One of the most difficult tasks for a real estate investor is finding a trustworthy and reliable lender to finance their investment.

People new to the real estate industry parallel loans and banks—not knowing there are other options. Conventional lenders have a very rigid criteria that borrowers must meet to qualify. Add to the strict requirements, conventional lenders also have underwriters, that are so overworked that they slow down the process. And the cherry on top of it all—-even if you meet all their criteria, but have a less than perfect credit score, your chance of approval is slim. So, what does an investor do if the bank turns them down? They form an alliance with a dependable Arizona Hard Money Lender.

Arizona Hard Money Lenders help obtain the finance needed to acquire your investment. These investments are properties that will be sold or rented. There are many reasons investors choose to work with Arizona Hard Money Lenders over conventional lenders.


The most important reason to choose a hard money loan is your chance for approval—you are much more likely to be approved for a hard money loan because they have dramatically less stringent criteria than traditional financing institutions. Because they are private lenders, they have their own rules and regulations they follow, so you are more likely to be approved due to this flexibility—even without good credit. Arizona Hard Money Lenders are far less concerned with your credit because the property will serve as the collateral in case of default on the loan.

Investing in real estate means you need to have money right when you find an opportunity. Unlike banks, that can take up to 90 days for financing—Arizona Hard Money Lenders move swiftly. Most investors can be approved right away and funds available within 2 weeks or less. Arizona Hard Money Lenders require much less paperwork and have far less hoops to jump through than conventional banking.

Investors are able to close many deals quickly and because they give you the capital you need you can move on to the next deal. The quick financing means you have more opportunity to close more deals which results in more money. Once you have found a lender you work well with you can expect the process to continue to be smoother each time.

For both newbie real estate investors and seasoned alike— Arizona hard money loans will benefit your profession.

With higher loan approvals, more lenient terms, flexibility and quick funding a hard money loan makes more sense than a conventional loan. Real estate investors lose money because traditional banking institutions take too much time to approve and release funds—by the time you are approved you have possibly lost the deal.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg


Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177

Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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