Tag Archives: commercial hard money loan

Work From Home with the Help of Commercial Hard Money Loans

October 16, 2017Uncategorizedcommercial hard money, commercial hard money lender, commercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

It’s the new American Dream to have your own business that you can run out of your own home. With the assistance of commercial hard money loans, you can take your dream of working from home and turn it into a reality!

In today’s digital age, running a company remotely is perfectly within grasp — yes, you have to be willing to work hard day in and day out, but it can be done! Instead of wasting your life away at the office, punching another company’s time clock, think about how commercial hard money loans can be just the thing you need to catapult you from daydreaming about being your own boss to actually making that happen! Getting approved for a loan is one step closer to making your work-at-home dream come true.

Commercial hard money loans are asset-based loans, which means exactly what it sounds like. These loans are secured by your collateral such as inventory, machinery, equipment, real estate, accounts receivable that you can put up as assets. This is an ideal financing option for small start-up businesses that can be run out of the home.

Asset-based financing can be secured via private hard money lenders, and while they have many uses, it’s a good ideal to outline your investment plan in a solid and detailed manner prior to trying to get your loan approved, and be prepared to present a solid work-at-home business plan as well. In cases like this, your credit score might not play as much into the lenders’ decision to approve your loan as other factors might. While the credit score or event your debt-to-income ratio or personal finances won’t come into consideration nearly as much as a solid business idea and the ability to prove that this idea will make money. The more confident the lender is that you will be able to pay back the loan, the higher your chances of approval eligibility are.

You can own your own business and work from home with the help of commercial hard money loans.

Knowing that this type of loan can get you from just dreaming about your own work-from-home business to actually owning and running your own work-from-home business should be enough to get you started! Now it’s time to research lenders in your area and try to configure the loan amount you will be seeking.

To determine what loan amount you need and how much you’ll be responsible for paying back monthly, check online.

While you can’t rely on the internet for everything, it is a good place to start when you want to roughly calculate your monthly payment sum based on the loan amount you desire. You can do a quick search to find an estimation calculator online that can give you an idea of the amount you will owe monthly based on your loan amount. With the help of this type of loan, soon you’ll be up and running your new business out of the comfort of your own home and living the American Dream that you worked hard to achieve!

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 42 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

Technorati Tags: commercial loans,commercial lending,commercial mortgage

Learning More about Commercial Hard Money Loans

October 11, 2017Uncategorizedcommercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

Commercial hard money loans are a good short term option in some cases. Knowing more about securing the loan will help you decide if this is the tool that you need to purchase a property.

Commercial hard money loans are an alternative to conventional commercial loans. The lender is not a bank or other formal lender and the terms are substantially different from those of a traditional commercial loan. But commercial hard money loans do provide a good short term option if you have been turned down for a traditional loan or you need the money in a very short time frame.

When applying for a traditional commercial loan, you know that you will need to have good credit and no foreclosures on your credit history. But your credit is not as important when you are seeking commercial hard money loans. The reason is that a hard money loan is secured by the property value of the property that you are buying or some other type of collateral. The lender is primarily interested in the collateral value and its location. The interest rates on a hard money loan are higher and so are the fees that the lender charges so they are willing to take a little bit more risk on a borrower with less than stellar credit. As long as the lender can foreclose on the property or take possession of the collateral then they are assured of being able to recover their investment.

Because a hard money loan is secured with collateral, you might be under the impression that you do not need to make a down payment, but that is not the case. You will never find a lender who is willing to finance the entire cost of a property. All lenders require instant equity to ensure that they will be able to recover their entire investment in the event of a foreclosure. And because commercial property values can be volatile, you will likely need to have a down payment which is as much as 40%. The terms can vary greatly because most hard money lenders are individuals and the loans are not regulated in the same manner as a bank loan.

Beware of Certain Less then Legitimate Lenders

As with any business, there are some legitimate businesses and others that are scams or rather shady. You should complete your due diligence with any lender including a hard money lender. Never pay any fees to have a lender look at a property or consider financing a deal. This is a sign that they are not legitimate. Also, any lender who is willing to finance 100% of the cost of the property is likely to be a fraud. In most cases you will be charged a few fees for processing and maybe even a property appraisal but you will never see a loan document or the money that you need.

Know What You Are Getting Into

As with any business deal it is important to know who you are doing business with and what the terms of the deal are. Spending some time to learn about the lender and the process for a legitimate hard money loan will help you to select a reputable lender and sign a deal with terms that will work for both you and the lender.

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Reasons to Seek Commercial Hard Money Loans

October 11, 2017Uncategorizedcommercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

There are many good reasons to seek commercial hard money loans. Understanding these reasons can help you to grow your business or even save it from failure.

Commercial hard money loans are known to have a higher interest rate than conventional commercial loans and for that reason, many business owners shy away from this type of lender or loan. But there can be several times when choosing to use commercial hard money loans is a very smart business decision.

There are often occasions when time is your biggest enemy. In the case of commercial real estate this can be very true. Finding the perfect property at a great price means that there is likely to be a lot of interest in it. So you need to be able to begin the purchase process quickly to ensure that you get the property. But waiting for two or more months to get a conventional commercial loan processed is just not going to work. Commercial hard money loans can normally be processed much more quickly than that and sometimes as quickly as just a day or two. Paying more for the loan to secure the property is better than losing the property.

And even if time is not a factor, there could be other reasons that you are not able to qualify for a conventional loan such as lack of liquid assets, income issues or the age of your business. Many new businesses are not able to provide the long term income statements and cash flow documents that a conventional lender such as a bank would require. But hard money loans do not have the same qualification criteria that conventional loans do. So this could be a great way for you to get the loan that you need even as a new business.

This Is Not Your First Mortgage

In most cases you would think that having another mortgage would be good for your credit. It demonstrates that you have been found to be creditworthy and that you are in good standing with another lender. But in the case of commercial loans having existing mortgages can put you into a high risk category. This means that other lenders will not finance a loan until you have paid off the existing one. So using a hard money loan is a good way to be able to hold both loans at the same time.

Higher Cost is better than Failure

Even though a hard money loan can cost more than a conventional loan, it is much better to pay for the financing than to face foreclosure. If you have been unable to make the payments on your property then you could be very close to defaulting on the loan and facing the loss of the property. This could also mean that your business could be in jeopardy as well. If this is your situation, then it is very smart to use a hard money loan to pay off your commercial property loan and seek new terms for the loan. It is much better to lengthen the term of your loan and pay more interest than to lose your property and your business.

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Why Real Estate Investors Use Commercial Hard Money Loans

October 11, 2017Uncategorizedcommercial hard money lender, commercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

Successful real estate investors understand that leveraging other people’s money is the way to build your own wealth. Commercial hard money loans are a popular tool to accomplish this process.

Savvy real estate investors know that using other people’s money to fund great deals is the fastest way to grow your personal wealth. This method allows investors to purchase much more expensive properties which increases their profit on each transaction. And in return it also provides the lender with a nice return on investment.

Commercial hard money loans are not like traditional loans in that they are not a one size fits all loan. In most cases the dollar amount of the loan and the terms are customized to meet the needs of each transaction. This means that a first time flipper can get a loan that offers the dollar amount and the time frame that is needed just as a commercial investor can for a much larger deal. This flexibility makes commercial hard money loans very appealing to all real estate investors.

Another benefit of commercial hard money loans is that approval is based less on the borrowers credit score and more on the merits or the property or deal being made. This opens up the commercial real estate industry to investors who might not have perfect credit or who already are carrying a few mortgages on other properties. The final decision on getting a loan rests on the merits of the property that is being purchased and used as collateral.

Personal Attention Has It’s Benefits

Borrowers also like to use hard money lenders because they are working with a person and not a huge lending institution or bank. Not only does this make the process much faster but it also can offer a much more personal and tailored transaction. You are not calling a number only to get passed from one department to the next to get a question answered or check on the status of your loan. You work with the person whose money you are borrowing and you can make direct contact to resolve an issue or answer a question.

Nontraditional Can Be Better

Hard money loans are not the best solution for every commercial real estate transaction but they are a unique solution for many of them. The terms of the loan can meet each borrowers needs and can be processed in a fraction of the time that is required for a traditional loan. The cost for this custom service is more than the fees for a traditional loan but are worth it if you were struggling to get financed at a bank. And in the case of a real estate investor who might be in process on several deals, there is not the high risk issue on a hard money loan as there would be on a traditional loan. The merit of the individual deal is what carries the weight with a hard money lender. Hard money loans are favored by real estate investors because it is a means to increase their business and their profits.

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4 Benefits of Commercial Hard Money Lenders

October 11, 2017Uncategorizedcommercial hard money lender, commercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

As a real estate investor you understand the importance of having a relationship with a lender and you also know that even your regular lender will only grant a loan under certain conditions. The solution to the fickle world of commercial lending is to cultivate relationships with commercial hard money lenders.

Having a relationship with a bank that you trust is important, but there are no friends in the banking world. Every deal must go through the same arduous process of applications, verification and a loan board for approval. You can be submitting your first application or your hundred and first and it will still need to go through the same motions. But commercial hard money lenders are a great option to avoid the long traditional process which is muddled by numerous qualifications and criteria. It is clear that the benefits far outweigh the added costs charged by commercial hard money lenders.

Hard money lenders are most often individuals or a small group of people who are in the business of loaning their own money to borrowers. This means that they are in control of the process and are not required to follow the long application and approval process that traditional lenders are mired down with. Hard money lenders are less interested in your credit history and credit score and more interested in the value and merit of the deal that you are working on. They understand that if you default on the loan then they are going to need to foreclose on the property being used as collateral and sell it to recover their money. So the value of the collateral is their primary concern.

In addition, commercial hard money lenders offer a much more expedient process when processing a request for a loan. It makes sense that with fewer people and departments involved the process can move more smoothly and quickly. This is very helpful to a real estate investor who has found a great deal and needs to act quickly before someone else closes on the property.

A Professional Resource

Another benefit of working with a hard money lender is their knowledge of the commercial real estate industry. Although most are not in the business themselves, they are very familiar with the market and have educated themselves to allow for good decisions when considering loan requests that they receive. They are also knowledgeable about the state laws surrounding commercial real estate as that can have an impact on their part of the loan. In short, a hard money lender has the knowledge of the industry but is in no way a competitor of yours and should be considered a good resource and reliable ally.

More Deals Means More Money and Profit

Forging a strong relationship with a hard money lender will ensure that you have a reliable resource whenever you need a loan for a property. With less stringent requirements the lender is more likely to appreciate your request to carry multiple loans and know that more loans equals more money for both of you.

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Why Commercial Hard Money Loans are favored by Successful Real Estate Investors

October 11, 2017Uncategorizedcommercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

Commercial hard money loans are a tool that every real estate investor should be aware of. There are many advantages to financing with a hard money loan.

Real estate investing is an ultra-competitive business and any advantage that an investor can gain over the competition is greatly appreciated. Using commercial hard money loans to finance real estate purchases offers an investor some surprising benefits when making a purchase.

Fast loan approval and fast funding are two huge benefits of commercial hard money loans. But those two factors can influence other aspects of a commercial real estate purchase. The hard money application process is much faster and more efficient so that takes a lot of the stress off of the borrower during the negotiation for a property. They know that they will not be trying to compile a huge number of documents to submit to their lender. In addition, sellers look very favorably on an offer which includes commercial hard money funding. This is because of the fast approval and funding of the loans. It is also because banks have been known to pull financing from a borrower late in the application process and ruin many deals. And sellers are always happy to learn that they are going to be paid in all cash because the buyer is using a hard money lender. This can give the buyer a little bit more negotiating power to win a deal and get a great price.

Commercial real estate investors face many challenges when they are forced to use only traditional lenders. One fact is that you need to have great credit to get a large loan from a bank. But commercial hard money loans are much less dependent on credit scores and credit history so they are much easier to obtain. The main criteria for approval is that the collateral property hold a value greater than the loan. So investors rely much more on the value and quality of the property that they are purchasing and less on their personal credit. Hard money lenders are also more accepting of an investor who has just recently purchased another property and might be holding several commercial loans at the same time. Hard money lenders understand that making more purchases is the best way for an investor to make more money.

Flexibility is Key

One of the greatest advantages of a hard money loan for a real estate investor is that the lenders tend to be very flexible. This can be seen in the less restrictive criteria to qualify for the loans as well as the size and other terms of the loans. This flexibility allows the real estate investors to be more creative and make more investments.

A Profitable Partnership

When you are working with a bank on a loan application you never know who you will talk to or if they will know you. You might apply for dozens of loans from a bank and have a new person to work with on each application. But when you establish a relationship with a hard money lender, you know who you will be working with on every deal. Having a hard money lender to rely on and work with on a regular basis will provide a real estate investor with a distinct advantage over other buyers.

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How Can I Minimize My Risk With Commercial Hard Money Loans

October 10, 2017Uncategorizedcommercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

Even though they are easier to acquire than traditional loans and often have a much quicker processing time, there are a number of risks that come with commercial hard money loans. However, that does not mean that these loans are not good options if you can find ways to minimize risks.

It is no secret that real estate investing and property management are just as risky, if not more so, than any other financial adventure. Some might assume that, because it involves physical properties, there is less fluctuation and more stability. Especially with commercial hard money loans there is an inherent risk of a property being turned into a revenue generating source before the balloon payment of the loan becomes due.

But risks can be managed. They cannot be eliminated, especially if they are based on factors beyond the control of the borrower, but they can be known and accounted for. In fact, if anyone tells you that you can fully eliminate the risks of real estate investing with commercial hard money loans, you should probably run the other way. If that were possible, everyone would be doing it and there would be no opportunity in it.

One of the first things that you can do to minimize risk is to be realistic about performance projections. Many borrowers will give projections based on full occupancy, with rent always being paid, and minimal expense for repairs. But what happens if the property is not filled with tenants? What happens if rental rates fall instead of increasing? While it is not bad planning to anticipate what things will look like financially if all goes as you wish, it is also irresponsible to assume that this is the only possible outcome.

Another aspect of real estate investing that many borrowers fail to take into consideration and that leads to greater risk, is the competition. Properties do not stand alone and to treat them as such will only set you up for failure. It is very important to analyze what is happening with similar properties nearby. This is especially critical with commercial hard money loans, as the borrower does not have time to ride out the swings of a market. If real estate prices are continuously dropping at a time when you are trying to turn a property, it might end up costing you more than you profit.

Attempting to do everything yourself is another liability that many borrowers don’t take into consideration. Especially if this is your first time dealing with commercial real estate, it is incredibly important to get the advice and input of others, as well as capitalizing on their expertise. Doing so will greatly reduce the chance of a mistake being made.

What is the single greatest factor in decreasing risk with commercial hard money loans?

There is so much that is out of your direct control, but being thorough is something that you can always do. The more that you think things through and plan for how to handle unforeseen problems, the less likely you are to be caught completely unprepared. When it comes to commercial hard money loans, you can never have too many contingency plans.

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Getting Started In Real Estate: What You Need To Know About Commercial Hard Money Loans

October 9, 2017Uncategorizedcommercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

Securing the funds to move forward with a commercial property purchase can be the biggest hurdle in real estate investing. This is especially true if a borrower is new to the market and has less than stellar credit. Commercial hard money loans offer an opportunity for borrowers that might otherwise not be able to secure a loan.

The first thing to understand about a non-traditional loan is the funding source. When a borrower is granted money from a hard money lender, they are not receiving the funds from a bank. The funds come directly from a private lender or from a private lending group. While commercial hard money loans do fall under certain regulatory agencies, they are not regulated in the same way as banks. This is what allows them to be able to be quicker in the processes, but also at a higher rate.

The terms of a commercial hard money loan are also typically very short. Again, this is very different than a traditional loan, where the terms could end up being as long as 20 -25 years. For most hard money loans, a year is a typical period of repayment, although some can last up to 5 years. The point of these loans, though, is a quick turnaround for the investor and a fast influx of cash for the borrower. Repayment of the loan is negotiable, with one option being to only make payments on the interest during the term of the loan, followed by a balloon payment at the end of the term.

The top concern for a lender of commercial hard money loans is the value of the property in question. This is how the lender determines the size of the loan that they are willing to grant. It is important to note, that if the borrower has multiple properties, they can use the value of one of their other properties to secure the loan, but this also puts that property at risk in case of default. So while a borrower might be able to receive a higher loan amount by doing this, it comes with a great deal of risk.

Because of the focus on the value of the property and the security it provides in case of default by the borrower, hard money lenders are not as concerned about the credit of the borrower. They know that if something were to happen and the borrower were to default that the loan will be repaid out of the foreclosure of the property. The loan is based on equity rather than credit, which is why many borrowers who are unable to obtain a traditional commercial loan often turn to hard money as an option.

Commercial Hard Money Loans sound risky. Is there anything I can do to minimize that risk?

The best thing that you can do as a borrower is to not get in over your head. Hard money is not risky if you have a plan and know how you are going to pay it back. While many borrowers have abused hard money, there are also plenty of examples of borrowers who have used the quick influx of cash to completely turn their businesses around.

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Commercial hard money loans: Benefits and Pitfalls

October 9, 2017Uncategorizedcommercial hard money lender, commercial hard money lenders, commercial hard money loan, commercial hard money loansbigdaddydennis

Commercial hard money loans have easier qualifications and a faster approval process when compared to traditional bank loans.

Hard money loans differ from traditional loans in a number way and these differences make this type of lending ideal for seasoned real estate investors who need take advantage of an immediate opportunity.

Hard money loans are essentially short term bridge loans used to take advantage of immediate investment opportunities that can translate into a quick profit. Hard money loans can be quickly approved often within a matter of days. These loans are given by private groups or individuals, each with its own criteria about who can qualify. Typically though hard money lenders are concerned with the value of the property that is being financed rather than a borrowers credit score. This makes hard money loans somewhat easier to qualify for than traditional loans. These lenders look at the fundamentals of the property being borrowed against, the amount of cash a borrower has on hand for a downpayment and sometimes the borrowers real-estate investment experience. This is in stark contrast to traditional banks that will reject borrowers out of hand simply because of a poor credit score. Hard money lenders also offer short term loans that a traditional bank would never consider. This makes this type of lending ideal for investors who need to finance a short-term project with a quick turn around. Because these lenders are private groups and individuals there is also more room to negotiate the terms of the loan. Borrowers could potentially tailor the repayment terms, negotiate the interest rate or have specific fees eliminated depending on their situation.

But Hard money loans can be pricey costing borrowers ten percent more than a conventional loan. Hard money lenders assume greater risk, because usually they forgo credit checks on borrowers and therefore have to charge a higher interest rate. Typical rates on hard money loans range from 9 to 14 percent. This is in addition to loan origination fees, a percentage of the total loan amount, which can be up to 4 percent. Hard money lenders also expect a steep down payment, often of 25 to 30 percent.

Commercial hard money loans are best used as short term financing.

The life span of a hard money loan typically ranges from 2 to 4 years. This short term, protects the hard money lender from the risk that a borrower could refinance at a lower interest rate before the loan comes due. This short repayment period means hard money loans are best used for projects can turn a quick profit.

Commercial hard money loans may be a good option for experienced real-estate investors who need to take advantage of an immediate opportunity which can quickly translate into a profit.

It may best to be to have considerable real-estate investment experience before pursuing a hard money loan. These loans are short term and borrowers need to know that their project can quickly achieve a profit within a limited time frame. It is important for borrowers to fully comprehend the terms of any hard money loan and understand the repayment schedule. Still hard money loans are faster and easier to qualify for when compared to traditional bank financing and are a safe bet for seasoned real-estate investors who need to take advantage of an immediate opportunity.

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Becoming Familiar with Commercial Lending Documentation is Critical to Your Success

September 24, 2017Uncategorizedcommercial hard money lender, commercial hard money lenders, commercial hard money loan, commercial hard money loans, commercial lenders, commercial lendingbigdaddydennis

Understanding what each commercial lending document states and how that information is critical to your loan is very important to insure that you are getting the loan and terms that are best suited for your needs. It also helps you to understand what is expected of you and your business during the time frame of the loan.

Your loan agreement will contain most of the important information about your obligations to the lender and their obligations to you. First, the agreement defines the parties involved in the loan agreement. It is stating that your business and you by extension are the borrowers and if also defines the lender. Next it will cover the legal items such as conditions precedents, representations and warranties, affirmation covenants and negative covenants and events of default. All of this legal information is best reviewed by your business lawyer or attorney. In most cases it is very standard but even the most standard of legal documents can be confusing to anyone without a law degree. It is always best to have any contract or agreement reviewed by a legal professional before signing.

The promissory note is a document that provides the lender with additional security and confidence that they will get their money back for the loan that they are processing for you. This document is telling you, the borrower, how much is to be paid back and when it is to be paid. You are agreeing to the terms and conditions of the repayment schedule by signing the note. It is also important that you understand that a promissory note is a liquid asset and that it can be sold by the lender.

There are a number of other documents that your lender could include in your processing. Some would pertain to your business such as the corporate resolution, the deed of trust, the guaranty, and the pledge agreement. Other documents are very general but cover any legal loopholes that might arise. These documents could include an error and omission agreement, the disclosure and authorization forms and the security agreement. Again, any of the documents that you are not familiar with should be reviewed by your legal professional prior to the signing of the loam agreement.

The Borrowers Commercial Lending Agenda

When you are reading the loan documents you will be looking for certain points which should be defined to meet your needs. You want to see that funds will be available when you need them and at the interest rate that you had agreed upon. You will also want to verify the repayment terms of the loan. This means that you have the time that you requested to complete the repayment process and that any grace periods that you requested are included in the documentation. In general, you are looking for the lowest cost loan with the most beneficial repayment plan that you can get.

Understand the Lenders Goals

As well as understanding your goals and requirements for the loan you need to understand that the commercial lending firm has the opposite goals. They are looking to make money from the process and to do that they will need to get as much interest from you as possible. This can be done with a higher interest rate, a balloon payment or added fees. Reading and understanding all of the documentation for your loan will insure that you are getting the best loan to meet your needs and at a fair cost.

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Tag Archives: commercial hard money loan

Work From Home with the Help of Commercial Hard Money Loans

It’s the new American Dream to have your own business that you can run out of your own home. With the assistance of commercial hard money loans, you can take your dream of working from home and turn it into a reality!

You can own your own business and work from home with the help of commercial hard money loans.

To determine what loan amount you need and how much you’ll be responsible for paying back monthly, check online.

Learning More about Commercial Hard Money Loans

Commercial hard money loans are a good short term option in some cases. Knowing more about securing the loan will help you decide if this is the tool that you need to purchase a property.

Beware of Certain Less then Legitimate Lenders

Know What You Are Getting Into

Reasons to Seek Commercial Hard Money Loans

There are many good reasons to seek commercial hard money loans. Understanding these reasons can help you to grow your business or even save it from failure.

This Is Not Your First Mortgage

Higher Cost is better than Failure

Why Real Estate Investors Use Commercial Hard Money Loans

Successful real estate investors understand that leveraging other people’s money is the way to build your own wealth. Commercial hard money loans are a popular tool to accomplish this process.

Personal Attention Has It’s Benefits

Nontraditional Can Be Better

4 Benefits of Commercial Hard Money Lenders

A Professional Resource

More Deals Means More Money and Profit

Why Commercial Hard Money Loans are favored by Successful Real Estate Investors

Commercial hard money loans are a tool that every real estate investor should be aware of. There are many advantages to financing with a hard money loan.

Flexibility is Key

A Profitable Partnership

How Can I Minimize My Risk With Commercial Hard Money Loans

Even though they are easier to acquire than traditional loans and often have a much quicker processing time, there are a number of risks that come with commercial hard money loans. However, that does not mean that these loans are not good options if you can find ways to minimize risks.

What is the single greatest factor in decreasing risk with commercial hard money loans?

Getting Started In Real Estate: What You Need To Know About Commercial Hard Money Loans

Commercial Hard Money Loans sound risky. Is there anything I can do to minimize that risk?

Commercial hard money loans: Benefits and Pitfalls

Commercial hard money loans have easier qualifications and a faster approval process when compared to traditional bank loans.

Commercial hard money loans are best used as short term financing.

Commercial hard money loans may be a good option for experienced real-estate investors who need to take advantage of an immediate opportunity which can quickly translate into a profit.

Becoming Familiar with Commercial Lending Documentation is Critical to Your Success

The Borrowers Commercial Lending Agenda

Understand the Lenders Goals