up front or whether you want an income stream to come in long term.

Below you’ll find an explanation of why one may work better for you than the other.

Buy and Hold

A buy and hold property is one that you’ll rehab and use as a rental. You’ll have property management costs if you choose to use a company to manage the property and maintenance costs. The goal of a buy and hold is to keep your costs to a minimum, so you have positive cash flow coming in each month. In this case you can still use a hard money lender to finance the purchase and rehab until you can secure long term financing.

Arizona fix and flip

Unlike a buy and hold, a Arizona fix and flip will be sold as soon as the renovations are completed, giving you instant cash flow to put towards your next investment. This can provide less stress with upkeep and monthly costs associated with a buy and hold.

So how do you decide whether to work with a hard money lender for a Arizona fix and flip loan or to focus on a buy and hold property? Here’s where having market knowledge will be helpful because some properties due to their specifications or location won’t bring in a high rental income. That should be a huge determining factor.

Also, if you aren’t able to buy the company with cash or obtain a loan that will give you low monthly costs that can be covered, and then some, by the rental income.

If you’re interested in making income from real estate you’ll want to research your options, get to know your market, and work with a knowledgeable team who can help you complete your renovation and then either sell the property or rent it out for top dollar.

To get more information on Level 4 Funding, a hard money lender, give us a call to set up an appointment to discuss getting your investment funded today!

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Use Your Hard Money Loan for a Property That Will Sell

Your investment is only a success if you’re able to sell your property quickly and for top dollar. Using your hard money loan for a property that will be appealing to buyers is key.

If you speak to an experienced investor, they’ll tell you that they haven’t always had successful Arizona fix and flips. One pitfall that first-time investors can make is not choosing a house that even after renovation will be one that will attract buyers. Before securing your hard money loan you’ll want to research the property and make sure it will check the boxes for buyers.

Location, location, location!

Most buyers will have a desired area in which they will search for their home. If you’re renovating a home in an area that isn’t attracting buyers you’re going to have a hard time selling it once your flip is completed. Consulting with a real estate agent will help you focus on areas where homes sell quickly and for top dollar.

Know Your Market

In some cities smaller condominiums will be highly desirable where in other locations a 3 bedroom, 2 bathroom is the most sought after property size. This is also an opportune time to consult with a real estate agent who knows what’s selling easiest in the current market.

Cater to Your Audience

While it may be tempting to use finishes that will “wow” potential buyers, you want to keep the palette neutral. A brightly colored home may catch a lot of attention, but you’re drastically limiting who will actually want to buy your property. Use colors that are universal rather than going for what’s trendy right now. Chances are that the buyer may make changes to match taste so spending extra money on expensive hardware and landscaping won’t be a good return on investment.

Your hard money loan will help you buy your property, but your property choice is what will help you sell. To discuss your investment idea give Level 4 Funding a call today!

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Fix and Flip Loans: Time is of the Essence!

If you’re funding a project with a fix and flip loan you want to be able to complete your renovation in a timely manner. Here are some tips to help you stay on track.

The longer it takes you to complete a fix and flip the more money it is going to cost you. Property taxes, HOA fees, utilities, and loan interest can eat away at your bottom line. There are some ways to help you complete your renovation on time and pay off your fix and flip loan quickly!

Put Together a Team

Investors will tell you that you’re only as good as your project team. Your project relies on the ability of your contractors to complete their portion of the renovation on time. Beyond your go-to renovation specialists you’ll want to have an attorney and a real estate agent on deck.

Don’t Bite Off More Than You Can Chew

It’s important to choose your fix and flips wisely, not jumping feet first into a renovation that’s going to require vast structural updates. Cosmetic rehabs are the way to go, especially when you’re starting out. Unexpected issues are sure to arise, but if you can avoid large anticipated construction costs, you’ll be far better off.

List Prior to Completion

Another way to ensure you’re not sitting on a property too long, eating up your funds, is to list the home prior to your project completion. Focus on big areas like the kitchen and living room and complete other rooms or the landscaping as it’s on the market. Finishing touches can be completed prior to close.

Last, but certainly not least, the most important part of a renovation timeline is getting your project funded quickly. That’s where a hard money lender that provides fix and flip loans comes in. Level 4 Funding can fund a loan in as little as week if the investor provides the proper documentation up front.

We are more than happy to schedule a time to speak with you about your upcoming renovation and provide you with the fix and flip loan to make it happen!

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

How to increase eligibility for Arizona Renovation loans

If your just starting out in the flipping business, you may be wondering how to increase your eligibility for renovation loans. Sure the application process is easier than a bank loan, but that doesn’t mean these lenders just give money away. Learn some steps to increase your eligibility-these steps wont just help put your lenders mind at ease, but also help you increase the profits you can earn from your next flip.

By and large renovation lenders are mainly Arizona hard money folks. These lenders focus on property values above all else, which means there’s basically two things they care about:

1.When they’ll get their money back

2.What the value of your property is both now and after you’ve repaired it.

Along these lines, if your in the flipping game you can up eligibility by following these tactics.

Follow these three tactics to improve eligibility for Arizona renovation loans

1,Have a detailed plan before meeting with your lender- Have a clear timetable concerning each repair you’d like to make. Knowing these details and having them on paper will assure your lender about exactly when they’re going to get their money back. Plus it shows that you’ve carefully thought about your project and that you know what you’re talking about.

2.Cite a Realistic resale value- Your lender will want to know that the final sales price of your flip will cover the cost of your loan. So before meeting with a potential lender, know the resale value of comparable properties and know these numbers like the back of your hand.

3.Have enough savings on hand in case something goes wrong- What goes up must come down, and if you have a plan something will go wrong. So before meeting with a potential lender be sure you have enough savings on hand to make loan payments for a couple months, in the event your plans get derailed. Having any sort of financial safety net will greatly ease your lenders mind and improve your eligibility.

Not only will using the above steps improve your chances of getting approved they will also help you risk less and turn a greater profit on your next deal.

Using these tactics wont just improve your eligibility for Arizona renovation loans, theyll help you risk less and make more.

Detailed plan keeps work on track- Having a clear timetable will ensure work stays on schedule and that you’ll pay your loan off as soon as possible. The less time you waste, the lower your loan payments and the more money you’ll make in the end.

Realistic resale value gives realistic profit projections- This will give you peace of mind of knowing how much money you’ll make on your project. It will also help you avoid flipping a 100k house that in the end sells for 105 K.

Having sufficient savings will prevent default- If you can’t make loan payments after work get seriously delayed, you’re going to default. If you default because you can’t keep up with payments, all those blood sweat and tears you’ve expended on your flip will go to waste.

So use the above principles not only to improve your chances of qualifying but to help you risk less and make more on your next flip.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

First time flipping? Why Professional Private money lenders are the real deal.

If your a first time flipper, or real-estate investor you might be having a tough go of it getting financing from the bank. Theres lots of advice out there telling you that you can fund your first real-estate venture with a loan from a close friend or a relative. But getting a real-estate loan from your rich uncle is generally not a good idea. Learn the benefits of working with professional Arizona private money lenders.

If your a first time flipper struggling to fund your first deal, you might be considering going in hat in hand to a close relative or your best friend. You might think a big shot professional lender will pretty much give you the same deal as all his other clients, while relatives and relations always think the best in you. While convincing your mom to give you a zero interest loan for your first flip might be easy it’s not a good idea.

How Professional Arizona Private money lenders excel

1.They have the money- Things move fast in the flipping game and a professional private lender actually has money to lend you. Once the application process closes, you’ll have the money you need to get started.

In contrast, it might take months for your relative or best friend get their funds together. Waiting for your relatives to get their ducks in a row could cost you a great opportunity. Plus just think of all the awkward phone calls-“yes Uncle Lester, remember that loan we talked about?” On that note, with a professional lender…

2.You don’t risk your relationships- A professional lender might not cut you slack if you miss a payment, but they wont take it personally either. . It’s just common sense, money ruins relationships. On that note, theres a much better reason to work with a professional

3.You build a reputation- Do you think successful flippers rolodexes are full of close relatives ready and eager to fund their deals? The answer is no. Successful flippers get that way because they have an established relationship with a professional lender. After funding a few deals with a professional you might qualify for no money down financing, meaning you’ll be able to flip for free. The sooner you start building a relationship with a professional lende the sooner you’ll be able to get such deals.

You risk less and get more by working with professional Arizona private money lenders

Basically ask yourself if you want to risk your relationships in order to flip houses? What if something goes wrong (which it will) and you can’t pay your relative or best friend back? Think of all the tears, venomous phone calls and thanksgiving dinners where the only conversation is between the silver ware.

You can spare yourself all of that pain and heartache by getting a professional lender to fund your first deal. Getting a professional on board will get you your money faster, save your relationships and let you start a new relationship, one that can pay dividends for years to come.

Think about it.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2019 Level 4 Funding LLC. All Rights Reserved.

Copyright | Privacy Policy | *Terms & Conditions

Why trust deed investments are a better bet than stocks

With trade wars escalating and stocks more volatile than ever, you might be wondering if theres a safer way to invest your money. Well there is-its called a trust deed. Learn what trust deed investments are and why theyre a better bet than stocks, especially in these uncertain times.

First what is a trust deed?

A trust deed is basically a mortgage where you as an investor act like the bank. You give a loan to real-estate developer, and In exchange for your investment, the developer pays you back on a monthly basis.

This arrangement might sound sketchy but just think for a moment when you invest in a stock do you actually know what your investing in?

Because trust deeds are secured by real-estate you can make a more solid investment

Because it’s familiar you might think the stock market is a safer bet but ask yourself a few questions-

• Do you know what determines a stocks value? No, because no one can say what a stocks price will be in 5 minutes. Even if have a masters in economics, you cant definitively say what a stock is worth.

• Do you know when a stocks value is going rise or fall? No,Stock prices rise and fall based on the news of the day and the hot air spewed by analysts. One bad news story or a vague tweet could send a stocks price plummeting.

• Do you know where the stock market is actually headed? Maybe. But lately its been all over the map.

In contrast, trust deeds are based on real-estate. Real-estate has a definite value that even an eight year old can understand. Everyone knows that a 100 square foot shack is worth less than a mansion. In addition, the price of real-estate is essentially based on supply and demand and lately the price of real-estate has been climbing, as the market digs itself out of the hole of the recession.

Trust deeds are hands off way to invest in real-estate, which makes them a better bet than stocks. Unlike stocks with real-estate you can understand valuations, you can pretty much say what the price of a given property will be tomorrow, and you generally know where the market is headed.

Still if your new to the idea of trust deeds, you might be wary. Well trust deeds are actually safer than stocks for the following reasons:

3 ways trust deeds beat stocks

Higher guaranteed yield: Trust deeds are loans with interest payments, usually in the high single digits. Basically you earn a guaranteed return on your investment every month. Stocks pay out paltry dividends a few times a year and even those aren’t guaranteed

Guaranteed return on initial investment- With trust deeds your pretty much guaranteed to make back your initial investment. Think about it can you just stop paying your mortgage? No. Even if a trust deed borrower stops making payments you have a protection stocks can’t offer

Right to recourse- basically you can foreclose and liquidate the borrowers property to make your money back.

So basically trust deeds are give you rights, protections and the potential for higher returns than stocks. If your still indecisive, think about it are you going to leave the value of your investment portfolio at the mercy of the presidents next tweet? Or would you rather earn a safe and steady income from a trust deed?

I’ll leave that for you decide.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701

About:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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