Tag Archives: commercial real estate loans

How Will Changes in Real Estate Development Affect Commercial Real Estate Loans In Texas Post Hurricane Harvey?

November 3, 2017Uncategorizedcommercial real estate loan in texas, commercial real estate loans, texas commercial real estate loansbigdaddydennis

Whether it be commercial properties to house offices, retail space to support small businesses or multi-family homes to address growing population density, commercial real estate loans in Texas have long been a source of income and expansion for small business owners. However, with the recent devastation of Hurricane Harvey, regulations might be implemented that could affect this landscape.

Whenever the idea of regulation, especially when it comes to sources of economic development, comes up, there is always a debate. Individuals from all over the spectrum weigh in on the benefits or drawbacks of such changes and the impact that they would have on the market and economy as a whole. However, with the massive repercussion that Hurricane Harvey has had on properties in Texas, it seems as though regulation is a foregone conclusion. This will most certainly impact commercial real estate loans.

One way that regulations might change the real estate industry after Hurricane Harvey is in zoning laws, especially in Houston. Prior to the latest disaster, there had been little in the way of zoning restrictions. Real estate development was given a free hand and the population and local economy was greatly enhanced. However, this did lead to significant losses with the flooding and other destruction from the hurricane.

Because of the unique landscape of Houston and the surrounding area, there are many residents that have been clamoring for increased regulation in zoning. Houston has been extremely fast growing in the past few years and this had led to many commercial real estate loans being used for rapid expansion into the surrounding plains, which have ultimately proven to be unsafe and right in the flood plain. This did, however, provide for lots of very economical development.

However, there is still a good deal of opposition to potentially more regulations. Opponents of these measures claim that there is little evidence to prove that the development cycle is actually to blame for the flooding. One solution that has been put forward is for the city itself to provide a more comprehensive drainage plan.

In either case, the resulting changes in commercial real estate that are bound to come out of this most recent disaster will certainly have an effect on the loans needed to develop, or re-develop, Houston and the surrounding area.

How will the fight over regulation specifically affect commercial real estate loans in Texas?

While this largely remains to be unseen, there are some trends that could be affected. For one, the application, appraisal and title process all have the potential of taking more time the more restrictions are in place. With any sort of regulation, government agencies usually get involved in the process and that is sure to bog down a commercial real estate loan. It remains to be seen how it will affect interest rates or terms, but with more agencies in the mix, it is a solid prediction that fees for closing, at the very least, will increase. If zoning regulations do go into effect, the availability of such loans (and properties in general) might also decline.

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

The Dark Side Of Commercial Real Estate Loans In Texas – What are the Drawbacks Investing?

November 3, 2017Uncategorizedcommercial real estate loan, commercial real estate loan in texas, commercial real estate loan texas, commercial real estate loans, commercial real estate loans texas, texas commercial real estate loansbigdaddydennis

If investing in commercial real estate properties were easy and a sure thing, then everyone would be able to do it successfully. However, there is a tremendous amount of risk inherent in pursuing commercial real estate loans in Texas, considering the number of factors that are outside of the control of the investor.

There are most definitely opportunities present for anyone to get involved in commercial real estate. So why doesn’t everyone do it? Because for every reward, there is also a great deal of risk. Only those who are able to manage the risks, while capitalizing on the rewards are going to be successful in putting a commercial real estate loan to work for them with an investment property.

One of the biggest drawbacks of pursuing and following through with a commercial real estate loan and the property that will be acquired with it is the time that the owner is going to have to commit. With a commercial property, you are going to be dealing with many different leases of different time frames and terms, shared areas that are the responsibility of the owner, and an image to uphold. All of this takes a tremendous amount of time and energy. If a borrower has never owner commercial property before, the amount of time it takes for even the simplest of maintenance tasks is most likely to surprise.

Another hurdle that investors and owners will need to overcome with commercial property is the realization that it is impossible to do it all yourself. With the amount of maintenance, as well as their complexity, an owner is going to need commercially certified professionals. This often comes as a surprise to many owners who like to take care of things themselves. Not only does this establish a further layer of liability protection, but it will also save time. Just because you have the commercial real estate loan on the property does not mean that you should try to save on costs by lowering maintenance standards.

Commercial properties are also different than residential properties and this can be a drawback for investors that are not properly prepared for what that means as far as foot traffic is concerned. The reality is that the volume of people coming in and out of a commercial property is much greater than in a residential property. While this might seem like a no brainer, the implication is that the potential for damage to the property or to those who frequent it go up significantly. Everything from a minor accident in the parking lot to a significant injury to a patron has the potential to happen. This additional risk is often not realized by potential owners until it is too late.

Are there ways to mitigate the risks associated with my commercial real estate loan and commercial property in Texas?

Each state handles the issue of insurance differently, so it is critical to understand what the local laws are in regard to liability, maintenance fees and licensing. The last thing you want to have happen is to lose your livelihood and open yourself up to a lawsuit over something that you did not know was an issue. The best way to lower the risk and overcome these draw backs is to seek the advice and help of someone who has dealt in commercial real estate and commercial real estate loans before.

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What is Credit Risk and How it Can Affect Your Commercial Real Estate Financing

October 16, 2017Uncategorizedcommercial real estate financing, commercial real estate loan, commercial real estate loansbigdaddydennis

When it comes to securing commercial real estate financing for your business, banks and lenders will typically want to see your credit score and report. That’s because they must determine the credit risk — before deciding whether or not to approve your loan application.

Credit risk is the chance that a bank or lender will lose value when outstanding loans go unpaid. While financial institutions and lenders have many factors to weigh when it comes to ultimately determining whether your application will be approved, credit risk is an important one of those factors. Lenders can assess the risk associated with taking on your loans by determining your ability to repay the funds borrowed to you.

This capacity is based on the revenue that your company generates along with other factors such as the amount of collateral you have to put towards the loan. These are important aspects that lenders look at when it comes to deciding if your loan is “worth the risk.” In any instance, the lender takes on a certain amount of risk, however, they look to mitigate that risk whenever possible. They certainly don’t want to loan money to a business that shows no capacity to be able to repay the loan within agreed upon terms.

Another way lenders will assess this risk is by reviewing your past repayment history – via credit history or other loans. This can be either personal or business debt. Beyond just the amount you’ve borrowed and paid back, they look to see if your previous debts were repaid in a timely and appropriate manner. If you have delinquent marks based on late or missed payments, lenders may find themselves quickly tightening their purse strings when it comes to your commercial real estate financing.

Even if you are considered a credit risk, you still have the ability to be eligible for a loan.

You can minimize your credit risk by maximizing your loan to value ratio or increasing the amount of personal equity you can put towards the loan. Sometimes these things are enough to help you persuade a lender to loan you the commercial real estate financing you are in need of.

If you are rejected for a loan, don’t give up — you can still seek alternative lending options

While a traditional bank or other conventional lender may not be able to look past your credit risk, that doesn’t mean you will never obtain the loan you need. Seek other options, such as alternative lenders that are more likely to “take the gamble” on a higher-risk loan scenario that you might be in. Continue to search until you find the right lender — and the right loan — for you.

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Avoid Making These Mistakes When Applying for Commercial Real Estate Financing

October 16, 2017Uncategorizedcommercial real estate, commercial real estate financing, commercial real estate loansbigdaddydennis

Sure, we all make mistakes, but some are bigger than others and can make a lasting impression on the future and success of your business. When it comes to securing commercial real estate financing, try to avoid making these mistakes.

There is a lot to learn about applying for a loan for your business, but you can get a head start by understanding a few of the pitfalls to avoid. One of the biggest mistakes is making a hasty decision when deciding upon the loan you need and the lender who can supply said loan. Take plenty of time to research the types of loans that are best for your business, and determine which is best for your business before leaping into the loan application process (online or otherwise).

If you’ve never applied for a loan before, it’s also a good idea to then seek a lender who is experienced in that type of loan as well as the industry of your company, can be a very important key in the success of your commercial real estate financing loan application process. They can advise you through the process, and help you negotiate better terms for your repayment schedule. It’s important that you get a good feeling about the lender you work with, and that you feel you can trust them with your business’s financial needs. Without their advice, you may end up wasting both time and money having to resubmit applications and documentation or even lose out on a desired property.

Another mistake is trying to go through the loan approval process without the professional counsel of an attorney that specializes in commercial real estate financing. A loan of this nature is a huge transaction, and a legally binding one at that, so it’s important that you understand all the fine print, hidden fees and jargon before putting your signature on the dotted line. An experienced attorney can help you navigate unfamiliar terms, conditions and clauses that you might not fully comprehend. To ensure the contract is just and reasonable, get an attorney.

There are also some things you can do to increase your eligibility and chances of getting your loan approved.

Having a solid business plan is crucial — you want to be able to prove the a bank or lender that your business will make money (so you can repay the loan). It’s also important to show a high FICO score and clean credit history. However, don’t worry if you have a new business or are still establishing business credit, you can still be successful at obtaining commercial real estate financing, though you may need to seek alternative lender options.

Don’t rush through the process and you will avoid making mistakes

Understanding that seeking a loan of this type is a major commitment and a decision that should not be taken lightly. A large loan is an investment and it can be risky if your business doesn’t make money right away or hits a rough spot and money gets tight. Take the time to make sure you get the best loan for your business and that you are comfortable with all the terms, especially repayment, to ensure the best success for your growing business.

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How Commercial Real Estate Financing Can Be the Key to Managing Your Business Finances

October 15, 2017Uncategorizedcommercial real estate, commercial real estate financing, commercial real estate loan, commercial real estate loansbigdaddydennis

If your business needs cash to help get out of a rough slump or to continue to grow to the next level, short term commercial real estate financing can often help. By having an extra cushion of cash business owners can more easily manage their budgets and take risks when it comes to growing their businesses, and with these tips, your company’s finances will allow you to grow while also being able to pay back your loan.

It’s no secret that as a business owner, you shoulder a great deal of financial responsibility — not only to the growth of the company, but to your employees, vendors and suppliers, and more. Keeping a tight hold on your budget and managing your finances responsibly from the onset will help you in the long run. However, just because you can run “a tight ship” doesn’t mean your company wouldn’t benefit from the extra cushion of hard money from commercial real estate financing.

Even with a loan, it’s crucial to keep your monies organized. You should always keep your business and personal finances separate — no matter how big or small your business is or gets. That means securing a bank account as well as a credit card in the company’s name, not your own. This can help you stay organized when budgeting but also when it comes to filing taxes and establishing separate business credit. Establishing business credit becomes very helpful if you need to secure a long-term loan in the future.

Experts can help you not only with your commercial real estate financing, but with managing your budget as well. Just because you know what your customers’ needs are, doesn’t mean you are an expert at finances. Everyone has an area of expertise and if yours isn’t dollars, it’s a good idea to get help organizing and managing your budget. Whether that means hiring an accountant to handle billing and payroll, or seeing the help of “DIY” programs such as Excel or Quickbooks, utilize the tools and experts that are available to help make managing your finances easier on you — so you can refocus your efforts back onto the success of your growing business.

Do you research before seeking out and applying for commercial real estate financing.

If you take a good hard look at your budget prior to research and applying for loans, you might be surprised that there are some areas in which you can cut back your spending to loosen up the tight times. Being realistic about where you can scale back can help you determine how much you should apply for when seeking a loan. When the loan amount is dialed in to exactly how much you need and not too much more, than you don’t have to worry about getting wrapped up in a repayment schedule and high interest rates that you don’t even really need.

When you decide you are ready, consult the professionals.

Upon determining your desired loan amount, find a lender who will negotiate terms that will work for you so you are happy with the payment amount and it fits into your budget.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

What You Need to Know About Working Capital Commercial Real Estate Financing

October 15, 2017Uncategorizedcommercial real estate, commercial real estate financing, commercial real estate loans, commercial real estate loans in texasbigdaddydennis

If you need cash fast to get through a rough spot in your business or to catapult your business to the next level, you may benefit from working capital commercial real estate financing. Before applying for this type of loan, find out the benefits, and drawbacks, of this loan so you can up your chances of being eligible to receive funding.

When you need a loan, you may hear the term “working capital.” While it sounds formal, it’s really just a term that means the cash that a lender can loan to a borrower. This working capital can be used for important company needs for continued business operations such as employee payroll, monthly utilities, paying invoices and rent. There is always the chance of a company getting tight on funds and in that instance, working capital commercial real estate financing can be very helpful. A loan like this can make sure you keep your business running through tight times, even if you are low on cash flow and don’t have the ability to liquefy any assets.

Working capital loans have multiple benefits. They usually don’t require a lengthy or complication application process or approval time. The application process is not as strict as conventional loan processes sometimes can be, so this speeds up the process as well. Also, once a business is approved for the finances, funding can be received very quickly. Usually, once approved, funds are available to the borrower within seven working days. Another benefit is that the company is not required to use the funds for a specified purpose, unlike conventional bank loans that sometime have restrictions on how borrowers can use the working capital funds. Finally, companies that have less than perfect credit scores or history are still eligible for this type of financing.

Along with the benefits of working capital commercial real estate financing, there are some downsides. Though credit report review and application approval may be a bit ore lenient than a conventional application process, you may be responsible for more collateral to secure the funding. These loans also have shorter terms, which usually equates to higher interest rates than traditional long-term loans that have longer repayment schedules.

If your business represents a niche market, you may find that working capital commercial real estate financing is the right loan for your company.

Even if your business is a bit “out of the box” for traditional lenders to approve your loan, with certain loans that don’t require the loan money to be used in a specific way, this is ideal for new companies and small businesses in need of cash. This financing can be very helpful for companies that need to purchase inventory, supplies, equipment or other business needs. But beyond that, even if the company does need to use the funding for other purposes, it’s not an issue.

When you are in need of working capital, find a lender that specializes in this type of loan.

There are many lenders that focus on this type of loan, and know how to help companies like yours get the loan approval you need. Do your homework prior to meeting with a lender to ensure they can help you get the kind of working capital loan you need to help your business grow and succeed.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Commercial Real Estate Loans: Chinas regulations to curb new home purchases are fueling speculative demand

October 10, 2017Uncategorizedcommercial real estate loan, commercial real estate loansbigdaddydennis

Efforts by the Chinese government to slow down commercial real-estate loans on multifamily properties are doing little to curb demand.

This year regulatory authorities in China issued a spate of new rules to slow down speculative home purchases. The new rules raise the minimum down payment required for mortgages and limit the number of apartments that each citizen or family can own.

However these new regulations are simply raising prices on multi-family apartments in many regions. Price increases that fuel speculation that home values will only continue to climb. This speculation has led to a wave of investment property purchases throughout China. Many speculate that the new restrictions will be lifted in the near future as the government attempts to spur economic growth. Should the multi-family market encounter any trouble there is a general consensus that the government will take drastic steps.“The government will spare no effort to make sure there are no big swings in the property market,” said Ni Pengfei of the Chinese Academy of Social Sciences.

The explosion in the multi family market stems from the Chinese governments increased reliance on household borrowing in order to fuel growth. As a percentage of GDP Corporate debt has reached an unsustainable 164 percent. Recently the government turned to household borrowing as a way to prop up growth. Early in 2016 the government relaxed its housing policies due to the economic slow down in China. President of the Peoples Bank of China Zhou Xiaochuan declared that residential mortgages were “relatively safe.” Mortgages for new apartments grew by 10 percent year over year immediately following his comments. Chinese households once carried relatively little debt, which once gave some assurance that the housing boom would not result in a wave of catastrophic defaults. But household debt has now peaked at 42 percent of GDP. Notably household debt in the US stood at 85 percent prior to the housing crisis and Chinas household debt may be rapidly approaching a similar number.

Commercial real estate loans and lending practices are fundamentally different in China easing some fears about an impending crisis.

Chinese Home buyers must still make a substantial 30 percent down payment on any mortgage they take out. In contrast the lending environment prior to the Great Recession was characterized by the issuance of mortgages with little to no money down. The incentive to expand lending to unqualified borrowers is lower too, as Chinese lenders have few ways to securitize and sell off large pools of loans. Many US households were over burdened by home equity loans prior to the recession. This type lending has not caught on in China.

Commercial real estate loans used to finance the construction new apartments are have become essential to fueling Chinas growth.

Activity related to the construction of new apartments now accounts for a third of Chinas economic activity. Any slow down in this sector could cause regulators to lift safeguards in order to boost the economy. Moodys states that 68.8 percent of Chinese household assets consist of real estate. A decline in home values would eat away at the assets of many Chinese citizens. There is the further danger that half of recent sales were for the purpose of investment, according to Ni Pengfei. Should these investments falter any related mortgages will likely default. If that happens the US will no doubt feel the effect as the economies of both nations depend so closely on one another.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC Private Hard Money Lender
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Tips for Success in Commercial Real Estate Loans Texas

October 1, 2017Uncategorizedcommercial real estate loans, commercial real estate loans in texas, commercial real estate loans texas, texas commercial real estate loansbigdaddydennis

There is more to the gravity of commercial real estate loans Texas than just the dollar amount. Using a few tips can help you to be more prepared and more successful when submitting a loan application.

Preparation will have a huge impact on the success or failure of an application for commercial real estate loans Texas. There are a lot of important factors that you will need to prove to the lender to be approved. The first is that you have a well-documented and stable cash flow. This is going to assure the lender that you have and will continue to have the means to make the loan payments. In addition, you will need to provide documents showing your assets and liabilities, and previous tax information for several years. This is going to speak to the longevity of the business as well as its financial stability and ability to weather a variety of economic conditions.

Even if you have a great relationship with your current bank, you will want to broaden your search for lenders for commercial real estate loans Texas. Knowing a banker is always helpful but in the case of commercial real estate loans Texas, it could be more important to select a lender who is better suited to your commercial needs. If you are looking for a small to medium sized loan but you are currently using a large national bank, then they might not be the best choice for a commercial loan. And likewise, if you are banking with a local or regional bank but need a very substantial commercial loan then they might not be able to meet your needs for the loan. Matching the lender to your specific request can take some time but the effort will pay dividends in the speed of processing and the overall quality of the customer service experience.

Understand the Risk a Commercial Loan Represents

There are many reason that a commercial loan is more risky for the lender. Understanding those risks and how it will impact your loan terms is important. First, commercial property values can fluctuate more and more rapidly than residential property values. For that reason, the lender will insist that the buyer make a larger down payment. This creates instant equity and ensures that the property, the collateral on the loan, will always have a value greater than the loan balance. Second, businesses are more susceptible to economic trends than consumers so lenders want to know that commercial borrowers are fully vested in the property due to the large down payment. And because the loan is a greater risk, the lender is going to charge a commercial borrower a higher interest rate. So even with very good credit, you will pay higher interest on a commercial mortgage than you would on a residential mortgage.

Complete Your Due Diligence

Before you decide to purchase a commercial property it is important that you learn about the commercial lending process, the criteria for loan qualification and the terms specific to commercial mortgages. In addition you will need to research the commercial real estate in your area to learn about what is available and the current market trends. All of this information will help you to make a good financial decision.

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The Benefits of Preparing a Solid Business Plan Before Applying for Commercial Real Estate Loans Texas

October 1, 2017Uncategorizedcommercial real estate lenders, commercial real estate loans, commercial real estate loans in texas, commercial real estate loans texasbigdaddydennis

Don’t get discourage if you think it’s too difficult to get approval for commercial real estate loans Texas. One solid way to obtain approval is to have a good business plan that will help convince lenders to approve your loan.

There are many important criteria that banks and lenders look for when reviewing commercial real estate loans Texas. However, even without 700 + credit scores, you can be eligible for a loan if you have a very solid business plan. Discover some ways to build a strong business plan.

A good business plan starts with a summary. A summary consists of a solid statement for the outline of the plan. Within the summary, you should give the reader an idea of exactly what you want to do with your company, what you need to make that happen (i.e. the loan you are requesting) and how you will use the loan to make your company succeed. The summary should be the first thing after the title page of the business plan.

The second thing to include is an outline about your company and the industry in which you work. Banks and lenders may not understand the market or the direction of your company. So it’s best to assume they don’t know about your specific niche and give them the information they need to make a good decision (such as approving your loan!). Give some market specific information (such as why the products/service you intend to provide are in demand or in a growing market).

Thirdly, a market analysis is another important aspect of your business plan to obtain commercial real estate loans Texas. Banks are all about numbers — so you should be prepared to show them the hard numbers and the elements of how your company is positioned in the market for success. Include a detailed market strategy of your own, an analysis of other successful (or not so successful) businesses in your industry. You can leverage your company, and how you would do things differently, in this way.

Does a business plan really determine if you are able to get a loan or not?

Having a solid business plan is certainly one aspect that banks and lenders look at when reviewing a loan. However, it’s not the only thing. There are other factors such as your credit history, financial statements, and other items. But if you are able to provide proof and information about how you can manage your finances, develop business strategies to grow your business, this is a good way to get lenders and banks on your side.

Your business plan should be a presentation about your company, and serve as a strategy to convince banks or lenders to approve your loan.

Having a unique and solid business plan is very important when it comes to getting commercial real estate loans Texas approved. Spend some time on your business plan so that is expressly details exactly what your company plan is and how you will ensure that it is successful.

Using the proper tools to present your business plan is crucial. Presenting in a clean and easy way with real numbers, facts, and any hard data you have to “prove your case” can be beneficial to your commercial real estate loan approval.

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How Commercial Real Estate Loans Texas Benefit Your Company

October 1, 2017Uncategorizedcommercial real estate loan in texas, commercial real estate loans, commercial real estate loans texas, texas commercial real estate loansbigdaddydennis

Obtaining commercial real estate loans Texas bring businesses new opportunities that they might not otherwise have been able to afford. Read on to learn how your company can realize the benefits of this type of loan to take your business to the next level.

Bottom line: starting out in business or growing your business takes capital. Capital that you as a small business owner might not just have lying around. So seeking commercial real estate loans Texas can get you the cash you need to grow your business. Loans can help your company in many ways, and with a little “cushion” money, you can make a lot more money for your business!

When seeking a loan, it’s important to present your business and your financial situation in the best light possible. After all, in business, as in many things, first impressions make or break any situation. The exterior of a building, marketing materials, the interior of an office, etc., all contribute to the impression that client and customers make about a company — even in the first few minutes, regardless of the quality of their goods and/or services. So making a good first impression is crucial. If you are able to obtain commercial real estate loans Texas, this can go a long way toward creating a great first impression for your company.

Beyond making modifications to your business, a loan can benefit your company by serving as a cushion in unexpected times of tight cash flow. It can be extremely stressful for a company to be continually “cash strapped” and a loan can be a great source of financial security in uncertain times for your business. Having the extra cash to ensure your payroll stays on target, you are able to pay vendors and suppliers on time and that you even have a little extra to invest back into the company in the way of improvements or additional products can be a business “life saver.”

Commercial real estate loans Texas can benefit your company in countless ways by helping your reach new markets, expand into a new region or build additional locations, or have the capital to market your business via advertising and other opportunities

When you decide to apply for a loan, you can feel confident that you will have the financial stability to make company growth decisions. Sometimes growth requires a lot of extra capital to make it happen, but the return in investment is usually worth it. This is one of the greatest benefits of a loan – knowing you can use it to help your company reach limitless potential.

Make sure you research the loan that is right for you.

Whether you need a short-term loan for “fast cash now” or you are in need of an equipment loan to buy machinery or equipment to grow your business, seek the right option for your needs. Talk to a professional lender or broker about your needs. They have the experience and expertise to help you determine what type of loan would best benefit your business.

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Tag Archives: commercial real estate loans

How Will Changes in Real Estate Development Affect Commercial Real Estate Loans In Texas Post Hurricane Harvey?

How will the fight over regulation specifically affect commercial real estate loans in Texas?

The Dark Side Of Commercial Real Estate Loans In Texas – What are the Drawbacks Investing?

Are there ways to mitigate the risks associated with my commercial real estate loan and commercial property in Texas?

What is Credit Risk and How it Can Affect Your Commercial Real Estate Financing

When it comes to securing commercial real estate financing for your business, banks and lenders will typically want to see your credit score and report. That’s because they must determine the credit risk — before deciding whether or not to approve your loan application.

Even if you are considered a credit risk, you still have the ability to be eligible for a loan.

If you are rejected for a loan, don’t give up — you can still seek alternative lending options

Avoid Making These Mistakes When Applying for Commercial Real Estate Financing

Sure, we all make mistakes, but some are bigger than others and can make a lasting impression on the future and success of your business. When it comes to securing commercial real estate financing, try to avoid making these mistakes.

There are also some things you can do to increase your eligibility and chances of getting your loan approved.

Don’t rush through the process and you will avoid making mistakes

How Commercial Real Estate Financing Can Be the Key to Managing Your Business Finances

Do you research before seeking out and applying for commercial real estate financing.

When you decide you are ready, consult the professionals.

What You Need to Know About Working Capital Commercial Real Estate Financing

If your business represents a niche market, you may find that working capital commercial real estate financing is the right loan for your company.

When you are in need of working capital, find a lender that specializes in this type of loan.

Commercial Real Estate Loans: Chinas regulations to curb new home purchases are fueling speculative demand

Efforts by the Chinese government to slow down commercial real-estate loans on multifamily properties are doing little to curb demand.

Commercial real estate loans and lending practices are fundamentally different in China easing some fears about an impending crisis.

Commercial real estate loans used to finance the construction new apartments are have become essential to fueling Chinas growth.

Tips for Success in Commercial Real Estate Loans Texas

There is more to the gravity of commercial real estate loans Texas than just the dollar amount. Using a few tips can help you to be more prepared and more successful when submitting a loan application.

Understand the Risk a Commercial Loan Represents

Complete Your Due Diligence

The Benefits of Preparing a Solid Business Plan Before Applying for Commercial Real Estate Loans Texas

Don’t get discourage if you think it’s too difficult to get approval for commercial real estate loans Texas. One solid way to obtain approval is to have a good business plan that will help convince lenders to approve your loan.

Does a business plan really determine if you are able to get a loan or not?

Your business plan should be a presentation about your company, and serve as a strategy to convince banks or lenders to approve your loan.

How Commercial Real Estate Loans Texas Benefit Your Company

Obtaining commercial real estate loans Texas bring businesses new opportunities that they might not otherwise have been able to afford. Read on to learn how your company can realize the benefits of this type of loan to take your business to the next level.

Commercial real estate loans Texas can benefit your company in countless ways by helping your reach new markets, expand into a new region or build additional locations, or have the capital to market your business via advertising and other opportunities

Make sure you research the loan that is right for you.