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Low mortgage charges and falling house values have introduced housing inside attain to extra households than ever earlier than, in accordance to the most recent Nationwide Affiliation of REALTORS® housing affordability index. Housing affordability in January reached its highest degree since NAR started monitoring it in 1970. The index — which tracks median house value, median household earnings, and the typical mortgage charge — reached 206.1 in January. Phoenix Hard money lenders
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