Level 4 Funding Private Hard Money

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

About: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

How to Become a Millionaire with Rental Property Loans

December 20, 2019Uncategorizedbigdaddydennis

Real estate is an extremely lucrative industry. Learn how taking out Arizona rental property loans can get you on the path to real estate success.

Ready to get into the rental property business? If you need some funds to start you off, Arizona rental property loans with Level 4 Funding could be just what you’re looking for. Rental properties can make you a great deal of money, so taking out a rental loan to start your business is a step in the right direction. Here’s how rental properties can add thousands to your bank account.

Monthly Rent

The most obvious benefit of rental properties: the rent! Depending on the size, location, and quality of your rental property, you could make a pretty penny on the rent alone. If you price it right, you can use the rent to pay utilities for your property and be able to keep some nice change for yourself.

Flipping

While it’s less work to buy a property that’s already great, it can be worth your while to buy a less expensive home and renovate it. Investing in a property that needs some work can have a major pay off, as the décor and renovation costs are all up to your discretion. You can do as much or as little renovation as you would like, and you can choose interior design elements that work for your budget. By flipping wisely, you can greatly raise the value of your property.

Appreciation

Selling your rental property at a strategic time can give you a lot of money due to appreciation. As time passes, your property can grow in value, allowing you to sell it for more money in the future. This works especially well if you’ve flipped it. If you watch the real estate market, you can strategize and sell your property at a time when you will get the most for it. Then, if you’re not ready to leave the rental property business, you can invest the money into another property.

The Financial Benefits of Taking Out Arizona Rental Property Loans

Some might be worried about taking out a loan, but rental properties will pay for themselves in time. Getting a loan to begin your business and purchase a property can be extremely helpful if you don’t have as much money as you need to buy it yourself. As your business grows, your real estate revenue will help you pay back your loan in no time.

Apply for a rental property loan and start your journey toward real estate success

The lenders at Level 4 Funding are there to address your questions and concerns and help you on your professional journey. Arizona rental property loans could be the way to achieve your rental property dreams. Apply now and see if a rental loan is right for you.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

How to Get the Loan You Want Using Arizona Private Money Lenders

December 18, 2019Uncategorizedbigdaddydennis

Struggling to get a loan from a bank? Arizona Private Money Lenders can be much more flexible in their loan process, meaning less stress for you.

Private Arizona Hard Money Lenders can take away the hassle traditionally associated with loans. Banks can make you jump through hoops with their complicated application processes and have you prepare heaps of financial information, while private lenders make the process much simpler. With that being said, it’s still important to make some preparations before applying for a loan with a private lender.

Before you apply for your loan, you should identify the specific type of loan you want. Money lenders offer many different loan options like rental or investment property loans, Arizona Fix and Flip Loans, business loans, and construction loans, among others. Research different loan options and find out which one is appropriate for your situation. Approach your hard money lender with the type of loan you want in mind to make the process easier and smoother.

One of the most important elements to private lenders is collateral. Banks make decisions about loans based on financial history, while Arizona Private Money Lenders base their loans on collateral. In exchange for your loan, you offer collateral to your private money lender until your loan is paid off. This allows for a less complicated and restrictive loan process that you can’t get at a bank. For collateral, you could offer a property you already own or the property you want to purchase with your loan.

Once you’ve identified your collateral, you should think about the loan strategy you’d like to aim for. Unlike many banks, you can negotiate the terms of your loan with Arizona Private Money Lenders. Lenders are able to work with you to make the most appropriate plan for your personal situation and your specific loan, as opposed to banks who can treat each customer the same as the last. Strict corporate policies can leave bankers with their hands tied, even if they want to help you. Arizona Private Money Lenders can work with you to give you what you need, so it’s wise to come in with some goals for your loan strategy like desired length and payment plan.

Arizona Private Money Lenders Make Loans Easy

Loan applications with banks can give you headaches, but this is not the case with Arizona Private Money Lenders. Bank loans can take so long to get approved just because of all the information they must go through. On the other hand, Arizona Hard Money Lenders care more about your collateral than your finances. If you have good collateral, it is likely your loan will be approved. Even if your credit is poor, you will still have a chance of getting a loan, which can be unlikely with banks.

Choose Level 4 Funding for your Arizona hard money loan.

If you’ve decided you want to go through a private lender for your loan, consider choosing Level 4 Funding. This private hard money lender offers many types of loans and will be there for you when you need them most. Visit their website Level 4 Funding.com to see if their services are right for you.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

6 Things You Can Buy with Loans from Residential Hard Money Lenders

December 18, 2019Uncategorizedbigdaddydennis

Funding your next real estate investment can be tough to do out of pocket. Luckily, residential Arizona Hard Money Lenders can provide loans to help you finance your dream property.

Residential Arizona Hard Money Loans can be used for a variety of properties. Whether you’re looking for somewhere to call home or just a place to vacation, residential Arizona Hard Money Loans have you covered. Here are just some properties you could call your own by getting a residential loan:

A welcoming new home

Residential Arizona Hard Money Loans are perfect for purchasing a new home. That cute house for sale on the corner that you pass every day doesn’t have to be just a fantasy.

A rental property

Rentals are great investments because they can make you back the money you put into them and more. Airbnb’s, flippers, or long-term rentals can all be purchased with residential hard money loans. The advantage of these properties is that they can help you pay back your loan easily and quickly, plus give you some major spending money.

A relaxing beach house

Looking for more of a vacation home? Residential Arizona Hard Money Lenders could help you cover that, too. Picture waking up to an ocean sunrise and getting your toes in the sand while you drink your coffee.

A cabin in the woods

Are you the outdoorsy type? Get your very own solid-wood cabin surrounded by the lush, quiet wilderness. Every day could mean hiking, biking, and bonfires in this forest retreat.

A cozy condo

Downtown or in the suburbs, condos can be great spaces to call home for less money than a traditional single-family home. They can offer the feeling of a free-standing house with the amenities and community of an apartment.

A tropical getaway

Get the vacation home you’ve always wanted with residential hard money lenders. Imagine a sunny sky, a light breeze, and a drink in your hand as you watch the ocean on your new patio. Sounds pretty great, right?

Advantages of Residential Hard Money Loans

There are many advantages of taking out a residential hard money loan over a bank loan. Residential Arizona Hard Money Lenders have a fast and easy approval process that is much less complicated than that of banks. The process is able to be so simple because Arizona Hard Money Lenders focus on collateral rather than your financial history. Often, the collateral for residential Arizona Hard Money Loans is conveniently the property being purchased itself. Because of the hassle-free process, Arizona Hard Money Loans can be great for those who want to get loans quickly and easily without being scrutinized by banks.

Own the property you’ve only dreamt about

Taking out a residential hard money loan could be just what you’re looking for to fund your next home, oasis, or rental property. The ease of Arizona Hard Money Loans compared to banks can allow you to get your new home in no time flat. Stop dreaming and start living by taking out a residential hard money loan to fund your next property purchase.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

How to Use Arizona Airbnb Loans to Create the Most Popular Rental in Your Area

December 17, 2019Uncategorizedbigdaddydennis

Airbnb is growing in popularity among tourists, as it can be a great alternative to traditional overnight accommodations like hotels. If you’re looking to start a rental business with Airbnb, keep reading to learn how Arizona Airbnb Loans can help you hit the ground running.

Creating a rental business from scratch can be tough. It takes hard work, determination, and some starter money to set your enterprise up the way you want it. Before you open for business, there are a few steps you should take to get your short-term rental ready for guests.

First, you’ll need a space to rent, whether that be an extra room in your home, the beach house you inherited, or a condo you plan to purchase. Once you have your space, it needs to be made livable, so your guests will not only enjoy their stay, but leave you positive reviews. All that preparation for an upcoming Airbnb can be costly, especially when you think about paint, repairs, furnishings, décor, and appliances.

The key to running a successful Airbnb is to provide your guests with an experience they wouldn’t get at a hotel or another short-term rental. Hotels can have great interior design and even nice perks, but the experience is very similar at whichever hotel you choose. Airbnb’s can be the same way if not designed with a marketing standpoint. To place your rental space above the rest, you’ll want to create a space for your guests with unique amenities and benefits that show you care. Wine in the fridge, personalized notes, custom murals, and guides to nearby attractions add a touch of humanity that guests just won’t get in standard hotels. Even the small things can make your short-term rental worth choosing over both hotels and your competition because they show your guests that you care.

These tactics work wonders, but where do you start? The interior design you need to make your business flourish can cost thousands of dollars depending on the size and makeup of your rental space. Even higher in cost than the decorating is space itself if you’re going to buy one to rent out. That’s where Arizona Airbnb Loans come in.

Where should I go for my Airbnb loan?

Arizona Airbnb Loans from private Arizona Hard Money Lenders can be extremely helpful in starting your rental business. Banks can be hesitant about lending loans for rental properties, as putting them in the right loan category can be difficult. Mortgages on rental properties can be risky for banks as well, making them even less likely to issue loans in some cases. Due to the complications associated with banks, it’s best to look to private Arizona Hard Money Lenders for Airbnb loans.

Before you decide on a loan provider that’s best for you, work out the financial details of your future Airbnb.

When applying for a loan, it’s important to know the costs of exactly what you’ll want to do. Are you going to buy the place you want to rent out, or do you already have it? What repairs need to be done to the space? What amenities will you have? How much furniture will you need? Think about your answers to these questions and talk to a hard money lender for more information about loans for your future rental space.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

How to Make the Most of Your Arizona Fix and Flip Loans

December 16, 2019Uncategorizedbigdaddydennis

If you have your loan and don’t know where to start, look no further. We’ve collected the best methods to transform your space using Arizona Fix and Flip Loans.

When flipping a property, there are several steps you must complete before it’s ready for the market. Thankfully, Arizona Fix and Flip Loans can help you finance your renovations, but it’s important to know how to best use them. For first-time flippers, this ordered list can help you prioritize your renovations to get the most out of your fix and flip loan.

Purchase your property. Before you can renovate a property, you must buy one. Your Arizona Fix and Flip Loans are there to help you purchase a great property without the need to have the money upfront.

Put safety first. When you start work on your property, it’s important to verify that the most important aspects of the house are intact, including plumbing, structure, and roofing. It’s also helpful to ensure that there are no infestations, or any damage caused by mold or mildew. Any complex issues like these are excellent ways to use your loan, as a luxurious kitchen won’t matter to a buyer if there is extreme internal home damage. You need a solid foundation before continuing with other renovations, literally and figuratively.

Create an open concept living space. Open-concept homes are very popular, and don’t seem to be going anywhere anytime soon. If you can eliminate any non-load bearing walls in the common areas of the house, it can be a huge selling point.

Deal with the kitchen and bathrooms first. These are typically the most expensive parts of the house when it comes to design, and they are often at the top of buyers’ lists. Choose décor wisely and make use of what you have. Are the cupboards in good shape? If so, save some cash and refresh them with a coat of paint and a new set of handles.

Revive your flooring. Flooring is a great way to update your property’s look, and it doesn’t have to cost an arm and a leg. The right choice in linoleum or laminate flooring can give rooms a new look without breaking the bank.

Add some fresh paint. With chips, scratches, and abrasion, walls get beat up, and these signs of damage can make a buyer think twice about your property. Giving your walls a fresh coat of paint removes these marks and can make a lived-in home look brand new without spending too much money.

Splurge on some new light fixtures. Adding new fixtures is an inexpensive way to modernize a space and they’re relatively simple to install. You’ll be amazed at how new light fixtures can transform a space.

Put in the time to complete quality renovations

Following these tips and tricks for reno can help you renew your space and make it ready to sell or rent. Skimping on important aspects of renovation like plumbing or new paint can be obvious to potential residents and could make your listing less appealing. Put effort into the most important renovation elements to help secure your future profits.

Your Arizona Fix and Flip Loans can go farther than you think.

Renovating wisely can help you maximize the use of your loan. Choosing the right designs and décor can make a huge impact on your budget and help you extend your loan to complete further renovations.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

Becoming a Successful Flipper with Loans to Flip Houses in Arizona

December 15, 2019Uncategorizedbigdaddydennis

Want to flip homes but can’t find the money? Loans to Flip Houses in Arizona could be just what you need to finance your renovation dreams.

Flipping houses in Arizona can be a great source of extra income, but it can be an expensive ordeal. With the cost of the space you plan to flip and the renovations, you could be looking at a big budget. Loans to Flip Houses in Arizona can help you purchase and flip the homes you want, meaning less money coming out of your pocket to start off.

Because homes and the renovations that go with them are so pricy, it can be tough to save enough to pay for it all without assistance. First, you have the home itself. Then, your renovations can get to be thousands upon thousands of dollars if you have a lot of work to do on the home, and you should always save room in your renovation budget for unanticipated repairs.

Even if you’ve never done reno, you know that you always come across surprises in the reno process that lead to extra costs. Just watch an hour of HGTV and you’ll see that renovators always run into kinks and must ask the homeowners for a more money in their reno budget. Having that extra money in a loan can be essential in that way. When you’re faced with unexpected repairs and their costs, your loan will have your back.

What is covered by house-flipping loans?

Loans to Flip Houses in Arizona can cover everything from the cost of the living space to the renovations, leaving you with little to cover yourself at the get-go and allowing you to anticipate unforeseen costs. Keep in mind that renovations can mean new home appliances, flooring, paint, layout changes, and fixing damage, which can all rack up costs. The more work you need to get done, the more money you’ll need, and you can’t forget about the likelihood of unexpected repairs.

If you’re eager to flip but are hesitant to take out a loan, fear not. You can produce tens of thousands of dollars in profit from flipping depending on the size and property type of your listing, and there are many private Arizona Hard Money Lenders that can work with you to fit your individual loan needs. Plus, the large profit margin associated with home flipping will help you pay back your loan when it comes time to do so.

Consider choosing a hard money lender for your loan needs.

Arizona Hard Money Lenders can offer great rates on Loans to Flip Houses in Arizona and make it worthwhile for you to get one if you’re looking to flip. Depending on the lender you choose for your loan, you can get anywhere from a couple thousand dollars to millions for your flipping project loan. Look into getting your loan from a hard money lender, who offer equity-based loans at competitive rates.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

How to Get Approved for 100 LTV Commercial Real Estate Financing

December 14, 2019Uncategorizedbigdaddydennis

100 LTV commercial real estate financing from banks is not easy to come by. Look to Arizona Hard Money Lenders to fund your commercial real estate needs.

Your office just isn’t working anymore. There’s always a line for the copy machine, everyone’s on top of each other while they’re working, and no one has any personal space. Face it. Your office isn’t big enough and it’s time for a change of scenery.

First, you’ll need to search for your company’s new building. Start by looking online for any possible leads on workspaces to find the best option for your employees and your business. The next step is paying for this new workspace, which can get complicated if you don’t know how to go about it.

For 100 LTV commercial real estate financing, you must go to a hard money lender. Banks can loan you money, but it is unlikely that they will give you full financing like Arizona Hard Money Lenders can. Arizona Hard Money Lenders are more focused on your collateral than your company’s financial history, and in this case, your collateral would likely be the building itself. Loan approval from Arizona Hard Money Lenders is mostly based on this collateral. If you have it, chances are, you will get your loan.

Banks use more complicated process based on finances, in which they must painstakingly comb through your information to see if you qualify for a loan, and after all that time, you might not even qualify. The quick approval process of Arizona Hard Money Lenders can be very useful in getting your loan quickly and easily, which is one reason to use them instead of banks.

Flexibility is also a huge issue with banks, as their corporate policies can be strict and unchangeable. Loan approval or lack thereof, payment plans, and loan length can all be permanent when dealing with banks. Hard money lenders, however, have much more flexibility in their loan options. Lenders can work with your business to make a specialized plan for your loan that works for you. Being held back by policies, banks cannot offer this same service.

Choose a hard money lender for your commercial real estate loan

If you need 100 LTV commercial real estate financing, Arizona Hard Money Lenders are the way to go. These private lenders can offer you what banks can’t in LTV, flexibility, application process, and approval time. When it comes down to it, Arizona Hard Money Lenders make the loan process simple and can lend out more money than your bank.

Don’t waste your time with a bank loan if you might not get approved.

In general, it’s easier to get approval from Arizona Hard Money Lenders than from banks because of banks’ emphasis on good financial standing and lengthy application process. Moreover, banks are unlikely to give you 100 LTV commercial real estate financing like lenders can. You could spend hours and hours applying to a bank, preparing your information, and then awaiting their response, just to get less money than you’re looking for. Instead of going through a bank’s complicated loan process just to not get all the money you need, choose a hard money lender for your loan.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

Are Arizona Hard Money Loans Right for You?

December 13, 2019Uncategorizedbigdaddydennis

In an expensive world, it can be tough to pay for a home, a car, or a property up front. Keep reading to see why Arizona Hard Money Loans can be a great alternative to traditional bank loans and help you in your time of need.

If you’re looking to make a big purchase in the near future, you might be tempted to head to the bank in search of a loan, but you should know that this is not your only option. Arizona Hard Money Lenders use a different loan process than banks which can be quite beneficial.

Arizona Hard Money Loans can be an excellent option for those with poor credit or no loan history because the loans are equity-based, not financially-based Banks review your history of credit and your ability to pay back loans, and then decide whether to grant you your loan. Arizona Hard Money Lenders ask for a piece of collateral in exchange for your loan money. Rather than focusing on your credit and loan histories like banks do, Arizona Hard Money Lenders place emphasis on the collateral. If you have little or no credit or loan history, these loans could be the way to go.

A downfall of traditional bank loans is their rigidity. Private hard money lenders, on the other hand, work with clients individually to find a loan strategy that works for them. Banks can have strict corporate policies and aren’t able to be as flexible as hard money lenders, who can set up plans to meet your individual needs.

The speed at which Arizona Hard Money Loans are processed is another one of their benefits. Banks can take what seems like forever to grant loans, while Arizona Hard Money Lenders can make the process much faster and easier. If you have collateral to offer, lenders will likely be inclined to grant you your loan.

Speed plays a factor in the length of the loan, as well. A hard money loan usually works best as a loan meant to be paid off in about three to five years, so quick approval time can be helpful. Hard money lenders’ simple process can make getting these loans easier, eliminating the stress of dealing with banks.

Types of Hard Money Loans

A hard money lender based in Arizona, offers many different options for loans, including:

ü Rental Purchase/Investment Loans

ü Fix & Flip Loans

ü Buy & Hold Loans

ü Construction Loans

ü Business Loans

ü Bridging Loans

Explore your loan options.

If you think a hard money loan might be right for you, review your options and learn more about the lending process with a private lender. Banks loans can be complicated, but Arizona Hard Money Loans are simple. Have a stress-free loan experience by using Level4Funding for your loan needs.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177

111 Congress Ave | Austin | Texas | 78701

Banks v. Hard Money Lenders: Which Is Best for You?

December 12, 2019Uncategorizedbigdaddydennis

When looking for a loan, there are a few places you could go, but how do you know what lender will work best for you? Banks and Arizona Hard Money Lenders have very different loan processes, so it can help to know about each of them to make a wise choice.

With the different loan options out there, it’s easy to feel a little lost. Banks and private lenders are very different, so one may be better than the other for the loan you need. Here are some of the major differences between banks and Arizona Private Money Lenders:

Application process

The bank loan application can be long and complicated, but might work for those who don’t need loans quickly. The process involves bankers going through your information in great detail to determine if you qualify for a loan, which can take some time.

Loan applications with Arizona Hard Money Lenders tend to be shorter and less complex than bank loans, meaning private lenders could be a good choice if you need a loan fast. Because private lenders tend to be more focused on collateral than financial history, the application process here can be much quicker than that of banks.

Approval

Bank loan approval is based on your finances, including your credit score and your past ability to pay back loans. A good financial history is your best way to get a loan from a bank.

If you have poor credit or loan history, Arizona Hard Money Lenders are the best choice for your loan. Arizona Hard Money Lenders base their approvals on collateral rather than your finances. Having collateral will motivate lenders to approve your loan, as they will collect your collateral if you are unable to pay off your borrowings.

Flexibility

Banks can be tied to their company policies. If they require a certain credit score for loan eligibility and you don’t meet that, you could be out of luck. Additionally, their payment plans, rates, and loan lengths might be rigid depending on their policies.

Private Arizona Hard Money Lenders have much more flexibility with loans. Lenders can adjust payment plans and other loan elements to help each client individually, which can be great if you need specific issues addressed.

Choose the lender that best fits your personal needs

Selecting the loan provider that is right for you should be based on your individual loan needs. Arizona Private Money Lenders work well for short-term loans that you need quickly and provide a straightforward, simple loan process. Banks could be better for longer loans, and work well if you have good credit.

Research Arizona Private Money Lenders to get more information about benefits, rates, and types of loans granted.

Although banks have their advantages, Arizona Private Money Lenders can work wonders for you. Research private lenders to learn more about their loan processes.

Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC

Arizona Tel: (623) 582-4444

Texas Tel: (512) 516-1177