Commercial real estate loans tied to multifamily developments should be on the rise as a result of specific provisions in the recently passed Republican tax bill.

Developers of multifamily real estate will benefit from higher deductions. Specifically under the new law corporations can now deduct of 30% interest paid on debt. This provision will likely make new lending less expensive for corporations and real estate developers. The total deduction is expected to be reduced over time, but real estate entities remain a notable exception and will likely be able to retain the deduction for longer period.

Not only will developers benefit from higher deductions on debt interest, pass through companies which own the majority of commercial real estate can now deduct more of their income. Pass through companies can now deduct 20% of of their investment income and now enjoy an effective top tax rate of 29.6%. This new lower rate is expected to expire in 2025, which creates long-term uncertainty for some pass through companies. For the time being pass through companies, real estate trusts and other developers will be able to hold on to more of their income. In the short term these changes will likely boost commercial real estate investment.

Demand for rental properties could also be boosted by new caps on property tax deductions by individuals. “Rental markets in those areas could really, really benefit. They’re not huge apartment markets, but they’re significant enough that demand for them could really increase,” said Barbara Byrne Denham, senior economist at real estate investment research firm Reis Inc. “John Q. Public has been sold by the home-building industry that it’s better to own than rent because you’re getting subsidized by the government because you have all these deductions,” said Ric Campo, chief executive of Camden Property Trust, a real-estate investment trust that invests in apartments. “That equation will change [under the new law.” The new limits on property tax deductions create a new incentives for individuals to rent apartments rather than purchasing a home. The change will likely benefit multifamily developers in the near future.

Commercial lending tied to affordable housing will not directly impacted by specific changes under the new law.

The tax exempt status of private activity bonds was repealed under early versions of the law. Private activity bonds finance the majority of affordable housing projects. Had the tax-exempt status of private activity bonds been repealed some research projected a decline in available affordable housing by some 700,000 units over the next decade. Fortunately under the the bills final version retains the tax-exempt status of private activity bonds.

Commercial lending for affordable housing projects could rise, as private investment in affordable housing declines as a result of lower corporate tax rates.

Affordable housing developers will likely need to seek new sources of capital, as fewer investors are likely to seek tax-deferred investment vehicles as a result of lower corporate taxes. Although the final bill maintains the tax exempt status of private activity bonds, it did little to strengthen tax credits related to affordable housing. “The threat of a lower corporate rate is now a reality of lower corporate rates. That depresses pricing and means that more credits need to be put into a particular project in order to produce it,” said Rick Goldstein, a partner at Nixon Peabody LLP.

Higher deductions, lower corporate taxes and other changes to the tax code will benefit full price multifamily developers. affordable housing developers will need to find new methods to attract investors. Whatever the outcome, the Republican tax plan will no doubt reshape the commercial real estate market.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Commercial real estate loans are a different animal than their home mortgage counterparts. Learn the differences so that you are prepared when walking in to the commercial lender.

There’s a few basic differences when it comes to commercial real estate loans versus home mortgages. While both require due diligence and forethought, CRE loans have increasing regulations and restrictions and are not as easy to qualify for. One of the big surprises for those just entering the market may be the balloon payments associated with commercial real estate loans.

A balloon repayment plan starts with the same terminology. It may be a 30-year mortgage with payment on both interest and principal. But that is where the similarity ends. Following a preset time of 3, 5 or 10 years, a balloon payment is due, at which point the entire outstanding balance is payable. Needless to say, this is where many a business falls through the cracks.

And what happens as the balloon payment nears? If they have not been able to put aside a substantial savings, business owners and developers begin to look for alternative funding which is not always easy to secure. But if the business has had cash flow problems or the development has hit a few snags, a balloon payment may not be a feasible option for the borrower. At this point, they must try and refinance and, depending on their last three- to five-year financials, may or may not qualify for a loan. The other scenario is a business that is doing fairly well, but the lender has decided they want to get out of that particular CRE segment.

Secure a sufficient down payment in order to increase the chances of affording your investment.

Obtaining a down-payment of 20 to 30 percent will help ease both traditional and non-conventional lenders. After all, if someone has some “skin in the game” it makes it that much harder to simply walk away. In addition to coming up with a larger down payment, requesting an initial loan that has a little cushion in case of project delays can help ease the pressure.

Come prepared with three to five years of tax records, balance sheets, cash flows, income statements and a business plan. Keep in mind the debt-service-coverage as well as the loan-to-value ratio. For conventional lenders, a good credit score is also required. Because of the increased risk, commercial real estate loans have higher interest rates and shorter terms. Be sure to check on potential prepayment penalties as well.

Unlike home loans, CRE loans are not done once the papers are signed. Some lending institutions require that you continue to provide quarterly or annual income statements. Loan covenants may include maintaining a certain debt-to-income ratio or cash flow. For those just entering into CRE investments, unconventional loans often offer the best solution. At Level 4 Funding, we work with private investors who offer hard money loans on most types of CRE projects. Approval is often accomplished within 24 hours with funding close on its heels—sometimes in less than a week. Call us for a no-obligation quote.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

It’s that time of year to get out our crystal ball and gaze into the maze of predictions for commercial real estate loans and markets in 2018. For better or worse, change is in the air and, as always, there are winners…and losers.

The construction industry is expected to slow down a bit from the record growth sustained in the last few years. Many in the predictive analysis category suggest about a 5 percent growth in nonresidential construction.

On the upside, hot markets such as Boston, Nashville, Dallas-Fort Worth, and Detroit are expected to rally even further in most segments as inventory finally begins to catch up with demand. This is due, in part, to the renewed faith of contractors and investors that saw 2017 struggle under the weight of limited supply. They’ve stepped up to the plate, got out the hammers, and started creating homes and buildings from the ground up with rising prices expected to continue. Keep in mind that, because of the rapid increase in supply, the industry will, undoubtedly, at some point in its current evolution, face some challenges when supply ultimately supersedes demand. And then there are the markets that currently have the “golden ticket” with no end in sight.

If you’re in the business, you undoubtedly have heard about the record-breaking year that Nashville just experienced. If you’ve been living on a tropical island with a Mai Tai in your hands—good for you. Now, let’s get you settled back into the real world by sharing a thing or two about the city where the Grand Ole Opry resides.

· Land in the downtown core is going for more than $13 million per acre.

· Office rent is nearing $40 per square foot.

· And, last but not least and the understatement of the year: Land suited to industrial sites for distribution centers is in strong demand.

Then there are the segments that saw a cyclical peak, such as multifamily units. We expect 2018 will see a slight decline from the rapid growth that 2017 saw in this sector with apartment construction at a 20-year high. Nevertheless, multifamily housing and senior living developments are still expected to carry the ball and, like a delicate cream, rise to the top. Keep in mind that rents are experiencing only a modest increase—about 3.9 percent in 2017. And that rate is expected to flatten out as more multifamily units rise from the ashes. Four of the top 10 markets as far as new apartment complexes include Dallas-Fort Worth, Houston, Denver and Nashville.

Commercial Real Estate Loan Rates

You don’t really need a crystal ball to see that commercial real estate loan rates are expected to rise in the coming year. Combining suggested strong economic growth, inflationary pressure and the need to normalize our monetary policy will undoubtedly lead to a rising cost at the lender’s gates. This will prompt investors, builders and home buyers to strike while the “iron’s hot.”

Contractors and investors are looking to non-traditional lending institutions in 2018.

CMBS lending slowed down in 2017. This may due, in part, to the pre-recession 10-year loans that came due. It may also be due to the Dodd-Frank Act that came into effect at the end of last year and, according to Forbes, requires a CMBS to “hold on to 5 percent of every new deal or assign the risk to a B-piece buyer.” This is prompting non-bank lenders to step in to fill the gap. Whatever the reason, insufficient capital for funding projects is one of the current top considerations in the construction industry. If you’re looking for alternative funding for your next project, contact us at Level 4 Funding for a no-obligation quote. We pride ourselves on finding the right private investor for your next commercial real estate loan and at the best rates.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

There are numerous terms in the industry and when trying to obtain commercial real estate loans you might here the term “bridge.” Level 4 Funding explains what a bridge loan is.

Bridge loans can be just the thing you need to secure funding to keep an investment moving forward. These types of commercial real estate loans are actually fairly new in gaining popularity, as people typically did not use them when it was easier to obtain traditional loans. However, as loans have been increasingly difficult to acquire and good credit it harder and harder to maintain, bridge loans have become more popular. However, due to that rising popularity, they have also become associated with scams.

To avoid being scammed, you want to fully understand the ins and outs of bridge loans when you are seeking out commercial real estate loans so you know what you are getting into. Doing as much research as possible can help you pinpoint exactly what your needs are and if a bridge loan is the thing for you. Some of the biggest scams are a “bait and switch” loan scam, the upfront free loan scam and identity theft loan scam. Some legitimate lenders will require upfront payment, so it can be tricky to sleuth out a scam. Make sure you pay attention to the details and do your homework. Make sure the intricacies match up – such as email addresses and other contact information.

The bait-and-switch scam is not necessarily about whether the lender is legitimate, but whether the loan itself is. Once again, paying attention to the minute details and ensuring that you are not being taken advantage of when it comes to your loan scenario. If you go into a situation depending too much on a lender to guide you through the process, you could be taken advantage of. Make sure you do your homework and ask a lot of questions so you seem like you are in the know.

Don’t jump into anything too quickly.

Although trying to obtain bridge commercial real estate loans can be intimidating and you may be tempted to jump at the first opportunity you are offered, take caution. It’s important to read through all the documentation and know exactly what you are “signing up for” – because once you sign the dotted line, you are responsible for whatever terms are within the contract. So be sure to read the fine print.

Trust your instincts.

Regardless of the situation, if something sounds too good to be true, it typically is. You should follow your gut when it comes to how you feel about your lender upon meeting and the terms of the contract. If it all seems to swing only in your favor, that may be a red flag. Yes, lenders are there to help you get the best deal – but they are there to make money too. If you have concerns, call a company you can trust — Level 4 Funding is here to answer your questions and offer the best service possible.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

When you decide its time to apply for commercial real estate loans, you need to be as prepared as possible to ensure successful approval. Here are some tips to ensure you are ready to apply.

Prior to seeking a loan, there is a lot of work that needs to be done to prepare yourself for success. There is a lot of research to be done, and organizational “homework” that is required of you before you even fill out an application. It’s also a good idea to do some general research about the types of commercial real estate loans available and the ones that might be best for your particular situation. There are many options, both traditional and non-traditional. There are also some things that are kind of “a must” when it comes to securing a loan.

Immaculate credit is one of the first things traditional lenders such as banks will look at. This gives lenders a good idea of your business history and your business ethics — both of which can be discovered by researching your credit history. They are also going to want as much information as possible about the reasoning for the loan. If you are looking to obtain a property, you will want to supply photos, the current mortgage payment, day-to-day operations of the company, capital improvements that may be needed and any other information you have about the property or company. A strong and persuasive business plan with statistics and analytics is important as well.

If you don’t have perfect credit, a totally solid business plan or extensive business history or experience, you may have a hard time obtaining a loan through a conventional lending institution. However, that is no cause for concern. There are many non-conventional or untraditional lenders that can provide hard money or short-term loans for your particular needs and situation.

You need to understand the different types of lenders that provide commercial real estate loans.

All lenders are different — and thus have different requirements for your loan application. So don’t fear if you have already been rejected by a conventional lender. They are often the strictest and challenging to get approval from whereas other types of lenders may be a little more lenient. There are many options including government agencies like Fannie May or Freddie Mac, CMBS (transferred trust) lenders, SBA lenders that specialize in property and equipment, private money lenders and lenders that specialize in hard money and short term loans. Seek out the lender that is right for your needs.

You should understand the difference between recourse and non-recourse loans.

When it comes to loans, recourse means that as the borrower, you are responsible for the amount in the event of a default – and that includes any collateral that was involved. Non-recourse loan terms mean that if you aren’t able to make payments on the commercial real estate loans, the lender can obtain the collateral (which usually means the property). Regardless of the type of loan you seek, make sure you are aware of all the terms for the loan and repayment.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Even though the demand for commercial real estate loans wasn’t quite what we expected in 2017 in the big apple, there are high hopes for a successful 2018. Especially since there are a good number of real estate properties up for grabs in the New York City area and 2017 saw some big real estate deals.

About 10 years ago in 2007, New York City saw a boom in commercial real estate loans meaning that many of the due dates for these loans are coming up due. This has led to not that many new loans being take out in recent years. But things have changed. Bit over the last year with some large loans taking place in New York City in 2017.

The GM Building was the largest out of the commercial real estate loans that took place in the past year in New York City, at $2.3 billion dollars. The refinance deal was announced in April and the building went from a $1.6 billion-dollar debt package to a new $2.3 billion-dollar mortgage. The office tower in New York City also acquired a new interest rate of only 3.43 percent. This will save them around $9 million dollars annually and is the only loan in the city totaling over $2 billion dollars in 2017.

For $1.75 billion dollars, the building at 245 Park Avenue marks Manhattan’s biggest property sale in 2017. The commercial real estate loans were acquired by the HNA Group. The largest construction loan of the year was for $1.5 billion dollars for the property at 50 Hudson Yards.

New York City saw a good number of big dollar commercial real estate loans in the year and is hoping to see that same success in the coming year.

Another large loan that marked a staple on a positive 2017 in New York City is the 43-story office building at 280 Park Avenue for just a little over $1 billion dollars. The deal was closed in on by SL Green Realty and Vornado.

A strong growth in larger commercial real estate loans was due to the large dollar amounts of the loans across New York City.

The 53-story and 906,000 square foot building known as the Olympic Tower closed in on a loan in May totaling around $760 million dollars. These are just a few of the many high dollar loans that took place in 2017. Many in the industry and market are hoping that there will be even more of these loans taken out in the new year not only in New York City, but it a number of other large cities across the United States. This trend could lead to many great things including a booming economy for all.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Commercial real estate loans had an impressive 4th quarter in the Denver area and many are hoping that the success will continue into the new year. There has been a lot of momentum surrounding that market, especially at the end of the year, hitting an all-time high in the mile-high city of Colorado.

The strong job market throughout Denver has definitely helped the city’s growing economy in the past year. There has been a lot of growth in the Denver area leading to a demanding office and industrial market. Each quarter has continued to see steady growth with the 4^th quarter seeing the best numbers all year, and even in most recent times.

New jobs mean a great need for new space and means that new offices are needed across the city. The metro Denver area has seen a strong increase in commercial real estate loans and many in the industry hope that the momentum doesn’t slowdown in the new year. This has been one of the longest positive runs in recent years in Denver. The need for more space has led to less vacancy, which is almost impossible.

All of this growth is a good sign for the real estate market and is causing more goods to be bought leading to an all-around booming economy in Colorado. Not only are jobs in high demand, but so is space. Space for things like offices, restaurants, retail shops and especially industrial space.

A higher demand in commercial real estate loans will only continue to grow the economy throughout Denver

Retail space along with industrial space are some of the highest real estate spots in demand and if it continues to grow with no slowing down in sight, then 2018 will be a great year for the real estate market. Commercial real estate loans are at a high demand along with living spaces. In fact, living spaces has almost increased by nearly double digits in the past year.

The success of the Denver market and commercial real estate loans might just be the beginning of a strong economy across the rest of the country.

With the increase in not just loans, but also space in Denver, means there is also a greater need for lenders to deal with all of the commercial real estate loans. Since the market in the Denver area is only expected to continue to thrive, it is an ideal spot for those looking for a steady job in the real estate market. Many are hoping that Denver can be used as an example of what a strong real estate market can bring to the city and even the state.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Commercial real estate loan rates vary dramatically depending on the lender. Other factors that may come into consideration is your creditworthiness, size and term of loan, and the market.

Commercial real estate loans are on the rise thanks to a slightly sluggish but still upwardly mobile economic trend. Multifamily has been particularly active in recent years. Fortunately for borrowers, there are several institutions and individuals that are willing to offer commercial loans in this present environment. Let’s run through a few and share the commercial real estate loan rates as of October, 2017:

· Conventional Bank Loan: 5 to 7 percent with 5 to 10 year balloon payment.

· Credit Unions: Their mortgage rates are, on average, approximately 0.3 percent higher than banks.

· SBA: They have several types of commercial real estate loans that range from 3.5 to 6.75 percent. They offer longer terms than other commercial lenders, but they are also difficult to qualify for.

· Online Lenders: They have an extremely wide range—anywhere from 10 to 40 percent depending to a large degree on the project and terms.

· Private Hard Money Lenders: These individuals and small groups also have a wide range though they tend to fall in the 10 to 20 percent bracket.

In addition to your project, terms, and collateral, there are other lending factors that will help determine your commercial real estate loan rate. One of these factors is your credit score. Almost all lenders require you to have a credit score often in the 680 to 700 plus range. The one exception is private hard money lenders who place more emphasis on the hard-asset or collateral that you are bringing to the table. Another factor is the amount and length of the loan. Generally, the more the loan and the longer that you are going to pay it off, the higher the interest rate. The type of loan and the current market trends will also affect your rate.

Whether you qualify or not will often boil down to these factors: your asset, debt-to-income ratio which ensures the lender that you’re are not toppling over with debt; debt service coverage which is a ratio that ensures the property is making enough money to cover the loan payment; and loan-to-value ratio which ensures that the collateral you are using is more than enough to cover the loan. Most lenders will not go over an 80 percent LTV, meaning you will have to come up with 20 percent of the required funds.

Time to Funding

Conventional banks, credit unions, and The Small Business Administration can take a month or more to fund your project. In today’s market, that can mean a missed chance at a prime piece of property.

Of all lenders, private hard money lenders offer the fastest approval to funding time.

If you’re in need of capital now, give us a call at Level 4 Funding. We offer some of the fastest approval and funding times for private hard money loans. You will get your approval in as little as 24 hours and receive your capital in as little as two days.

Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Texas Tel:      (512) 516-1177
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage