Monthly Archives: March 2019

Finding the Perfect Colorado Hard Money Lender

When you’re making a big real estate investment purchase you want to be selective about your Colorado hard money lender. Here’s how to find just the right one for you.

Most people wouldn’t purchase the first car they ever saw and test drove. Most people wouldn’t purchase the first house they saw without comparing it to others. So why would you go with the first Colorado hard money lender you find?

Research is the key to picking the right Colorado hard money lender for your investment project. Some Colorado hard money lenders will be picky on the location and property type. You can shop your project around to a few different Colorado hard money lenders before making your decision. Here’s a few ways to find Colorado hard money lenders.

Use the Internet

This probably goes without saying, but the Internet is your friend! Of course it’s easy to search “Colorado hard money lender near me” and pick one off the list, but the best part about the Internet is that it’s going to give you lots of information. You can find reviews from past borrowers and find out about their experience to see if it’s the right fit for you.

Attend Networking Events

If you have any experience in real estate you know that networking is key. This goes for lenders, as well! If you attend a conference or a meeting for investors you’re bound to meet some Colorado hard money lenders. You can also ask other investors in attendance if they have a recommendation based on their own experiences.

Interview Potential Colorado Hard Money Lenders

Once you’ve found a few Colorado hard money lenders it’s time to conduct some interviews. Some lenders may be more suited to experienced investors and some may specialize in commercial properties. By spending time getting to know their clientele and what they can offer you can feel comfortable pitching your opportunity for funding.

You can also speak with another more experienced investor and ask them what kind of questions they ask a lender before accepting a loan offer.

If you’d like to learn more about what we have to offer investors, give Level 4 Funding a call today!


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
Fb Yt In Arr Nm Bl Tw Gp

SPEC HOME FINANCING WITH ARIZONA HARD MONEY LENDERS

The 2010 Dodd-Frank Act and other regulations have pretty much assured consumers that traditional lenders are not willing to provide speculative Arizona Construction Loans.

However, unlike traditional lenders, Arizona Hard money lenders are eager to finance these deals. Even though banks were encumbered with regulations due to lending practices, Arizona Hard money lenders do not have these same rules. Spec home financing is a high demand market that is left with not a lot of funding choices. Luckily, there are Arizona Hard money lenders that will gladly assist.

Spec loans provide financing for projects projected to have a high return. These loans can be used for many types of investors. These loans can finance single-family homes, residential units, manufactured homes and commercial properties.

WHAT TO CONSIDER WHEN WORKING WITH ARIZONA HARD MONEY LENDERS

First off, make sure you get to know your lenders and what practices make them comfortable. Remember, these lenders can finance projects that would be impossible to close with a traditional lender. Builders who work well with Arizona Hard Money Lenders open up a revenue stream unlike any other.

Make sure you understand the lender’s rates and fees for the spec home financing. These are short-term, higher interest rate loans. Often, these loan terms are between six and twelve months. However, these loans have been known to have terms up to 5 years. Do your homework and be fluent in your knowledge of hard money lending. The down payment requirements can be anywhere from no money down to 50 percent down—each lender is unique, just as each builder. But, keep in mind that if no money down is required, you will have to have some sweat in the game.

Find out if your lender is content with the geographic location of your project. Arizona Hard Money Lenders generally only want to work on projects that are in their location. Because of this, it is good to find a local lender. Inquire if your lender is comfortable including the lot cost in the loan, as well. Many lenders will fund both the construction costs and lot costs.

There are required items you will need when meeting with your lender: a business plan, copies of most recent tax returns, copies of bank statements and a marketing plan for your spec home. The marketing plan is important because you must prove to the lender you have a plan to sell this house that hasn’t even been built yet.

For builders, Arizona Hard Money Lenders can be not only a great link to revenue, but a life-saver.

To find a hard money lender that you can grow with is priceless. Working with a hard money lender is like building a relationship. They truly are a builder’s business partner. As you work on more projects with your lender you will most likely see your loan terms become even more favorable. Once the lender has built trust with an investor the process becomes even easier.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

WHAT ARE ARIZONA HARD MONEY LENDERS?

If you really want to do something, you will find a way. If you don’t, you’ll find an excuse.” — Jim Rohn

Arizona Hard money lenders are your “find a way.” If you have real estate investment dreams and traditional lending won’t work—don’t find an excuse, find a hard money lender.

Most people making a decision to test the waters of the real estate investing world don’t have extra money to simply buy property. Traditional bank loans typically don’t work for investors. Bank loan terms are long—usually ranging from 15 to 30 years. Real estate investors won’t have a property for anywhere near 15 years and so what purpose would a bank loan serve them?

Rookie investors often believe the bank is their best friend. Yes, it is true—bank loans have lower interests than pretty much any other lending option. However, not only will you be stuck with a 15 year mortgage—you will wait a minimum of 30 days for your loan to close. It is not uncommon that borrowers wait up to 90 days for their money. Now, that is just fine if you are buying your primary residence—that is the expectation the seller will have of you. Unfortunately, the sellers of properties that real estate investors are looking to buy won’t wait anywhere close to 30 days to get paid. To compete with all cash buyers you absolutely can’t wait around for a bank to approve you.

ARIZONA HARD MONEY LENDERS ARE THE X FACTOR

Because a bank is not typically the answer to a real estate investor’s financial needs, who is? Arizona Hard money lenders—also referred to as private money lenders—approve loans strictly for real estate. These loans are backed completely by property. All lending institutions need to have proof they will be paid back. Traditional lenders look at income and credit scores—this shows a borrower’s history of responsibility and ability to repay the loan.

Arizona Hard money lenders have a different approach. Although, they check a borrower’s credit and look into their financial situation—they do not base an approval on that alone. In fact, credit and income are a small category of importance when it comes to hard money lending. Their primary concern are hard assets—which means the property in question. In case of default on the loan the lender can simply repossess the property and sell it to generate the money lost. This is not what Arizona Hard money lenders want to do. In fact, they are generally very easy to work with. Unlike a bank where you are working with an entire team of people, most of whom you will never speak with, a hard money lender is one person. Investors and lenders have personal relationships. As long as you communicate with your lender they have the ability to be flexible. They just need to trust you.

Arizona Hard money lenders provide quick solutions to investors.

Not only will borrowers form a personal relationship with their lenders—as time passes and more deals are done they may easily see rates being reduced. Arizona Hard money lenders want these relationships with borrowers. Just as an investor wants to trust who they are borrowing from—the lenders wants to trust the person whom they are lending the money.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Hard Money Facts: What Your LTV Percentage Means

If you’re taking out a Colorado Hard Money Loan you’ll want to understand the LTV and what the percentage attached to your loan means. Here’s a quick rundown to get you in the know.

When you research Colorado Hard Money Loans you’re going to see numbers like 70% LTV and 80% LTV. What does this mean for you as a borrower?

If you’re investing in property the loan amount is going to be weighed against the purchase price and the value of the property. The LTV is the loan to value, meaning the amount of the loan divided by the assessed value of the property.

Another important term to know is ARV. This is the approximate retail value, the amount the lender estimates the property to be worth after it has been improved.

Understanding Your LTV Percentage

Now that you know the key terms you’re going to see lenders offer 70% LTV, 80% LTV, and some, like Level 4 Funding, offering 90% LTV Colorado Hard Money Loans. If you’re purchasing a $200,000 house and want a 90% LTV Colorado Hard Money Loan you’ll be asking to borrow $180,000.

Borrowing more can be riskier, but if you can’t put up more than 10% of the purchase price then a 90% Colorado Hard Money Loan may be the way to go!

How LTV Affects Your Loan

Another thing to consider is the higher the LTV, the higher the interest rates and points. These will vary from lender to lender, but the LTV and percentage rates will climb in tandem. If you can afford to use a lower LTV loan you’ll be paying less over the long run, saving yourself more money for investments.

Getting Your Loan Approved

Once you’ve picked a Colorado hard money lender you’ll have to explain how you’re going to put their money to work. A complete plan of how you’re going to pay the loan back will include your plans for improving the property in order to pay off the loan.

For more questions about calculating your LTV or to discuss being approved for a Colorado Hard Money Loan, call Level 4 Funding today!


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
Fb Yt In Arr Nm Bl Tw Gp

3 Benefits You Can Expect From a Colorado Bridge Loan

Colorado Bridge Loans can save you in a tight financial situation. Here are three things that you can expect when receiving a Colorado Bridge Loan from a Colorado hard money lender.

Depending on your financial situation and what purchase you want to make, a Colorado Bridge Loan can save you when you need to fund a real estate purchase quickly. Put into simple terms, a Colorado Bridge Loan will give you temporary funds while you’re waiting for permanent financing to come through.

There are many reasons a Colorado Bridge Loan may be needed. Here are three times you would benefit from using a Colorado Bridge Loan:

Purchasing Before Selling

A prime example is to pay for the purchase of a new home while an owner is waiting on their current home to sell. The timeline isn’t always ideal and if you find the perfect home, but haven’t been able to sell your property then a Colorado Bridge Loan is perfect for making that new purchase in the meantime.

This can also free up a homeowner from having to sell their home with a contingency, a requirement that could keep offers from coming in.

Remodeling Before Selling

A homeowner may want to make upgrades to a home before putting it on the market and if the upgrades require the homeowner to move out, a Colorado Bridge Loan would allow the homeowner to move into a new property while completing the upgrades instead of finding temporary housing which can be expensive and inconvenient.

Purchasing Commercial Property

Another example is when an investor wants to purchase a commercial property, but the loan-to-value isn’t high enough or there aren’t enough lessors in the building. Big banks won’t fund a purchase like that due to their stringent requirements so a Colorado hard money lender comes in to offer the capital to fix up the property and then the investor can turn to traditional lending after.

Colorado Bridge Loans can be an alternative to a traditional home equity loan and can be funded by a traditional bank, but when you need the funds quickly the best way to go is a Colorado Bridge Loan. The flexible requirements and repayment could be perfect! Call Level 4 Funding today to learn more!


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
Fb Yt In Arr Nm Bl Tw Gp

Residential Arizona Hard Money Lenders: what are the advantages of using these lenders over the traditional ones?

Although not the easiest type of funding to pursue and acquire, these lenders do have some positive assets over the more conventional ones. Why not let your home or office building work doubly hard for you and solve your funding problems?

A residential hard money lender is set up to provide what is termed a non-bankable loan on property already owned by a prospective client—usually a home, be it a single family building, duplex, or another hard form of collateral. While banks and mortgage groups can and do take three to six months to close your loan, the Arizona Hard Money Lenders can ideally do it within the space of a week. They are also less likely to lets a hiccup in your financial history put a halt to the entire process.

Holding a mortgage on another property can hold you up with conventional lenders—your debt to income ratio appears here because the theory is if you already owe money, the less likely you will be able to repay another loan on time if at all. Another rule is that you cannot borrow through a bank on property that is in need of renovation–they are strictly interested in the current value of a property, not what it could be in the future.

Again, a hard money lender can work with you on these as well as the more odd things that could stop you. One being is if the property was used for other purposes than a home before and you are looking to make it into a family residence now, this is yet another point that a hard money lender will be more receptive to.

These are only some of the reasons that while perhaps never entering a would-be borrower’s mind can put an application in danger of rejection from a conventional lender. Private funding organizations and individuals tend to view these areas differently and not necessarily something that would prevent you from receiving funds.

Are these type lenders really worthy of serious consideration?

You may actually save money by using these residential Arizona Hard Money Lenders since they can structure a longer repayment period for the loan than the standard types. The upfront fees and down payments that go with other loans are often not attached to these loans.

They are more interested in your collateral value as opposed to your credit score also while desiring that you have an average of 40 percent equity in your residence at the time.

Find out all you can about loans before making your first appointment with any lender, conventional or otherwise. If you are successful with your project, you will come away with a lot—professional contacts in the business, a growing portfolio and a firm reputation. All of these are good to have when you want to take on a larger project in the future.

Talk to your friends and colleagues who are in the field. Know the pros and cons of working with a residential hard money lender before becoming involved in the process.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Don’t Count Out Colorado Hard Money Lenders for Your Next Investment

Make sure you have all the facts about Colorado hard money lenders before you make the call on who is going to fund your next investment project.

If you’re familiar with the investment and lending industry then you’re sure to have heard of Colorado hard money lenders, and if we had to guess there have been some negative pieces of information attached to what you’ve learned. Why is that?

In our experience, Colorado hard money lenders get a bad rap because people use them for the wrong reasons. Here are some scenarios where using Colorado hard money lenders might not be beneficial for you.

If You Have Good Credit and Income History

This doesn’t mean that people with good credit and income can’t use Colorado hard money lenders to fund their investment, but it’s especially helpful for those that don’t. If you fit into the first category it may be the right path for you to go through a traditional lender, but if you don’t we can help. We overlook bad credit and get you the money necessary to invest in real estate.

If You’re Looking for a Long-Term Loan

If you’re looking to snag a loan for a long-term investment scenario, Colorado hard money lenders are not the way to go. The higher interest rates can be a deterrent and quick payback times don’t fit the traditional lending mold. However, if you need cash quick and are going to be able to pay it off quickly, it is most definitely your best bet.

If You’re Not Prepared to Flip

Colorado hard money lenders approve their fund disbursements based on a business plan. We need to know where our money is going, what it’s doing, and the likelihood it will be returned. Our strongest clients come to us with a well thought out business plan. That’s not to say that first-time investors won’t get approved, but without the knowledge and skill to make the money work for you, it won’t work for us either.

If you feel that working with Colorado hard money lenders rather than a traditional bank sounds like the way you want to go, we can talk you through the process and discuss your investment opportunity with you. Call Level 4 Funding today to learn more!


Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
Fb Yt In Arr Nm Bl Tw Gp

What is a Arizona Fix and Flip Loan? Would this odd-sounding type of funding help you out?

(Basically this kind of loan involves a buyer purchasing a home strictly to sell—flip, if you will—as soon as possible. Most of the properties bought are in need of renovation. Once done the house is put on the market and sold, hopefully, at a decent profit to the owner, who then can pay off their loan and still have money in-pocket.)

Arizona Fix and Flip Loans are short-term types and most customers seeking one invest with hard money permitting them to purchase, repair and sell the property over the next year. Since the property is technically appraised before and after a renovation is performed, it is better to deal with private investors and people you already know who can better gage your ability to finish the job once you get funding.

The process takes a lot less time than the conventional lenders who are compelled to go through your credit history with the proverbial fine-toothed comb. One negative item or hole –a foreclosure, for example—will stop the entire effort while they check you out more closely to see if this will adhere to the strict rules they have to work by. Very often you are defined as less than a good risk and back to where you began.

A regular loan looks at a home or other building’s present value, but these types are less expensive in terms of interest and fees than non-conventional loans. A standard funding setup generally requires very good credit while the private funders and groups look towards what you have accomplished in the past and what you are working on currently instead of a high credit score.

Getting funding may be difficult if you are a beginning investor—you may have to set up an escrow account, borrow against personal property or both. An interest rate can range from 10 to 20 percent yearly.

What are some advantages of Arizona Fix and Flip Loans?

These loans are not bound by a lot of the rules that traditional funders are restricted to, such as not lending money if a property has any real health or safety concerns.

The amount of time it takes to be approved and closure completed is another relief to most investors. The process can take less than two weeks if you end up with a professional company that knows how things work. They are, however, looking at the recovery end for themselves and want to be confident that you can fix the property defects correctly and sell as soon as possible, allowing them to get their money back. In order to assure this, liens are attached as a security measure.

Another positive note is that the longer an investor is in business and doing well the majority of the time, the less he or she will pay for a loan in the long run. Occasionally a borrower can receive 100 percent of money requested and have several projects in progress at once.

Do all the research necessary before taking on a Arizona Fix and Flip Loanknow all the disadvantages as well as the advantages. They are not the answer for everyone—if possible, borrowers need to be certain of performance as an investor is of repayment. It pays to have all the facts—take time to learn.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions

Colorado Hard Money Loans to the Rescue!

Investors with poor credit know that you can’t wait months or even years to repair their credit in order to make moves. Colorado Hard Money Loans allow them to quickly obtain funds.

According to credit.com, about one third of Americans have a credit score lower than 601. That can be a huge determining factor in a bank’s decision to fund a loan. It’s a fact that has to be faced along with the fact that it can take months or even a year or more to fix a credit score. While it’s absolutely a good idea to work on your credit, investors don’t have the luxury of waiting.

Purchasing real estate as an investment is a great way to make money, but when the market is hot investors need to move quickly. Places like Level 4 Funding allow those investors to get their loan funded much quicker with a Colorado Hard Money Loan, without scrutinizing the borrower’s credit.

We can also create flexible lending terms to fit the situation. We don’t have to follow guidelines that may be harmful to someone’s real estate deal.

Lightning Fast

We’ve been known to fund loans in a matter of days! Forget the waiting game. If you come to us with a well-rounded business plan to put our money to work, we’ll make your Colorado Hard Money Loan happen!

Terms to Fit Your Loan

The best part of giving out Colorado Hard Money Loans is being able to custom design the loan terms for each client. Many of our clients use our loans for fix and flip properties that they won’t own for a long period of time. That’s why we make sure to build the loan around the situation.

Is It Right for You?

Another upside to working with a Colorado Hard Money Loan is that your lender is going to give you personalized attention. We are investing in your future and want to know about your plan, your ideas, and what our money is going to fund.

You can call us today to learn more about our Colorado Hard Money Loan offerings and how we can help make your real estate investment dreams come true. We will walk you through the process and make sure you are comfortable with what we have to offer and whether our terms and financing structures will work for your project!

Dennis Dahlber Broker Ri CEO Level 4 Funding LLCDennis Dahlberg
Broker/RI/CEO/MLO
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis@level4funding.com
Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701

About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters and 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions
Fb Yt In Arr Nm Bl Tw Gp

Arizona Hard Money Lenders: could these less-than-traditional lenders be the answer to your funding problems?

(All the ads—internet, paper and the current pain, robo calls—say they can solve your funding problems, no matter your past financial history, etc. Take the time and effort to find out if one of these could actually help you locate the money in order to make your current project into reality instead of words and drawings on paper.

Arizona Hard Money Lenders have come quite a distance from the time when they were termed as someone you did business only if you couldn’t get a deal from anyone else. It was said they were a dark shadow on the industry. Today it is very different—Arizona Hard Money Lenders rank alongside conventional mortgage lender sand banks, conducting business from a different angle with methods that make it somewhat easier for some individuals’ money needs.

Working from independent businesses or private investors, these lenders lay out a plan where the borrower gets their loan with security through real property value, that being something the customer already has possession of or is going to acquire in the near future. The borrower is required to provide a detailed business plan for the property they wish to buy as well as how they intend to repay the money they are asking for. The lender generally has the customer paying interest and a fraction of principle monthly with the remaining amount due at the end of payment period. Terms can be as short as one year or as long as five years.

What will you gain by working with a these type of lenders?

These lenders are set up to help out people who have or have had problems that keep their applications from being acceptable to traditional funding agencies whose requirements are more numerous and much stricter. Individuals who don’t have a company supplied income with a straight-line 9 to 5 job often find it hard to obtain a loan from a bank or mortgage company. If they have a foreclosure or loan modification in their financial history, this slows down the already long application process and sometimes makes it impossible for funding to be dispersed.

Any one of these things could knock your application out of the running, losing you all the time and effort put in already. Starting over will mean the same thing at other companies. This is when a hard money lender could be exactly what you need since they tend to emphasize whatever collateral you have and your ability to repay rather than a perfect credit report or your past income history. Occasionally a loan can be applied for, accepted and closed within as short a period as two weeks.

Research deeply and thoroughly to find out everything about these type lenders; compare both the positives and negatives—funds obtained via this route have a higher interest rate attached than conventional monies. Talk with both these lenders as well as the more well known ones and once you have all the needed information, make your appointments and go after what you have been dreaming of.



Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg

Broker/RI/CEO/MLO

Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis@level4funding.com

Dennis Dahlberg Broker/RI/CEO


NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

© 2016 Level 4 Funding LLC. All Rights Reserved.
Copyright | Privacy Policy | *Terms & Conditions