Tag Archives: cancel a timeshare

Why Choose Hard Money Loans?

When borrowers think of private lenders, they often don’t understand the benefits of this lending option. But hard money loans can offer many benefits to the right borrower.

Hard money loans are a very different creature than the traditional bank loans that most people are familiar with. Unlike their stogy counterpart, the terms and conditions to qualify for a hard money loan are quite relaxed in many cases. The biggest factor in landing these types of loans is the value of the real property being used as collateral. Lenders use the loan to value ratio to determine the loan amount they are willing to offer. In most cases the highest a lender is willing to go on LTV is 50% to possibly 75% of the value of the collateral. This insures the lender that the collateral will always hold more value than the outstanding balance on the loan should the borrower default.

Knowing that your loan will only be around two thirds the value of your collateral might seem odd but there are many other factors which work in the borrowers favor to offset that one possible downside. Hard money loans are a viable solution for anyone who needs a loan but does not have the stellar credit that banks or mortgage lenders are going to require. Sure the interest rate is going to be higher than a bank would charge but higher interest is the price you pay to secure a loan with bad credit. It is also a good first step to take to rebuild your credit.

When Time Is Money

Hard money loans are also a very appealing option when time is critical for a business deal. Time really can be money in the business world. And if you have the chance to get in on a great deal but need to do it quickly, then a traditional bank might not be able to fund quickly enough to meet your needs. The solution is a non-traditional loan to land the deal and then the possibility of financing a traditional loan to pay off the first loan, leaving you with a lower interest rate for the long term.

The Package Deal

Traditional loans are typically a one size fits all deal and it is the borrower’s responsibility to find a way to make it work. But a non-traditional, or asset based loan is something that can be tailored to meet the individual needs of each borrower. Private lenders have much more flexibility because they are not forced to follow the state or federal laws which apply to banks and other commercial lenders. For this reason, borrowers are willing to pay a higher rate to enjoy the comfort of a customized loan that offers terms to meet their needs. In addition, there is far less paperwork and red tape to deal with when applying for a private loan. So your stress level and time invested in the process are both much lower. Just as when selecting your home, you pay more for custom features when getting a custom loan but the price can be worth it to enjoy the added benefits.

Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC  Private Hard Money Lender
Arizona Tel:  (623) 582-4444
Dennis@level4funding.com NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave |Austin | Texas | 78701
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Timeshare Scams: How To Get A Fast Timeshare Cancellation

There are millions of people worldwide that own timeshare, and we would be the first to say that not all these owners are dissatisfied with their purchase. But many of these owners are and want to do a timeshare cancellation and are desperate on finding out how to cancel a timeshare contract.

The best way to cancel a timeshare contract is really to never get involved with a time share in the first place.

But if you find yourself in what you believe is a timeshare scam then we advise you to get help as soon as possible from a timeshare advocate who is on your side and will walk you through the ways that you can get a timeshare contract canceled.

You have to remember when buying a timeshare that you are investing in a lifetime commitment with a lifetime financial obligation attached to it.

And when you pass on from this world, you also pass on your timeshare obligation to your loved ones. They are stuck with your debt regardless whether they want the timeshare debt or not.

And timeshare, unlike owning a regular home, condo and anything else of value that you might want to pass on where your loved ones can decide whether they want to sell it or not, timeshare cannot be sold, because it is worthless.

This is a very great timeshare scam that the timeshare industry has been able to keeping telling unsuspected buyers for years.

We have seen time and time again where the resort collecting department will go after the loved ones of a deceased owner for not continuing the timeshare payment obligation or not continuing the maintenance fees obligation.

We have seen the timeshare collectors threaten to attach paychecks and even try to foreclose on the loved one’s own homes to collect on the timeshare debt. The timeshare industry can be a ruthless bunch when it comes to keeping the money flowing in to the timeshare resort.

Do you know of any other industry in the county that works like this? Yet the timeshare industry is able to get away with this because the timeshare industry brings in big bucks to the state where the timeshare resort is located.

In fact some states are doing whatever they can as far as passing laws that protect the timeshare industry not the public.

We believe that the laws are made and passed to protect we the citizens but that is not always true when it comes to bring in money to the state.

The best way to cancel a timeshare contract is really to 
never get involved with a time share in the first place.

An example of this is, the lottery where it has been proven that the lottery can become a gambling obsession, but that doesn’t stop the states where lotteries are legal from advertising how much you might be able to win if you just buy a lottery ticket.

Want to learn even more about doing a timeshare cancellation then log on to our website 24/7 and see all of our frequently asked questions or if you like, simply give us a call.

By the way, if you already own a timeshare (weeks or points) and feel you have become entangled a timeshare scam and would like know how to cancel timeshare we will to happy to answer all your questions.
For More Information About A Timeshare Cancellation Visit Our Website:
5036 Dr. Phillips Blvd. #221 
Orlando, Florida 2819-3310 USA
For A Free Timeshare Cancellation Consultation,

Call 24/7: 1-855-600-9053