Tag Archives: arizona commercial loans

Arizona commercial loans 101: Benefits and Pitfalls of 3 Common Options

October 14, 2018UncategorizedArizona commercial loan, arizona commercial loans, Arizona Hard Money, arizona hard money lender, arizona hard money lendersbigdaddydennis

There are many different types of commercial loans in Arizona, each with their own pros and cons. Become familiar with the most common ones to determine which is right for you.

1. Bank Term Loans: The most commonly-sought form of Arizona commercial loans is bank term funding. With these, the bank lends a large sum and the borrower pays it back over a period of years with interest. Most business owners start off going for this choice, but about 75% of applicants are rejected because banks have tough criteria and expect excellent credit.

2. Lines of Credit: Similar to a credit card, lines of credit are sometimes offered by banks. With these, the business owner can take money out as they need it and pay it back over time, typically with a higher interest rate than a term loan. It’s not ideal for those who need large amounts of cash, but can work for someone who wants a cushion to help things run smoothly when cash inflows dwindle. Like the term, options, however, these are reserved for people with excellent credit.

3. Asset-Based Loans: When businesses cannot tap into cash due to bad credit, they can still sometimes get asset-based Arizona commercial loans. That means the lender looks at the value of what’s being purchased or what the borrower has and determines if it can be liquidated if the borrower doesn’t pay. When there’s less risk for a lender because an asset is available, even riskier borrowers can qualify. Equipment loans fall into this category, and work well if machinery or vehicles are needed, but sometimes borrowers can leverage other things as collateral, such as their home.

Startups and People with Rotten Credit Have Better Luck with Asset-Based Commercial Loans

Banks say “no” a lot to people who don’t have strong credit or who are just starting out, which is why alternative funding is so popular. That said, it doesn’t have to be an all-or-nothing sort of deal. Some begin with an asset-based option and later convert it to a term loan through a bank after they’ve built up credit, while others use it to bridge gaps between the time a large order is placed and the customer pays. Some also use a variety of lending forms to cover their needs. For example, a term loan to purchase real estate for the company and an equipment loan to cover the cost of company vehicles. The right mix is different for each company based on its needs, but suffice it to say, asset-based choices fill the gaps well and make it possible for more businesses to get funding when banks turn up their noses.

If you know how to evaluate various forms of lending, it’s easy to choose what’s best for your needs.

With this basic information in mind, choosing the right form of lending for your business needs is simple. That said, it’s also beneficial to work with a broker who is well-versed in all forms of lending who can confirm your decision and help you get the best terms once you’ve made a decision.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

How to Get Arizona Business Loans with Rotten Credit

October 14, 2018Uncategorizedarizona business loans, arizona commercial loans, Arizona Hard Money, arizona hard money lenders, arizona home loanbigdaddydennis

Getting Arizona Business Loans when your company is growing can be difficult to begin with, but those without excellent credit scores face additional challenges. Thankfully, lack of cash on hand doesn’t have to halt your plans, provided you know where to look.

Credit Cards: Although few would consider credit cards to be the ideal choice, they can work if you’re trying to bridge a gap and have confidence your revenue will continue to grow. Without being able to demonstrate your business is solid, lenders will typically expect you to get cards in your name instead of the business name. Poor personal credit may give them reason to pause, but oftentimes there are options with higher interest rates or annual fees that can be tapped into. Use these sparingly and pay off the balances ASAP, so they improve your credit and you can apply for more favorable terms in the future.

Factoring: Technically, invoice factoring isn’t a form of lending, but it can help you bring in cash faster if your inflows are sluggish and you’re missing payments by a small margin. It works well if you send out invoices to clients for work completed or goods delivered, but your clients sometimes take too long to pay. When you work with a factoring company, they purchase the invoices from you and pay right away. Then, your clients pay them. Factoring companies aren’t overly concerned with your credit, but they will only buy select invoices from you when the person who owes you has good credit.

Collateralized Business Loans: One of the more popular ways to go is to obtain collateralized Arizona business loans. In these cases, you’ll offer an asset or assets as collateral, giving the lender confidence that they have recourse even if you don’t make good on your payments. These are easier to obtain as well because the lenders aren’t worried about your credit score quite as much; they’re looking at the value of the asset more. Some lenders will accept land, inventory, or equipment as collateral, though most prefer to use the business owner’s home. Terms vary, but you can sometimes get up to 90% of the value of your asset, which makes this a good choice if you require a large lump sum for startup costs, equipment, real estate, or to cover a surge in growth.

How Can I Tell Which Options I’ll Qualify For?

Applying for financing repeatedly can damage your credit too, so it’s not wise to apply for everything all at once. That’s because lenders will typically assume you may well get all the credit you’ve applied for, and if you do, the chances are slim you’ll pay them. Instead, you have to make an educated guess as to which options will fit your needs and then inquire what each lender is looking for. Do a little research before you apply to ensure credit checks aren’t being done when you aren’t likely to be approved.

If You Own a Home, Collateralized Arizona Business Loans Can Supercharge Your Company

Various forms of lending exist because people and businesses have unique needs. If your credit isn’t good, but you own your home, a collateralized option can put a substantial amount of cash in your hands now, so you can grow your business and thrive.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

The Guide to Arizona Investment Property Loans

October 14, 2018Uncategorizedarizona commercial loans, Arizona Hard Money, arizona hard money lenders, Arizona hard money loan, arizona investment property, arizona investment property loansbigdaddydennis

Many real estate entrepreneurs turn to Arizona Hard Money Lenders for Arizona investment property loans. There are several options available when looking to obtain a loan for your investment.

All of a sudden, the market takes a 20 percent corrective move. One of the hedges is the real estate market. Afterall, owning an investment property offers a number of perks. Becoming a landlord is a very good way to realize a passive income stream. Keep in mind that there are a number of lenders they will require that you have skin in the game or cash to invest. Taking a loan out when you do not have a positive cash flow is one way to close the deal.

Arizona investment property loans can take several forms, including the criteria that the borrower needs to meet. If you do not do your research and choose the wrong type of loan, it can impact your ROI or Return on Investment. You will need to do your research on the various types of lenders in your market.

You’ve probably all heard or worked with conventional bankers. Expect to put close to thirty percent down of the purchase price when your loan is on an investment property. Lenders will look at debt-to-income calculations. Keep in mind that future rental income is not figured into this calculation. Be prepared to have six months of cash set-aside to meet the mortgage obligation as this may be a lender requirement.

One popular investment these days is the fix-and-flip model. Flipping a property is most attractive because it allows the investor to receive their profit in a lump sum after the sale of the investment property as opposed to waiting for a rent check each month.

Fix-and-flip loans are short term loans which allow the investor/landlord to make the needed renovations. Once the renovations have been completed, the investment property is put back on the market as soon as possible. Fix and flip Arizona investment property loans are secured by the property. You may want to also look at a real estate crowdfunding site as an option.

The advantage of using a hard money lender as opposed to a conventional lender is that it is easier to qualify. The hard money lender looks at the after-repair value (ARV) as to if you are able to repay the loan. The advantage of a hard money lender versus a conventional lender is the speed of getting the loan, days as opposed to weeks or months as is customary with a conventional lender.

Interest Rates

Expect to pay higher interest rates when compared to conventional lenders. You will also need to pay points of the Arizona investment property loan amount upfront to close the loan. Some lenders allow you to take the cost of the points out of the proceeds of the loans.

More home owners are looking to Arizona Hard Money Lenders for home equity loans.

If you are a home owner and have equity, then you can access the equity through various loan programs. There are some loan programs that access the equity like a credit card and allow interest-only payments. A cash-out refinance is another option and a long-term loan is the final option. Both rental properties and fix-and-flip ventures are risky. The opportunity for big returns, however, is attractive. If the obstacle you face is funding the necessary money, consider a hard money lender for your next investment property.

Happy senior business man making his notes at work Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

How Lines of Credit Work with Arizona Commercial Loans

October 14, 2018UncategorizedArizona commercial loan, arizona commercial loans, Arizona Hard Money, Arizona hard money loan, Arizona line of creditbigdaddydennis

Commercial lines of credit are very popular with the small business financing of today—and are the most misunderstood. Here, then, are some of the basic facts that can help you decide if this type of Arizona Commercial Loan is right for your small business.

A line of credit allows a company to draw on a predetermined amount of money. To access the funds, the company just needs to draw on the line. Every time you draw on the line, you are reducing the amount of funds you can draw from. The inverse is that you can pay down the line of credit at any time, thus increasing the available funds to draw from. A conventional credit card works much like a revolving line of credit.

When getting the Arizona line of credit, the bank restricts the use of the funds. Since it is a Arizona commercial loan, the funds can only be used for business purposes. Your company can use these funds to cover short term needs such as paying suppliers, covering payroll, and other corporate expenses.

Just like all types of lines of credit, there is an associated cost. The costs vary depending on the size and risk of the line, and the fees are based on the outstanding balance. There are additional fees such as availability and maintenance fees. These fees vary by bank. Most banks require that the full balance of the line of credit be paid down in full once a year.

Lines of Credit: Secured and Unsecured

Secured Lines

Both corporate and personal collateral can be used for this type of line of credit. These assets will be used to secure the repayment of the line of credit. If the business owner defaults, the bank will foreclose on the assets to pay off the loan. Various types of assets can be used such as account receivables, inventory, cash, machinery, securities, certificates of deposits and real estate. The pleaded assets will be secured by the bank filing a UCC.

Unsecured Lines

This type of line of credit does not required collateral such as outlined above. The unsecured line of credit will be personally guaranteed by the business and often includes a personal guarantee by the business owner. In the case of a default, the bank will sue the business owner personally as well as the company.

When applying for a Arizona commercial loan, the bank will examine the company’s income statement (P & L and Balance Sheets). These reports will help the bank determine if you can repay the loan.

Most banks will want to review two years of financial reports. The bank wants to see two years of operating profits. The bank also wants to see assets on the balance sheet such as accounts receivable, machinery, inventory and real estate. This requirement varies by bank. The line of credit based on these assets runs around 50% of the net value of the asset such as the machinery after depreciation.

A Borrower’s Guide to Arizona Business Loans

October 14, 2018Uncategorizedarizona business loans, arizona commercial loans, Arizona Hard Money, arizona hard money lendersbigdaddydennis

There are several different types of loans suitable for businesses. Make sure you know the difference between each one before choosing your next Arizona business loans.

If you are running a business, you may find yourself in need of working capital, new equipment, or additional inventory. A business loan specifically for one of these needs may be your best bet when it comes to continued success or hanging in there during the slow season. There are an assortment of Arizona business loans to choose from including bank loans, mezzanine financing, asset-based financing, invoice financing, microloans, business cash advances and cash flow loans.

Bank loan: Just as the name indicates, the originator of this type of loan is a bank. The loan may or may not be a secured loan. A secured loan requires approved collateral. If payments are not made, then the collateral will be kept and usually sold. An unsecured loan is, just as the name states, one in which there is no requirement to pledge collateral to obtain the loan. Before making an unsecured loan, a bank may want to see the borrower’s business accounts, balance sheet and business plan, the principal’s background, and credit histories.

SBA Loans: The Small Business Administration is a government agency that offers guaranteed backed loans through your local bank. The SBA (a) includes both a standard and express loan approval process.

Mezzanine finance: Mezzanine financing effectively secures a company’s debt on its equity, allowing the lender to claim part-ownership if the loan is not paid back in full and on time. The loan is made with collateral. Dilution of the debtor’s equity occurs in a default situation.

Asset-Based Finance: If you are lacking the credit rating or track record to qualify, this type of financing has become a very popular choice. The lender focuses on the borrower’s assets instead of their credit rating. Various assets are considered including the premises, plant, stock, or receivables.

Invoice Finance (factoring): An alternative to conventional financing, this type of lending requires the borrowing at a discounted amount of the invoices. Once established, you will be able to obtain funds as soon as a new invoice is created. This may not be the best option for your business. There may be a negative view by customers, and the lender will take ownership over the businesses’ invoices until the loan is paid.

Microloans: These Arizona business loans are for amounts of $100,000 or less. Alternative lenders are more likely to make these types of loans than traditional banks. If the traditional bank makes this type of loan, it is made based on the individual personal credit score than the business credit score.

Checking out Online Lenders

A number of online lenders have begun popping up on the World-Wide-Web. Since 2014, $12 billion dollars have been made. Since 2000, non-bank online lenders have doubled their outstanding portfolio balance each year. Another option is crowdfunding—an option that allows businesses to raise capital from a wide variety of sources.

Personal guarantees are usually required if you own a certain percentage of the business.

If you are an owner of 20% or more of a business, most lenders will require a personal guarantee. This allows the lender to collect on a Arizona business loan in the event of a default. In most cases, as a personal guarantor, you will need a strong personal credit score.

How to Make the Most Out of Arizona rental property loans

October 12, 2018Uncategorizedarizona business loans, arizona commercial loans, Arizona Hard Money, Arizona hard money loan, Arizona rental property loansbigdaddydennis

If you have obtained a loan for a rental property, it is time to decide how you are going to make the most capital out of your investment. Drive the value of your investment up by strategically making the most out of your Arizona rental property loans.

If you are new to the world of investing in property or are considering investing in rental property, it does not have to be an overwhelming process! Getting a rental property loan or finding a loan for a second home definitely does not have to be an intimidating time. This helpful cheat sheet can guide you through the process and introduce you to some key ideas on how you can make the most out of your Arizona rental property loans and start making money for your business or company today.

First of all, if you are interested in investing in rental property, you are going to have to meet certain requirements in order to qualify for a loan at the bank.

Typically a 20% down payment on the property This is because is most cases insurance may not be available for rental properties.

2 years or more of experiences with previous property management

Do these qualifications seem a bit intimidating! Don’t worry. For individuals that fail to meet these requirements, there are still other opportunities to find the right loan. These are other avenues to consider. This means that regardless of your experience or financial status you can start investing in real estate today with the help of:

A business partner. hard money lenders, private money lenders

Don’t let inexperience prevent you from investing in property. Even the most experienced investors had to start somewhere! Investing in rental property can grow your own personal assets or even grow the assets of your business or company. With the help of investing, you can grow you capital overtime and even potentially retire early!

How Do I Know if a Rental Property Loan is Right for Me?

The time is now to start investing in the real estate market. It does not have to be a challenging process! Finding the right lending opportunities or rental properties to pursue is as easy as picking up the phone or sending an email. Build your network of individuals within your community and you will promptly find lending opportunities near you.

With any business venture or lending opportunity, it is important to survey your options and make an educated decision on any loan you choose to pursue.

Regardless of your inexperience, you can start investing in real estate today. Achieve your dreams of retiring early and grow your assets by investing in rental properties. The right lending opportunity for you and your needs will be dependent on your level of experience and financial restrictions such as your credit score. Even with a lower credit score, you may still be eligible for a loan through a variety of different lending opportunities.

Try These 5 Tactics to Find the Best Arizona hard money lenders

October 11, 2018Uncategorizedarizona commercial loans, Arizona Hard Money, Arizona hard money loan, Arizona hard money loansbigdaddydennis

Unlike receiving a loan through a traditional bank, obtaining your loan through Arizona hard money lenders allows you to develop personal relationships and network for further business opportunities. Learn how to find the perfect lenders for your needs and how to establish personal bonds that may help grow your financial future.

If you are looking to obtain a loan quickly so that you can get a jump on an upcoming business venture, hard money may be the perfect solution for you and your company. Now that you have deciding to pursue a hard money loan, it is crucial that you find the perfect private lender for the needs of you and your company. These five strategies can be used to find an ideal hard money lender to help you achieve your business goals:

Consider the interest rates or points. A hard money lender is taking more of a risk than any bank would by granting you a loan opportunity. This means that Arizona hard money lenders often must charge a higher interest rate on their loan. Compare the rates of various lenders and secure a loan that has rates that accommodate the limitations of your budget.

Determine the value of your loan. Due to increase interest rates, consider the actual value of the loan. Consider of the interest rate still makes the hard money loan a worthwhile business opportunity. This will most likely vary from lender to lender.

Find a lender you feel comfortable with. Dealing with private lenders is much different than operating with a bank. Due to the unique nature of hard money loans, it is important to choose a lender you feel comfortable communicating with. Remember that this is a professional relationship.

Check the past history of your lender. Choose a lender that is reputable and trustworthy throughout the community to avoid any challenges with your potential lender.

Contact lenders near you or attend opportunities to network. Do everything you can to get the name of your business out there and always carry yourself with a professional rapport. You never know when a lending opportunity may arise and it is important to look for these opportunities even in unlikely places.

Secure Your Financial Future By Developing Strong Relationships With Private Investors

A hard money loan can open many doors for you and your business. When you are hoping to quickly obtain a loan, hard money is often an ideal solution. It is important to develop positive relationships with lenders so that you can potentially be led to more investment opportunities in the future.

Networking skills and getting the name of your business out to a variety of different investors will allow you to connect with more private lenders that may want to invest in your business or company.

Since you never know when a lending opportunity may arise, it is important to carry yourself with professionalism. Network and don’t be afraid to reach out to various members of the business community in your respective area to find the perfect lending opportunities near you.

Arizona hard money loans Can Give Your Business a Helping Hand

October 11, 2018Uncategorizedarizona commercial loans, Arizona Hard Money, arizona hard money lenders, Arizona hard money loanbigdaddydennis

If you are looking for a loan solution quickly and efficiently for your business, Arizona hard money loans may be the perfect option for you and your company. Have the freedom to achieve your business goals and grow your business with a unique loan opportunity.

What exactly are Arizona hard money loans and how can they help your business or company thrive? A hard money loan is also sometimes referred to as a private money loan. In simple terms, a hard money loan is a short-term loan solution that is obtained through real estate ventures. These types of loans are funded through private investors which makes them unique from other loans. With hard money, you don’t have to worry about the tedious process of applying for a loan through a bank environment. If you are trying to obtain money quickly for your business or do not have the best credit score, hard money can be the perfect solution for you and your business!

Since these types of loans are short-term, you can have the spare funds you need to quickly achieve your business goals and then pay off the loan quickly. Typically, Arizona hard money loans occur over a one year period, but in certain case can be extended to longer terms if necessary.

Arizona hard money loans can be used for a variety of different situations and to help business owners get out of a financial bind. Situations that would be perfect for this type of loans would be:

Flipping real estate properties

Land or property investing

For buyers that do not have a good credit score or credit history

Real estate investors looking to avoid the long application process of a commercial loan

Loans for construction projects

These types of investments can grow your business or company by giving you greater financial opportunities and allowing you to act quickly on your projects. When you can’t wait for a commercial loan or struggle with a poor credit report, hard money is the perfect solution for you and your company.

What Types of Businesses Typically Use Hard Money?

There are a variety of different companies and business that can benefit through the acquisition of hard money. When you are hoping to secure funds quickly and obtain a loan in a more convenient way, hard money is a great option. Rather than go through the bank route, hard money gives businesses the opportunity to build personal relationships with private lenders. These types of loan can even allow for networking opportunities that open doors to more business ventures or projects.

If you are low on funds or need an added boost to jump on an investment opportunity, hard money can give you and your business the key to your success.

Banks and Arizona hard money lenders are not always the perfect solution for a business. It is important to always consider lending opportunities diligently and carefully. However, if your business or company is quickly looking to obtain funds, hard money can be the best choice to quickly receive funds.

How to Make Money with Arizona Commercial Loans

October 11, 2018Uncategorizedarizona business loans, arizona commercial loans, Arizona Hard Money, arizona hard money lenders, Arizona hard money loanbigdaddydennis

Arizona Commercial Loans is a name for a variety of different types of Arizona Business Loans that can be used to grow or expand a business or company. While a loan does typically require an initial investment, acquiring a loan can still be a great opportunity to increase capital and add to your overall earnings.

Commercial financing is a great way to grow your business and potentially increase your earnings. When used the right way, Arizona Commercial Loans can be a great way to make money and develop your business or company. Learning the right way on how to use these loans can be the best way to develop your business and earn a higher profit margin.

You can acquire commercial financing to pay for large investments that can dramatically expand your company or business. Most loan opportunities that are for commercial purposes are for a larger sum that can be paid off gradually over time. This means that a business owner can use these loans to cover large expenses. Since these loans are larger in size, they typically have long-term payment plans. This means that you can grow your business at your own pace and pay off your loan at a schedule that suits the purpose of your business or company.

Have the flexibility to reach your dreams and meet your goals. One of the greatest benefits of commercial financing is the financial freedom that can be gained. Invest your lent funds in opportunities to further develop your company. This could be done through spending in marketing or new innovative products. Expand your staff or even grow to a new location.

Pay off your loan at your own pace and find a schedule that fits your budget or financial goals. With affordable rates and flexible payment plans, a commercial loan can be paid off at your own schedule and at your own pace. This gives you the time to focus on your business and slowly pay of your loan.

Create sustainability and growth within your business or company. Paying off a loan over time can build your credit score and lead to further financial freedom or opportunities. By making strategic decisions and slowly reaping the benefits of your investment, a loan can allow your business to develop exponentially.

What Can Commercial Financing Do for You and Your Company?

If you are hoping to grow your business or company, investing in Arizona Commercial Loans is the perfect opportunity to do so. This type of loan can allow you to expand your company at a pace that your budget can easily accommodate.

Commercial financing is a huge investment in both time and money but can ultimately be an excellent tool for the expansion and growth of your business or company.

Imagine how your business could expand or grow with new, exciting products or more members on your team of staff! A commercial financing opportunity could allow you the freedom to achieve this dream and much more. Consider a loan opportunity as a gateway to better your business.

7 Reasons Why Arizona Commercial Loans Can Grow Your Business

October 11, 2018Uncategorizedarizona business loans, arizona commercial loans, Arizona Hard Money, arizona hard money lenders, Arizona hard money loanbigdaddydennis

Expanding your business with a commercial loan can open many doorways for you and your company. These seven reasons will guide you through how Arizona Commercial Loans can help your business to thrive.

If you are hoping to expand your business, it may be time to consider a commercial loan. These seven reasons are a starting guide to how a business loan can help you achieve your dreams that you have with your company and expand your business to new heights.

Arizona Commercial Loans are one of the more popular choices among business owners. Due to their lower interest rates, a commercial loan opportunity can lead to huge savings for most businesses. This is why so many businesses are choosing to get a commercial loan for all of their business needs.

A commercial loan allows you to maintain ownership of your business. One of the more beneficial aspects of a commercial loan is that it allows you hold full ownership of your business. You will never be forced to sell out interest or come up with additional funds to gain full ownership. Selling interest can risk your company and all that you have built.

Increase cash flow to your business or company. Your loan can be payed off with a financial plan that suits your budget and your schedule. Determine a repayment plan that lets you determine how you spend your loan. A loan typically has very few up-front costs which can make it a great solution for the expansion of your business.

A commercial loan can cover larger sums. This can give you the time to build up your business at a pace that you can reasonably manage and afford.

Receive a commercial loan without having to give any collateral. This can be a great solution for a business or company that wants a loan with a lower risk.

A commercial loan is a long-term plan. Loans are designed to be longer termed solutions. This means that you are able to gradually increase the profit of your business and pay your loan off slowly over time.

Build the credit of your business. Paying off your loan over time can increase the credit rating of your business. This can lead to more opportunities for you and your company.

Can Arizona Commercial Loans Really Grow My Business?

Borrowing funds through a modest loan can lead to exponential growth of your business over time. A business loan can be a useful business strategy when used correctly and planned strategically.

Even if you do not need a loan today, it is important to plan for tomorrow. You’ll never know when you business may urgently need a loan.

If you are interesting in building a stronger credit rating or growing your business steadily, a commercial loan may be the perfect solution for you and your company. It is important to start considering a business loan today so you can begin to plan for the future growth and expansion of your business or company.

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Tag Archives: arizona commercial loans

Arizona commercial loans 101: Benefits and Pitfalls of 3 Common Options

There are many different types of commercial loans in Arizona, each with their own pros and cons. Become familiar with the most common ones to determine which is right for you.

Startups and People with Rotten Credit Have Better Luck with Asset-Based Commercial Loans

If you know how to evaluate various forms of lending, it’s easy to choose what’s best for your needs.

How to Get Arizona Business Loans with Rotten Credit

Getting Arizona Business Loans when your company is growing can be difficult to begin with, but those without excellent credit scores face additional challenges. Thankfully, lack of cash on hand doesn’t have to halt your plans, provided you know where to look.

How Can I Tell Which Options I’ll Qualify For?

If You Own a Home, Collateralized Arizona Business Loans Can Supercharge Your Company

The Guide to Arizona Investment Property Loans

Many real estate entrepreneurs turn to Arizona Hard Money Lenders for Arizona investment property loans. There are several options available when looking to obtain a loan for your investment.

More home owners are looking to Arizona Hard Money Lenders for home equity loans.

How Lines of Credit Work with Arizona Commercial Loans

Commercial lines of credit are very popular with the small business financing of today—and are the most misunderstood. Here, then, are some of the basic facts that can help you decide if this type of Arizona Commercial Loan is right for your small business.

Lines of Credit: Secured and Unsecured

A Borrower’s Guide to Arizona Business Loans

There are several different types of loans suitable for businesses. Make sure you know the difference between each one before choosing your next Arizona business loans.

How to Make the Most Out of Arizona rental property loans

How Do I Know if a Rental Property Loan is Right for Me?

With any business venture or lending opportunity, it is important to survey your options and make an educated decision on any loan you choose to pursue.

Try These 5 Tactics to Find the Best Arizona hard money lenders

Secure Your Financial Future By Developing Strong Relationships With Private Investors

Networking skills and getting the name of your business out to a variety of different investors will allow you to connect with more private lenders that may want to invest in your business or company.

Arizona hard money loans Can Give Your Business a Helping Hand

What Types of Businesses Typically Use Hard Money?

If you are low on funds or need an added boost to jump on an investment opportunity, hard money can give you and your business the key to your success.

How to Make Money with Arizona Commercial Loans

What Can Commercial Financing Do for You and Your Company?

Commercial financing is a huge investment in both time and money but can ultimately be an excellent tool for the expansion and growth of your business or company.

7 Reasons Why Arizona Commercial Loans Can Grow Your Business

Can Arizona Commercial Loans Really Grow My Business?

Even if you do not need a loan today, it is important to plan for tomorrow. You’ll never know when you business may urgently need a loan.