Tag Archives: hard money loan

Why you shouldn’t just rely on appraisals when it comes to hard money

April 23, 2018UncategorizedArizona Hard Money, arizona hard money lenders, Arizona hard money loan, arizona home loan, Hard Money Lenders, hard money loanbigdaddydennis

A traditional appraisal is usually the most crucial estimate of a properties value with a conventional mortgage. The situation can be more nuanced when it comes to hard money loans. There are additional factors that fall outside of the scope of an ordinary appraisal, and the amount of financing offered will depend on the valuation of your property. By having your an understanding of what a property might be worth you maximize your chances of qualifying for a more substantial loan.

The standard appraisal is a report given by a licensed professional and usually ranges between 5-70 pages in length. The report will detail information the appraiser used to justify their opinion about a properties market value. A more informal valuation is a broker price opinion, or BPO, which is much shorter than a detailed appraisal and is usually no more than 2-5 pages in length. The value of a BPO depends entirely on the individual broker. Another option is to commission a review of your initial appraisal by yet another appraiser to get a different perspective.

So why can’t you solely rely on appraisals or other professional estimates? Appraising a property takes time and in some cases considerable resources. You also need to be aware of things that may fall outside the scope of a typical valuation if you want to qualify for a larger loan, especially when it comes to commercial properties.

When it comes to hard money loans, you benefit by going above and beyond the initial appraisal, especially when it comes to commercial real estate valuations

Having an understanding of what is property is worth is especially useful if you are dealing with commercial property.Know that anything that positively or negatively impacts a commercial properties ability to generate income will have a significant impact on its value.An ordinary appraiser might overlook the impact of a floor plan, the availability of parking or a properties accessibility in their estimate. The usual appraisal might also disregard the potential expense involved in bringing a property up to code or the cost of complying with environmental regulations.

It is vital to perform your own due diligence to see things an appraisal might have missed and to plan for any unforeseen expenses.With asset-based loans, the loan amount depends in most cases on the value of the underlying property. Having a thorough understanding of how your property is valued can help you qualify for a larger loan.

When it comes to hard money loans, always consider the future potential of your project to qualify for the largest loan

In all likelihood, an appraiser will underestimate a properties potential especially if you are renovating a distressed property. An appraiser will never attempt to estimate a properties value in the future, based on your renovations or pricing trends in the immediate area. Projecting the market value of a property is simply beyond the scope of an ordinary appraisal

It is up to you to perform own assessment when it comes to pricing trends in the immediate area, vacancy or occupancy rates, or any potential zoning changes in the future. Any of these factors could cause a property to rise or fall In value in the near future.

Entirely relying on an appraisal could blind you to a project’s potential. Do your research and develop your understanding of specific things that could impact the value of your property in the future. You can thoughtfully discuss the potential of your project by performing your own due diligence, allowing you to qualify for the largest possible asset-based loan.

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Why you might consider a Hard Money Business Loan

April 22, 2018UncategorizedArizona Hard Money, arizona hard money lenders, Hard Money Lender phoenix arizona, Hard Money Lenders, hard money loanbigdaddydennis

If you are having trouble qualifying for traditional financing, a hard money business loan can be a great alternative to a conventional bank loan. With this loan you borrow against assets owned by your business, allowing you to qualify even if you have poor credit.

When it comes to businesses that apply for this type financing the value of their commercial property acts as collateral for the loan. The value of this underlying property is a more critical factor for this type of lender than a borrowers credit score. Those with low credit but with a lot in the way of collateral may find an asset-based loan a good financing strategy.

However, a Business owner will need to consider whether the expense of a loan matches their need for financing. Any type of alternative loan will almost always be more expensive than a traditional business loan.

Before applying for a hard money business loan, consider your need for financing and whether your need is proportional to any assets you might pledge as collateral.

With asset-based loans consider whether your need for financing matches the risk of losing any property you might pledge to back the loan. With this type of business loan there is the potential that the lender could seize your business or other personal property should you default.

However also consider the main advantages of asset-based loans. Because credit is a non-factor, they are easier to qualify for, less documentation is needed and these loans can close within a matter of days. These advantages may outweigh risks depending on your circumstances.

Why should you consider a hard money business loan over other types of alternative financing?

The interest charged on a typical asset based loan is usually 10-15 percent. The higher interest rate on this type of loan is due to the risk assumed by the lender by forgoing the usual credit checks. However, asset-based loans are still less expensive than other types of alternative financing.

You may have considered other alternative financing options which could be far more expensive than an asset-based loan. One example of alternative financing are merchant cash advances, which are loans backed by a percentage of your businesses future sales. Cash advances can consistently eat away at revenue stream, and APR can reach into the triple digits. Some methods of alternative financing may be less expensive, but could take much longer to close. For example, peer-to-peer platforms are one such type of alternative financing. While these loans may be less expensive than an asset based loan there is no guarantee that your loan will ever be fully funded. Asset based loans are less expensive than cash advances and are fully capitalized once your application is approved.

Always perform your due diligence to ensure any potential asset lender is trustworthy. Read online reviews of any potential lender to gauge the lender’s honesty and the experience of their borrowers.

Asset based loans can be cheaper and can close faster than other types of alternative loans, making them a great option are you struggling to qualify for traditional financing or if your business needs cash quickly.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

How You Can Solve Your Commercial Loan Woes with the Help of Hard Money Lenders

March 28, 2018UncategorizedArizona Hard Money, arizona hard money lenders, Hard Money Lenders, hard money loan, Texas Hard Money, Texas hard money lendersbigdaddydennis

If you can get a loan, you can catapult your business into the next echelon, so why not shoot for the stars? When you are having trouble getting your commercial loan approved, it might be time to seek the assistance of hard money lenders to get you the cash you need.

Whether you are a first time investor looking at purchasing a property or a new business owner that needs cash fast to get your business off the ground, commercial loans can be a godsend. However, sometimes as a first time borrower, traditional lenders might be a little skeptical of loaning funds. That’s when hard money lenders come in handy. Just when you think you might not be able to get a loan at all, you’ll see that they can help you make your business and investment dreams come true.

Just as with any loan situation, there will be challenges that arise along the road. You will need to be prepared to handle any situation by working closely with your hard money lenders to find a win-win solution. Sometimes it’s a matter of finding the right lender for the type of investment or business you have. Sometimes it’s a document or statement you’ll need to provide. Be flexible and patient, while the process can at times be frustrating, it’s important to have a lender you can trust to guide you through it all.

For investors and new business owners looking to purchase property, there are many types that these lenders specialize in like foreclosure properties, “fix and flips”, short sales, construction loans and land loans. These loans are also beneficial for business relocation that needs to happen fast as well as for borrowers that do not have the best credit score or history.

These lenders are very different than conventional bank lenders.

It’s important to know that dealing with conventional lenders are a totally different story – their application process is very detailed and often quite lengthy. There is a lot of bureaucracy and “red tape” that can be avoided with hard money lenders. If you’ve applied for this type of loan in the past, you know the road can be long and arduous. Luckily, that’s not the case with non-traditional lenders and alternative lenders offer many benefits – including an easier application process and quicker turn around time.

It starts with the right lender.

The lender is just as important as the loan itself. It becomes something of a partnership, so finding a lender you can rely on is very important. You will want to ensure they can guide you through the process but also won’t take advantage of you either. Ask around to see if business associates or friends can refer a great lender they’ve worked with in the past. Look for a local lender and don’t be shy about meeting with them and asking questions prior to agreeing to move forward. Once you find the right lender, the road to getting your loan will be much smoother!

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Triple Your Chances for Getting Hard Money Loans

March 28, 2018UncategorizedArizona bridge loans, arizona bridge mortgage, Hard Money Lender phoenix arizona, hard money loanbigdaddydennis

Using a few tips can greatly improve your chances for securing hard money loans. You might also find that these same tips will increase your profit as well.

Applying for any type of loan can be stressful, and one of the best ways to avoid that unnecessary stress is to be well prepared. Knowing what to expect and how to best present your request can not only reduce your stress level but can increase your chances of getting hard money loans.

The first item that you need to understand is that a lender is only going to consider the loan request if the amount is within the industry standard 65-75% loan to value range. This means that the loan cannot exceed 75% of the value of the property. With that in mind, you need to be prepared to pay any additional cost above that 75% in cash. Understanding the LTV concept allows you to ask for a reasonable loan amount and also prepares you for the down payment which will be required. You will appear very well prepared and professional when the lender mentions the down payment amount and you tell the lender that you already have those funds available.

Another important question that you need to be ready to answer is about your exit strategy. Every lender wants to know what your plan is for the property and how you plan to achieve your goal. This could be completing a renovation and then renting the property or it could mean selling it after a renovation. But this is basically you explanation about how you plan to be able to repay the loan.

Compare Your Offers

The final strategy is to seek several hard money loans in an effort to have multiple offers to choose from. This is the same method that you would use to select any service provider and it allows you to shop for the best terms and overall cost of the loan. Be sure to calculate any loan origination fee, funding fee or early payment penalty that might be included in the terms of each offer to determine the true cost of each option.

Improve Your Chance for Success

There is a lot of information that you need to understand before securing hard money loans. But if you are willing to invest the time, then you can secure multiple offers. This allows you to select the best loan offer to meet your needs. In addition, preparing to answer the questions of the lender about your exit strategy and down payment funds is a good opportunity to fine tune your business plan for the project. Planning for the down payment and your exit are both smart business decisions that will help you to land a loan as well as increasing your potential profit at the end of the deal. It can be tempting to rush into a purchase when you find a great property with a lot of potential. But investing a little time in the planning phase will provide a great foundation for the project and better potential for your return on investment.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

How to Finding Reputable Hard Money Lenders Can Benefit You

March 26, 2018UncategorizedArizona bad credit home mortgage lenders, Arizona Hard Money, bridge loan, business loans, Hard Money Lenders, hard money loanbigdaddydennis

Do you wish you could find a trusted hard money lenders to help you obtain the funding you need to take your business to the next level? Level 4 Funding knows that when you need cash fast, not all lenders are created equal — here’s how to find the credible ones.

If you need cash and you need it fast, hard money lenders are your people — they can help you get the loan you need. This is beneficial for real estate investors to small business owners. Unfortunately, some of these lenders aren’t as professional and ethical as you would hope. It’s important to find a lender you can trust. So here are a few things to remember:

Getting a handle on exactly what hard money loans are is the first step. These loans can be defined as short-term loans in which you can get cash fairly quickly after the approval process — this can sometimes even be the same day as application approval. Next, when you are in search of a lender, it’s a good idea to look for one that specializes in your company’s field of has experience working with a similar type of company as your own. Always make sure the lender is licensed — and that he can prove it. It’s better to be safe than sorry. Take your time when selecting hard money lenders – meet with a few until you get a good feel for one that seems like they really believe in your dream and can help you obtain it via a loan.

When you meet with lenders, be sure to ask a lot of questions — including that what types of fees are associated with the loan, as well as terms and rates. Sometimes hidden fees can creep into the documentation, so be sure to review if carefully and even have a lawyer take a look as well.

Find out as much as you can about these loans — and these lenders — prior to meeting.

Research local hard money lenders in your area to make sure you find a reputable one to work with. Remember, it’s almost as if you are interviewing them for a position so there is no need to feel intimidated and you should take the upper hand by asking questions about their areas of expertise, their current and past project portfolio and anything else you want to ask that you feel would help you make an educated decision as to whether or not this is the right lender to work with.

Once you do find the right lender – it’s important to treat the relationship as a partnership.

So meet them halfway in the process, meaning find out what they need from you, in terms of financial documents, and more to make the application process as smooth as possible. Come prepared with your business plans, current credit report, any collateral you are prepared to put up to secure the loan, and other business or personal finance information. Remember that he is there to help you achieve your business dreams, but you’ll need to do some work too. When you work together and find out as much as possible about how you can obtain approval, you’ll be well on your way to your business’ next phase!

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Defining Working Capital Commercial Loans and Their Good and Bad

March 22, 2018UncategorizedArizona Hard Money, arizona hard money lenders, arizona home loan, Arizona home loan for bad credit, hard money loanbigdaddydennis

Do you wish you could obtain working capital commercial loans to help your business? Level 4 Funding shares the pros and cons of these loans.

The amount of cash a company has to cover standard business operational needs like employee payroll, rent, monthly utilities, paying vendor and more is called “working capital.” Working capital can really come in handy if a new or growing business hits a slow patch or is having growing pains while expanding. Without an extra cushion of working capital to cover these everyday expenses, a company could go out of business or have to file bankruptcy or foreclose on their property. So working capital commercial loans really can be the difference between your company’s success and its downfall.

Working capital loans have lots of benefits. They generally have a very quick approval process, which means you can receive the money you need often inside of a week after the loan is approved. Unlike other types of conventional loans from traditional lenders, there are no stipulations on how the funds from the loan are used. The application process is not as complex as others can be and even if companies don’t have perfect credit or are still establishing credit history, they can still have a chance of getting approved for these types of commercial loans.

There are some drawbacks to these loans, as well, that lendees should know about. For example, due to the fact that they are bit more lenient in some ways, such as credit check and application process approval, these loans typically require that borrowers to put up a specific amount of collateral to obtain the loan. Because they have shorter terms, working capital commercial loans also have higher interest rates than longer-term loans from conventional banks’ repayment schedules.

These loans are ideal for businesses that aren’t “typical” and therefore don’t usually have an easy time getting loan approval from other lenders.

Sometimes lenders require the funding to be used in a certain way (such as for equipment like machinery or computers). But because working capital loans don’t, this can be beneficial for companies that don’t need equipment or small or new businesses that could really use the cash to get up and running or through a difficult patch when cash flow is tight. This is also great for niche companies that need supplies or equipment that doesn’t fall in the typical range of what traditional lenders recognize.

If you need cash and you need it now, this is the type of loan for you — and there are lots of lenders that specialize in this exact type of loan.

It’s important to work with a trusted and experienced lender — regardless of the type of loan you need.

Regardless of your business status, credit history or any other factor, it’s important to deal with a lender that you trust to get you the best loan for your needs with the best terms. Do some research on local lenders in your area that specialize in these loans and don’t assume the first lender you meet with will be the right one. Be patient and don’t jump into this important decision too quickly.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Why There are Mixed Signals for Commercial Loans in 2018

March 18, 2018UncategorizedArizona Hard Money, arizona hard money lenders, Arizona Home Loan - Vacation Time, Hard Money Lender phoenix arizona, Hard Money Lenders, hard money loanbigdaddydennis

Many are optimistic for 2018 to be a great year when it comes to commercial loans, but others are also preparing for some bad financial scenarios to hit this year.

The multifamily market on the west coast could be a cause for some concern. Rental rates have increased, causing the market to be unsustainable. Also, there is stiff competition among lenders, which leads to many dealing with commercial loans to expect an intense 2018 among lenders.

Because of this tough competition, lenders are starting to take more risks by approving higher-risk commercial loans. And if the market takes a turn for the worse, this could put many lenders in a bind. Even though signs do point to a stable 2018, lenders should be prepared in case of a sharp turn.

But the majority in the industry think that momentum from 2017 will carry over into 2018. They also this that not only will there be stability, but that the commercial industry could even see a 5 percent increase.

Many are optimistic for 2018, but some of the issues could be the start of a downfall in the market.

The issues with stiff lender completion and increase in rental rates could be the start of the marketing taking a turn for the worse. It might take a couple of years, but the impact could start in 2018. Especially if the issues continue or if new issues come up.

Some bad signs are also hitting office properties and retail stores.

More people are starting to work from home, which is becoming a bad sign for office properties. With people using their home as their office, there is no need for office spaces, which is leading to a higher vacancy. Retail stores are also starting to lay off more employees, which is another bad sign. That means that they could be on their way to going out of business, leading to the vacancy of even more spaces.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Understanding the Benefits and Drawbacks of Applying for Hard Money Loans

November 30, 2017Uncategorizedhard money loan, hard money loansbigdaddydennis

For business owners and property investors, there are many ways to go about getting a loan. Here, we break down the “pros and cons” of trying to obtain hard money loans.

These loans are ideal for many reasons – if you need cash fast, if you are looking to gain possession of an investment or foreclosure property that may get sold quickly or if you have been previously unable to garner a loan from a conventional lender such as a bank, you can still obtain hard money loans.

First, having a solid grasp on what exactly this type of loan is can help you determine if it’s right for you. These loans are defined by the fact that they are given by a private company. While conventional loans from a bank have a longer pay back period, you will need to provide some hard evidence that you will be able to pay back the loan and details about exactly how you intend to do so. You will likely need to have very high credit as well as a solid business plan, collateral and/or equity.

However, the good news is that with hard money loans, you won’t have to worry about a perfect credit history or any of the other bureaucracy typically associated with a conventional long-term loan with a bank. Private lenders for these loan focus mostly on the collateral you are willing to bring to the table because ultimately, if you cannot pay off your loan, your collateral will be obtained by the private lender and sold to cover the remainder of your loan debt. It’s basically the lenders way of ensuring they won’t be out the money if you can’t repay the loan. If you don’t have the collateral to back it up, lenders may start looking at your credit score and other aspects more closely.

The bottom line is that these types of loans serve a specific purpose and can be beneficial in those cases.

For people looking to obtain cash fast, who have been rejected by a conventional lender or who want a loan with a shorter duration between about three to five years, these loans are ideal. Sometimes they do not have a prepayment penalty either, so you can repay the loan whenever you want (and save on some of those high interest rates!).

There are two sides of the coin when it comes to hard money loans, which means with benefits, come drawbacks.

Some of the “cons” of this type of loan include those aforementioned high interest rates typically associated with hard money or short-terms. The typically APR is more than 10 percent of the loan amount. You may also have to work on your credit score if you don’t have much collateral to put down toward the loan. All in all, if you need cash fast and aren’t willing to sacrifice losing out on a great investment property or foreclosure, this is the perfect type of loan for you. If you are confident about the fact that your business can maximize potential earnings due to the loan, by all means move ahead know that you are now educated about this type of loan, and it’s pros and cons!

Broker/RI/CEO/MLO
Level 4 Funding LLC Private Hard Money Lender
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Give Your Pot Business a Push with Options Other Than Hard Money Loans In California

March 21, 2017Uncategorizedhard money loan, hard money loan in california, hard money loans, hard money loans in californiabigdaddydennis

All the financial establishments that are insured federally are not permitted to work with marijuana dispensaries. However, getting into the business is a personal choice, and if you need capital, there are hard money loans in California that can suffice your need.

Personally, I am not comfortable with the idea of a pot dispensary, but depending on the state you are living in, you might be able to sell marijuana easily. As the media has built our perception, there is much money that can be made through retailing legalized pot. However, the issue with pot is that the Federal government will not treat it as legal, or even accept it. Thus, taking loans would be rather difficult.

You can take a commercial loan referred as Hard Money Loans in California to get you started. This is one of the most conventional methods. However, this is not the “only” method to get your pot business on a roll.

Hard Money Loan is everything that you need to get things started however it is not as easy as it seems. It might be possible that the conditions and negotiations for the Hard Money Loan are not in your favor, or maybe the commercial lending option does not want to accept the loan. What is next?

There are a few options other than Hard Money Loans in California to give your pot business a push:

· You can go to your friends and family and ask for an investment. It might be a challenging and an impossible task to do, but they might be the only one who would not charge high-interest rates or maybe no interest at all.

· You can build up your network by attending the industry events which will grow your presence. Attend conferences, trade shows, and any gathering where you can meet the subject matter expert. It is not necessary that they will be there to invest in businesses, but they might know someone who is interested in running up such businesses.

· You can get hold of the foreign investors, especially Chinese people, who are very much interested in investing in Cannabis.

Technorati Tags: hard money loans in california,hard money loan in california,hard money loan,hard money loans

Hard Money Lenders — California Niche

January 20, 2017UncategorizedHard Money Lenders, hard money loanbigdaddydennis

If you are searching for hard money lenders, California is more than likely the best place to start. The main reason you should start your search in California is that you likely have a particular niche, say for this instance it is fixing and flipping houses, you need a lender that is no strange to that market or any other market.

When looking to flip and fix a house, the reality is the best place to start looking for financing is hard money lenders. California lenders that offer hard money financing for this particular niche have a clear set of criteria before you even walk in the door. This may sound like a bad thing at first, but the truth is that a clear set of guidelines means you know exactly what you need to do get the ball rolling on your financing.

Thus, as you can probably guess, it is important to know the criteria no matter your niche. Nonetheless, for the sake of flipping and fixing houses, let us go over that standard flip and fix criteria for hard money lenders. California lenders who offer hard money financing for flip and fix projects generally look for the following things: a clear understanding of the property’s value, the ability to move quickly to give you a timely response, reasonable terms and rates that you can adhere as well as the ability to build a growing relationship.

This may seem like a tall order, but the good news is that you as borrower or even an investor should want these thing as well. For instance, being able to understand the real value of your property means you and your lender are informed. Moreover, it gives you an opportunity to have a meeting of the minds with you and your lender. Similarly, when everyone is clear on the value and the percent of financing then it allows for the entire process to move along faster.

Key to a Successful Relationship with your California Hard Money Lender

Speaking of a quick response, again you also, no matter your role in the loan process, want things to move along quickly. Think about it, with a flip and fix everyone’s profitability margin really depends on how quickly everything can be accomplished. Moreover, going over the terms and rates with your lender to ensure that you are able to meet them given your situation, again, not only benefits you, it also helps to foster a good relationship with your lender. Lastly, it is important to build this relationship because your new lender can become an asset for future endeavors and it helps provide a potential helping hand if you do have trouble meeting the terms down the road.

Benefits all around

Ultimately, knowing the basic criteria of your hard money lender helps everyone. Therefore, there is no reason you should not do your research/ preparation beforehand so that the entire process can be as streamlined and beneficial as possible. But do not take our word for it; speak to a few hard money lenders in your area and California too.

Dennis Dahlberg Broker/RI/CEO/MLO
Level 4 Funding LLC Private Hard Money Lender
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
http://www.Level4Funding.com
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true.

Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Level 4 Funding Private Hard Money

Arizona, California, Colorado, Florida, Idaho, Oregon, Texas and Washington

Tag Archives: hard money loan

Why you shouldn’t just rely on appraisals when it comes to hard money

Why you might consider a Hard Money Business Loan

If you are having trouble qualifying for traditional financing, a hard money business loan can be a great alternative to a conventional bank loan. With this loan you borrow against assets owned by your business, allowing you to qualify even if you have poor credit.

How You Can Solve Your Commercial Loan Woes with the Help of Hard Money Lenders

Triple Your Chances for Getting Hard Money Loans

Using a few tips can greatly improve your chances for securing hard money loans. You might also find that these same tips will increase your profit as well.

Compare Your Offers

Improve Your Chance for Success

How to Finding Reputable Hard Money Lenders Can Benefit You

Defining Working Capital Commercial Loans and Their Good and Bad

Do you wish you could obtain working capital commercial loans to help your business? Level 4 Funding shares the pros and cons of these loans.

Why There are Mixed Signals for Commercial Loans in 2018

Many are optimistic for 2018 to be a great year when it comes to commercial loans, but others are also preparing for some bad financial scenarios to hit this year.

Many are optimistic for 2018, but some of the issues could be the start of a downfall in the market.

Some bad signs are also hitting office properties and retail stores.

Understanding the Benefits and Drawbacks of Applying for Hard Money Loans

For business owners and property investors, there are many ways to go about getting a loan. Here, we break down the “pros and cons” of trying to obtain hard money loans.

The bottom line is that these types of loans serve a specific purpose and can be beneficial in those cases.

There are two sides of the coin when it comes to hard money loans, which means with benefits, come drawbacks.

Give Your Pot Business a Push with Options Other Than Hard Money Loans In California

There are a few options other than Hard Money Loans in California to give your pot business a push:

Hard Money Lenders — California Niche

Key to a Successful Relationship with your California Hard Money Lender