Private money lenders in Arizona are simply non-institutional lenders who issue short-term loans for the purchase of an investment property. Sometimes, they issue these loans for renovations of an investment property, as well. These lenders offer loans for short-term fix and flip investments as well as loans to investors looking for quick funding or cash-out refinancing.

Private money lenders in Arizona frequently offer no prepayment penalties to investors. Pre-approval typically happens within 5 minutes and funding in as little as 2 weeks. Private money lenders in Arizona offer loans that are secured by hard assets (real estate). Private money lenders in Arizona can be anyone—your neighbor to an established private lending company. Typically, when people talk about Arizona Hard Money Lenders they are referring to to Arizona Hard Money Lenders. Private money loans work for every situation from short-term fix and flip to a long-term buy-and-hold.

Private money lenders in Arizona are sought by property flippers who plan to rehab and sell the property that is being used as the collateral for the financing. This is ideal because the investor expects to sell within one year. As soon as the property sells, the loan can be paid off.


The approval process when it comes to private money lending is much quicker than a traditional bank loan. Since the loan is backed by the value of the property that is being used—that is the Private money lenders in Arizona biggest concern. The lenders may not be as concerned about repayment because often there is greater value for them to resell the property in case of default. Because Private money lenders in Arizona do not use a traditional underwriting process adjustments can be negotiated in regard to the repayment schedule. This is beneficial for the borrower and can afford them more opportunity to pay back the loan during the decided loan terms. Conventional bank lenders are notorious for having rigid and extremely strict rules—and although a private money lender will adhere to criteria concerning the borrower it will be significantly less that what is required from a bank. The bottom line when it comes to private money lending— these are asset-based loans that have flexible loan terms.

What do I need to provide a private lender with to determine pre-qualification?

A private money lender will typically require: 3 months of your personal bank statements, deeds to your assets, and require you to answer simple questions such as—the address of the property and desired loan amount. During the funding phase lenders will look at more in-depth documentation such as the scope of work, appraisals, contractor bids and appraisals. For more information contact us at level4funding.com.

Dennis Dahlber Broker Ri CEO Level 4 Funding LLC
Dennis Dahlberg


Level 4 Funding LLC 
Hard Money Lender

Hard Money Loans

Hard Money Loan

Arizona Tel:  (623) 582-4444

Texas Tel:      (512) 516-1177


Dennis Dahlberg Broker/RI/CEO

NMLS 1057378 | AZMB 0923961 | MLO 1057378

22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027

111 Congress Ave | Austin | Texas | 78701  

About the Author:  Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.

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