Monthly Archives: December 2018

Top Things to Consider When Choosing an Arizona Airbnb Loan

Did you know that you can become a landlord right from your laptop or smartphone? Airbnb is making it easier to connect tenants with potential landlords. Learn how to turn your vacation home or investment property into a valuable asset in your real estate portfolio with an Airbnb loan.

If you are interested in making a residual income as a landlord, there has never been an easier time to get started than now. With the help of apps like Airbnb, becoming a landlord and collecting rent from tenants can be as easy as accessing an app on your smartphone or laptop computer.

How do people make money with Airbnb? Whether you are renting out a vacation home, your own house while you are away on vacation, or a room in your home, Airbnb is a great tool to help you succeed. Some motivated individuals have taken this simple concept to the next level with special financing opportunities. An Arizona Airbnb Loan can help you purchase a vacation property that you can rent out throughout the year and start making a residual income.

Imagine the endless list of possibilities of activities or things you could do if you had an extra residual income every month. Receiving rent from tenants every month is a check that you can count on. With Airbnb, this process has been made even easier due to the app’s accessible interface and thriving community. The Airbnb system is making it easier than ever for landlords to be connected with potential tenants and for renters to browse property listings. If you have ever wanted to get started making money in real estate, using an Arizona Airbnb Loan is a great way to get started.

An Arizona Airbnb Loan can help cover the expenses associated with purchasing a potential rental property. In some cases, you may have to make repairs on a specific location. With an Arizona Airbnb Loan or similar financing options, you can have the cash in your pocket you need to make repairs or other improvements to a property that you’re interested in renting out.

Become a Landlord and Grow Your Income with the Right Arizona Airbnb Loan

There are many different roles that people play in the real estate industry, but becoming a landlord is one of the best ways to make a residual income every single month that you can continuously count on. You can depend on your tenants to pay you rent every month and this extra income can help go to other real estate ventures or investment goals.

As a landlord, you can depend on a monthly income from the tenants that occupy your various properties and start making a large income with endless possibilities.

Take advantage of the thriving economy of today and get started in real estate investing with an Arizona Airbnb Loan. Becoming a landlord has never been easier with the useful interface and tools available through the Airbnb system. With a residual income from Airbnb, you have the freedom to achieve your goals and dream bigger.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

What You Absolutely Need to Know About Arizona Fix and Flip Loans

You can start making money in the real estate industry by fixing and flipping homes so long as you have the proper funding. Learn how the right Arizona Fix and Flip Loans can help you get started making a real career for yourself in real estate.

Have you always dreamed about making a profit by flipping houses but have never been sure about how to get enough funding to get started? I think that everyone can agree that flipping houses is a fulfilling way to earn a living. Not only will you be on your way to making an income that you can count on, you will also be giving back to your community. Fixing and flipping houses allows you to give your local community or surrounding areas the opportunity to thrive by restoring older homes and upgrading them to their highest potential.

Finding the funding for Arizona Fix and Flip Loans doesn’t mean that you have to go apply for a loan at a traditional bank. With Arizona Hard Money Lenders, you can be eligible for a fix and flip loan without having any prior experience with buying and selling properties. Arizona Fix and Flip Loans can cover every aspect of the process of fixing and flipping a property. From outsourcing the labor to the purchase of the property itself, with fix and flip lending opportunities, you can have the cash in your pocket you need to cover these expenses and more.

More and more people are choosing Arizona Hard Money Lenders for their Arizona Fix and Flip Loans and it is easy to see why. With a hard money lender, you’ll never have to worry about a poor credit score or limited experience in real estate holding you back from achieving your investment goals. Arizona Hard Money Lenders operate much differently than banks and won’t get hung up on a poor credit rating. If you’ve been searching for the perfect financing opportunity to help you achieve your real estate investing goals, look no further than a fix and flip loan from an experienced hard money lender. This is an exciting investment opportunity that you definitely need to take advantage of in today’s thriving economy. When the economy is in peak conditions, more and more people will be interested in purchasing homes. That means that this is the perfect time to get starting buying, flipping, and selling houses.

Arizona Fix and Flip Loans Are Making Dreams Come True for Real People

While you may be most familiar with fixing and flipping houses from tv shows, real people are making money every day from the same tactics. You can follow in their footsteps and do the same!

If you have always wanted to get started with a career in fixing houses, there is no better time than now to get started making your dreams of an income from real estate come true.

Stop making excuses for yourself and letting your poor credit rating get in the way of your investment goals. Find a hard money lender to help you get started with a fix and flip loan.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

How to Get Started Making an Income with Loans to Flip Houses in Arizona

Do you feel inspired by the popular faces you see on DIY Network and HGTV? You might be the next house flipping sensation if you get started in real estate with Loans to Flip Houses in Arizona. Learn how to jumpstart your house flipping career with the tips and tricks in this helpful guide.

The economy is doing better than it has ever been in recent years and consequently the home and garden industry is thriving. Real estate tycoons are taking advantage of these great economic conditions and it is time that you do the same! You may be thinking that fixing and flipping homes is only something for people on television or who have a lot of money to begin with, but real people are making money every day with house flipping projects because they have received the financial backing they needed to jumpstart their house flipping careers.

With Arizona Hard Money Lenders, you can find Loans to Flip Houses in Arizona that fit your financial goals and budget constraints. What’s more, unlike a broker that works for a bank, Arizona Hard Money Lenders are not analyzing credit scores when they determine a person’s eligibility for a lending opportunity. If you have always wanted to make a career out of flipping houses but didn’t have the funding available to make an initial purchase on a property, Arizona Hard Money Lenders have Loans to Flip Houses in Arizona available to you so that you can go ahead and get started achieving these goals.

Don’t let your credit score or lack of experience stand in the way of achieving your dreams. With house flipping loans, your borrowed amount can cover a variety of different expenses. Not only can this loan cover the cost of purchasing a property to flip, a house flipping loan can also cover the price of outsourcing the labor required to successfully flip a given property. This means that house flipping loans really are the win-win solution that you have been waiting for and are a great tool for people who are wanting to make real money in real estate but do not have the funding on their own to get started. You don’t have to finance these projects all on your own. Know that Arizona Hard Money Lenders are here to help!

Loans to Flip Houses in Arizona Prove that Flipping Houses Isn’t Just for Celebrities

You can start making the big bucks if you do your proper homework and start flipping the right properties. Arizona Hard Money Lenders can be a useful tool for these projects because they work with many other individuals that work in real estate as well. This means that choosing a hard money lender can actually be a valuable networking strategy.

With the right tools and investment strategies, you can start making a real income and a new career out of flipping houses.

House flipping is definitely not just for celebrities, the people you see on television, or for people who start off with a lot of money. Build your own career today with Loans to Flip Houses in Arizona.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Why More People Are Choosing 100 LTV Arizona Hard Money Lenders Arizona Than Ever Before

If you are looking to start making money in real estate, it’s time to consider choosing 100 LTV Arizona Hard Money Lenders Arizona to help you achieve your investing goals. Learn how these Arizona Hard Money Lenders are changing lives and helping everyday people begin thriving careers in the real estate business.

Have you ever wondering what exactly 100 LTV Arizona Hard Money Lenders Arizona are? This all-inclusive guide will help you discover the exciting benefits of working with these unique Arizona Hard Money Lenders and taking advantage of these investment opportunities.

100 LTV Arizona Hard Money Loans are a hard money loan with 100% financing. This means that a prospective borrower is borrowing 100% of the funds they need in their loan without have to offer any down payment. In some cases, Arizona Hard Money Lenders are more reluctant to provide this type of financing to a potential borrower. However, as you develop relationships with Arizona Hard Money Lenders and begin to network, you will be more likely to be able to achieve this unique type of financing.

Since more and more people are becoming experienced with Arizona Hard Money Loans, more people are now having the opportunity to use 100 LTV Arizona Hard Money Lenders Arizona than ever before. If you are looking to get into the real estate market but don’t have enough money to pay up a sizeable down payment, this is exciting news for you! With high loan-to-value Arizona Hard Money Lenders, you can borrow the cash you need to purchase or pursue expensive real estate ventures. Even more exciting is the fact that Arizona Hard Money Lenders aren’t looking at credit scores and debt-to-income ratios when determining a person’s eligibility for a lending opportunity. If you’ve ever been doubtful about your eligibility to receive a hard money loan, it’s time to finally put these doubts to bed. With the right financial planning and by utilizing the right financial strategies, everyday people are making hundreds of thousands off of properties purchased with Arizona Hard Money Loans. The time is now to take advantage of this thriving economy and begin pursuing real estate prospects of your own with the financial backing of 100 LTV Arizona Hard Money Lenders

More and More People are Choosing 100 LTV Arizona Hard Money Lenders Arizona to Help Them Achieve Their Financial Goals

Don’t let your credit score or lack of experience get in the way of your dreams. Even the greatest economists and real estate tycoons had to start from somewhere. By purchasing a property with your first hard money loan, you are opening up doors that may benefit you financially later down the road.

Arizona Hard Money Lenders are the perfect solution for people who do not have a strong credit rating or are getting into real estate investing for the first time and don’t have much experience yet.

Curious about getting a hard money loan of your own or finding a hard money lender in your area? There are Arizona Hard Money Lenders in your area ready to help you achieve your investment goals and start making real money off of real estate projects.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Successful Entrepreneurs Know the Benefits of Arizona Hard Money Loans

Investing in real estate can lead to huge financial rewards. However, most people don’t have the capital they need to invest in valuable properties when they are first starting out. Learn how successful entrepreneurs are making a killing on the real estate market with the help of hard money lending opportunities.

The real estate industry is thriving and there is no better time than now to get started with investing. However, the average person doesn’t have the capital necessary to invest in the properties that can lead to the most profit. Applying for a loan in these types of situations at a typical bank can be especially difficult. Other factors like a poor credit score may make it feel impossible to get started with real estate investing. If you’re feeling stuck with your goals for real estate investment, know that Arizona Hard Money Lenders are here to help. Today’s most successful entrepreneurs are choosing Arizona Hard Money Loans to help jumpstart their careers in real estate investing.

Arizona Hard Money Loans are the solution you’ve been looking for if you have always wanted a career in real estate, but don’t have a solid credit rating and have never had any prior real estate experience. When you choose to go the hard money lender route, you’ll have access to these exciting benefits; fast approval process and flexible financing options, no high credit score required for approval, and little to no down payment required.

With Arizona Hard Money Lenders, they won’t be examining your credit rating or debt-to-income ratio to determine your eligibility for a loan. This is great news for people who do not currently have a good credit score or who have little experience with loans for real estate in the past. Arizona Hard Money Loans allow beginner investors to have access to the funds that they need to make payments on properties and start making real money in real estate. In real estate, you have to spend money to make money. The right hard money lender can give you the cash on hand you need to purchase properties and begin achieving your dreams of investing in real estate.

Finally Achieve Your Goals with the Help of Arizona Hard Money Loans

Stop doubting yourself or making excuses about how you won’t make money with Arizona Hard Money Lenders. Countless individuals are taking advantage of the nation’s thriving economy and today’s current real estate boom. Don’t let an opportunity like this pass you by. With Arizona Hard Money Lenders, you can get the cash you need fast to start making investments in your desired real estate projects.

If you have been looking to start making money in real estate, don’t let your credit score or lack of experience prevent you from seeking your dreams.

With the right hard money lender, any of your investment goals are possible. Don’t hesitate on taking advantage of this exciting lending opportunity. While the economy is still thriving, it is important to begin your journey of making money in real estate with Arizona Hard Money Lenders.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Try These 5 Tactics to Make Money with the Help of Arizona Hard Money Lenders

While there is no such thing as a ‘get rich quick’ scheme, Arizona Hard Money Lenders are a valuable tool that can help you achieve your financial goals. Learn how qualifying for a hard money loan can give you the opportunity to start making money in real estate.

Have you always wanted to make money on the real estate market but haven’t had the funding you needed to jumpstart your projects? Arizona Hard Money Lenders may be the solution that you’ve been waiting for. With a hard money loan, you don’t need a strong credit rating or previous experience in the real estate market. By following the helpful tips and tricks outlined in this useful guide, you can start making real money on the real estate market with the funding given to you through a hard money loan. Here are the top five tactics you need to know to start making big bucks like today’s top real estate investors:

1. Build your network of lenders and real estate experts.

When you’re getting started working in real estate, it is important to network, network, network. By building your network of colleagues, you will be able to be guided towards more investment opportunities.

2. Educate yourself and do your homework.

Read up everything you can about real estate investing so that you can make the right game plan on how to proceed with your loan.

3. Find a lender that is able to work with your financial status and able to find a plan that matches your budget constraints.

The right lender will be able to work with your budget.

4. Reach out to any help or individuals you may have to outsource to complete a project.

Finding a mentor or financial advisor for these types of projects can help guide you in the right direction so that you can make the best financial decisions possible for your real estate investment goals.

5. Set a schedule and get started working towards your goals.

Setting a schedule on how you intend to proceed with the funding from your hard money loan will help you make the most out of the additional funds.

Arizona Hard Money Lenders Help Make Dreams Come True

A hard money lender can help you get started with investing in real estate the right way and can open doors for you to many other aspects of the real estate industry. With the assistance of the right lender, any of your financial goals.

With any investment option, it is important to consider all of the factors that go into deciding how you spend your money so that you can be sure you’re making the best decision for your financial goals.

The top individuals of the real estate business are working from home and retiring early! If you want to join these lucky few, it’s time to seriously consider taking hold of your real estate investing goals and getting the assistance of a Arizona Hard Money Lenders.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

WHAT IS PRIVATE MONEY LENDING?

Private money lending in Arizona is when a private individual or organization lends money to a company or individual. This type of lending does not adhere to traditional qualifying guidelines, as banks must do.

Everyone is familiar with what a mortgage is—when a bank lends money to purchase a property or for renovations of a property. But, where does an individual go when a traditional mortgage won’t work for them? Many times borrowers are denied a conventional loan because of their credit worthiness or income. Other times the borrower may not have the time to wait, sometimes months, for approval from the bank.

WHY USE PRIVATE MONEY LENDING?

Because these loans are funded by private investors versus traditional banks-they are referred to as ‘private money loans.’ The loans are based almost exclusively on the value of the property instead of the borrower’s credit worthiness or financial history. The loan amount is determined by the loan-to-value ratio (LTV). There are many reason when a private money loan is the better alternative.

* You don’t have enough private financing from friends and family.

* Your credit score is not high enough and your financial history doesn’t meet traditional lender requirements.

* You have a property investment opportunity and don’t have the time to go through the lengthy bank loan process.

* You want to fix and flip and need quick access to funding.

Although Private money lending in Arizona does not have the

strict guidelines as traditional lenders, there are still requirements.

Private money lenders are concerned with the value of the property that will serve as the collateral more than your credit. However, individual terms will depend on the lender you work with and your unique situation. Most private money lenders only work in certain geographic areas—so, look for a local lender. Your interest rate will depend on your experience. As you gain experience, your lender may offer lower rates—find a lender you like and stick with them. Property type makes a difference, as well— is this a condo, duplex, single family residence). And, your business plan—along with a scope of work and insurance information— will add into the equation of your terms. As with traditional banks, private money lenders do have an underwriting process. Fortunately, this process is much faster than a traditional bank’s underwriting process. It doesn’t take long to be approved and receive your funds due to the speed of the underwriting process. After pre-approval the private money lender will order an appraisal of the property. As long as the property meets lender criteria the money will be dispersed for the property. Private money lending in Arizona is quick and helpful. It is beneficial for borrowers to work with either a local lender or a lender that is familiar and comfortable with the geographic area you are looking to purchase your property. Private money lenders build on relationship—the more you work with your lender, the more money you will both make.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

EVERYTHING YOU NEED TO KNOW ABOUT ARIZONA HARD MONEY LOAN

A Arizona Hard Money Loan is an option for real estate investors when traditional lenders don’t work for their situation. Instead of using your credit score and income to base approval for a loan—they use property as a hard asset and use that property as collateral.

A Arizona Hard Money Loan is simply an asset-based loan. As you know, the most significant factor affecting loan approvals is FICO scores. Lenders want borrowers that have shown a solid payment history because this shows their ability to repay the loan.

Hard money lenders use a different approach to lending—they base it almost solely on collateral. Because of this they place less concern on an applicant’s credit history. Why? Because if the borrower defaults they can foreclose on the property, sell it and generally still make a profit.

HOW ARIZONA HARD MONEY LOAN WORK

Arizona Hard Money Loans aren’t necessarily for everyone, but there are many situations where these loans are beneficial to the borrower. One scenario is starting out flipping houses—you probably wouldn’t have enough money to buy the property with cash. This is an example of a time a Arizona Hard Money Loan would make sense.

Typically, Arizona Hard Money Loans are very short-term loans ranging from six to twelve months—however, they are known to be extended out up to five years depending on the situation. These loans are generally have higher interest rates than conventional loans—hence, investors don’t want their loans for a long period of time.

A plus with a Arizona Hard Money Loan is how quickly the loan process takes. These loans can close in a matter of only a few days—and it is a rare occurrence that the process takes longer than two weeks. Arizona Hard Money Loans allow investors opportunity to purchase more properties with less upfront capital—which means a larger profit.

Arizona Hard Money Loans are very different than a traditional loan. They offer much greater leverage to the investor and they finance deals much quicker than traditional loans. Because hard money lenders are not as concerned with the borrower’s financial situation there isn’t the amount of paperwork and the long waiting period as there is with a bank. Because hard money lenders make their own rules and regulations, unlike banks, there is more flexibility with their loans. Although, they do have underwriting it is a much simpler process than conventional mortgage underwriting. Approval is based on the value of the property—and although they will look at your credit history and finances they are still able to finance a loan based on hard-assets.

You are able to get many different loans from a hard money lender.

Bridge loans, construction loans in Arizona and Arizona FIX AND FLIP LOANs are only a select few of the many loan options hard money lenders can provide. Generally speaking, borrowers can obtain a Arizona Hard Money Loan for any property— airbnb, single-family residence and the list goes on. Find yourself a property and then find yourself a local hard money lender.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

FIVE BENEFITS OF ARIZONA HARD MONEY LENDING

When you find an opportunity for a good real estate investment—you need help financing the property. There are many reasons that traditional funding is not the best option—such as slow approval and financing, strict term regulations and tons of paper work.

In a competitive market you need quick reliable financing. Without it you can easily lose your deal. Sellers feel confident working with borrowers financed through a hard money lender because they know the funds will be readily available and the deal will go through.

WHY USE ARIZONA HARD MONEY LENDING?

1. Flexible Loan Terms— Bank lending guidelines are extremely strict and rigid. Basically, all loans have the same terms other than a small fluctuation of interest rates. Arizona Hard Money Loans are not “one size fits all.” Each property is different, as is each borrower, and Arizona Hard Money Loans reflect that diversity.

2. Fast Funding— A traditional bank can take months to process an approval. When an investor falls into an opportunity where they need immediate funding. Hard money lenders are in the same professional arena as investors and they understand the need for speed. Hard money lenders can have your money to you in less than two weeks.

3. Less Required Documentation—Before issuing a loan, banks require a plethora of paperwork. This paperwork takes time—usually, a borrower will have to resend the same documentation more than once. All this paperwork is a hassle. Hard money lenders don’t need to know every detail of your financial life. They only need to know what qualified collateral you have. Their concern is not your credit or your employment history—because it is asset-based.

4. Less Papers To Sign— You will not have the piles of papers to sign with a hard money lender as you do with a bank. Signing your name hundreds of times is tedious and a gigantic time waster. All this signing slows the process down. With ARIZONA HARD MONEY LENDING you won’t have a fraction of the amount of paperwork. You will get your money faster and be headache free.

5. No Hidden Fees—When you are signing your life away at a bank, you get to a point where you aren’t 100% sure what you are signing anymore because you just want it to be over. While you are signing your John Hancock—you are agreeing to hidden fees. The bank officials are conditioned to nonchalantly go over these fees with you and superficially explain what they mean. Once you sign on the line you are committed to pay—even though you didn’t really understand what you were signing. Hard money lenders will have your repayment plan laid out for you with simple terms—there isn’t enough paper work to slide in hidden fees.

When you work with a hard money lender it is straight forward and quick. They want you to succeed as much as you want to succeed. It is always a win-win.

Overwhelming amounts of paper work and looking deep into your financial life can cause a borrower some heavy anxiety. Hard money lenders will make the lending process as painless as possible.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

ON RENTAL PROPERTY LOANS IN ARIZONA

It’s a lot harder these days to get financing on an investment property.

Approval for financing is much more difficult if you don’t have excellent credit and a viable, sufficient monthly income—lenders welcome those borrowers with open arms, but what about the rest of us?

When you borrow for a rental property it is called non-owner occupant financing. If you are planning on purchasing a rental investment there are various options. If you are working with the right lender—they can help you strategize both a short-term and long-term plan to ensure you keep your finances straight. Getting a mortgage for an investment property loans in Arizona can be tricky.

WHICH TYPE OF RENTAL PROPERTY LOAN IN ARIZONA IS BEST FOR YOU?

Buying as a Straight Rental Property— This will be a conventional loan from a bank. You will be applying to buy an investment property. You will be required to put down at least 20% of the purchase price for a down payment—plus closing costs and costs for renovations. You will also need at least a 720 FICO score, a strong cash reserve and a healthy monthly income.

Buying as a personal residence— This will also be a conventional loan, but you will be buying it as your home. You are allowed to buy a home and reside in it for 12 months—then, rent it out. Because it will be purchased as a personal residence you are qualified for an FHA loan. With FHA financing you can put down as little as 3.5%. The terms of the rental don’t change when you move out and your tenant moves in. This is a good option for a borrower who doesn’t intend to buy multiple properties.

Hard Money Loan— A hard money loan is an option if you either want to buy an investment property loans in Arizona and continue to live in your own home or you want to purchase multiple rentals. These loans are financed by private money investors and aren’t required to follow the strict guidelines set by Fannie Mae and Freddie Mac. Because they offer such flexibility, residential Arizona Hard Money Loans are used by many types of investors. These loans have fast approval and borrowers receive funds within two weeks. This speedy process is also helpful in a competitive housing market. Banks can take months to produce funding—all the while, investors lose their potential property. Borrowers who have been through foreclosure, bankruptcy or have poor credit can still qualify for a residential hard money loan.

It is important that you educate yourself on rental property before becoming a landlord.

Investing in rental property is not always easy, but if you start early—you can have a nice rental property income stream.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions